North Bay Credit Union Santa Rosa CA | Best Auto Loans & Business Banking

Introduction

Welcome to North Bay, your trusted financial partner located at 397 Aviation Blvd, Santa Rosa, CA 95403. Since our establishment in 1948, we have been dedicated to serving our community with the highest level of care and commitment. With a growing membership base of 2,935 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each other's financial journeys. At North Bay, we understand that managing your finances can be challenging. That's why we offer a variety of services tailored to meet your needs, including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Our total assets currently stand at an impressive $118,639,328, with total deposits reaching $873,795. We ensure that your money is not only safe but also working for you. Led by our experienced CEO Chris Call and Board President Dominic Tramontin, our team is here to help you every step of the way. We believe in transparency and building trust with our members our net worth sits at $8,204,977, showcasing our strong financial foundation. While members can visit us at our branch location for assistance or to explore our services further, official correspondence should be sent to our mailing address: 397 Aviation Blvd, Suite L, Santa Rosa, CA 95403. Feel free to reach out to us via phone at 707-584-0384 or send a fax to 707-584-3811 during our operating hours from 9:00 AM to 4:00 PM on weekdays. Join us as we continue to make a positive impact in the lives of our members and the community. Explore more about what we offer by visiting our website at North Bay Credit Union. We look forward to welcoming you into the North Bay family!

Branch History & Mission

Join Us

As we continue to grow and adapt in an ever-changing world, we invite you to become part of the North Bay family. Experience firsthand how our commitment to community-focused financial solutions can benefit you. For more information on membership eligibility and how you can join us on this journey towards financial empowerment, visit our website. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, North Bay has evolved significantly over the years. What started as a small credit union dedicated to serving local families has transformed into a robust financial institution that offers a wide range of services. We focus on personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking. Our commitment to accessibility is evident in our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 397 Aviation Blvd, Suite L, Santa Rosa, CA 95403. This allows us to streamline communication while ensuring that we remain accessible to all.

Our Mission

Our mission is simple yet powerful: to empower our members by providing exceptional financial services and fostering community support. We believe that everyone deserves access to quality banking options tailored to their unique circumstances. Through partnerships with local organizations and active outreach efforts, we strive to make a positive impact in the lives of those we serve. North Bay is not just about numbers; it's about people. We prioritize customer service by implementing user-friendly digital tools like online and mobile banking. Although we currently do not offer ATM or drive-thru services at this location, we ensure that our members have access to the essential services they need.

Branch Location & Accessibility

Convenient Access

At North Bay, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy a welcoming banking experience. Parking is available right outside the building, so you won't have to worry about finding a spot. Plus, with our operating hours from 9:00 am to 4:00 pm, Monday through Friday, you can plan your visit during the day when it suits you best.

Reach Out Anytime

Have questions? Don't hesitate to reach out! You can give us a call at 707-584-0384. We're excited to welcome new and existing members alike into our North Bay family. Come visit us soon!

Services Offered

While we don't offer drive-thru service or ATMs at this location, our team is here to assist you with a wide range of services. Whether you're looking for personal banking solutions like checking and savings accounts or need help with auto loans and mortgages, we've got you covered. Our knowledgeable staff is always ready to guide you through your options and find what fits your needs. If you need to send official correspondence, please note that while members can visit us at our physical location, any mail should be directed to our mailing address: 397 Aviation Blvd, Suite L, Santa Rosa, CA 95403.

Member Eligibility

At North Bay, we believe that becoming a member is about joining a supportive community where your financial needs are prioritized. If you live, work, or worship in our local area, you're likely eligible to join us! We welcome individuals who share our values and are looking for a place that truly cares about their financial well-being. The criteria are simple and inclusive, focusing on community ties rather than rigid requirements. You can find all the details regarding eligibility by visiting this link. Once you see that you're eligible, opening an account with us is easy! Our friendly team at North Bay, located at 397 Aviation Blvd Santa Rosa Ca 95403, is ready to guide you through the process. Whether it's your first account or you're switching from another institution, we're here to help every step of the way. Feel free to call us at (707) 584-0384 if you have any questions or need assistance. Join us today and experience the advantages of being a part of our family!

Business Banking & Commercial Services

Merchant Services

Imagine having a reliable partner who streamlines your payment processes. Our merchant services make it easy for you to accept payments securely, ensuring that your customers have a smooth experience when purchasing from you. This not only enhances customer satisfaction but also helps improve your cash flow. If you're looking to take your business to the next level, visit us at 397 Aviation Blvd Santa Rosa Ca 95403 in Santa Rosa, CA, or call us at (707) 584-0384. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,103,188, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer a range of banking solutions tailored specifically for you. Our business banking includes merchant services that simplify payment processing and business loans that can help take your venture to the next level.

Credit Cards

Don't forget about our credit cards with rewards! These cards provide not only purchasing power but also benefits like cashback or travel points. It's an easy way to earn rewards just by making your everyday purchases.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is crucial. That's why at North Bay, we pride ourselves on our robust online and mobile banking options. You can easily check balances, transfer funds, and even pay bills all from the comfort of your home or while on the go. Need cash? While we currently do not have ATMs available at this branch, our digital services ensure that accessing funds is quick and easy when needed. Whether you're planning for tomorrow or managing today's challenges, North Bay is committed to supporting our members with personalized financial solutions. If you're interested in learning more about how we can assist you, please give us a call at 707-584-0384 or visit our website at North Bay Credit Union. Join us today and experience how North Bay can help you achieve your financial goals!

Loans and Financing

When it comes to financing, we understand that life can throw unexpected expenses your way. That's why we offer auto loans and vehicle financing options that help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are structured to fit your budget and goals. Need some extra cash? Our personal loans and debt consolidation services can help you manage existing debts more effectively, giving you peace of mind as you work towards financial stability.

Personal Banking

Our personal banking services make it easy for you to handle your finances. With checking and savings accounts designed for convenience and accessibility, managing your money has never been simpler. Imagine opening a checking account that allows you to easily track expenses while earning interest on your savings this is what North Bay offers. Plus, you can enjoy online and mobile banking features that let you bank from anywhere at any time.

Digital & Online Banking

Accessibility and Support

Our commitment to accessibility means that whether you're using a desktop computer or your smartphone, our website is designed for user-friendliness. Plus, if you ever need assistance, our team is just a phone call away at (707) 584-0384 during regular business hours. In summary, at North Bay, we're dedicated to providing digital banking solutions that empower you to manage your finances with confidence and convenience. Join us today and experience the ease of online banking!

Key Features

Managing your finances has never been easier with features like mobile payments and person-to-person transfers. Need to send money to a friend? Our person-to-person service allows you to do just that with ease. Plus, if you're always on the go, our mobile application ensures you have full control over your accounts right at your fingertips. Safety is our top priority. While we currently don't offer electronic signature authorization for documents, rest assured that all online transactions are protected with robust security measures. You can also opt for e-statements to keep track of your finances without the clutter of paper statements making it easier to stay organized while being environmentally friendly.

Financial Strength

Growing Trust

With a total of 5,472 accounts reflecting a strong and growing member base that trusts us with their finances, it's clear that North Bay is committed to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Bay is your trusted partner. Visit us at 397 Aviation Blvd Santa Rosa Ca 95403 or call (707) 584-0384 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $41,662,929 in share certificates and $3,457,180 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,404,011, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $8,204,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22 in used auto loans and $106,328,245 in total loans and leases.

Strong Financial Health

With a net worth of $8,204,977, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $692 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $352,151 in used vehicle loans and $518,424 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our dedicated team will help you find the right loan for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $18,103,188 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, our financial solutions are designed to support your entrepreneurial spirit. At North Bay, we aim to simplify your borrowing experience. Our knowledgeable staff is always ready to answer questions about refinancing options and help determine your eligibility for any of our loan products. For more details on our offerings or to speak with a representative, give us a call at (707) 584-0384 or visit us at our location: 397 Aviation Blvd Santa Rosa Ca 95403 in Santa Rosa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,560,632, make buying or refinancing simple. We offer flexible terms and competitive interest rates designed to suit different financial situations. If you're considering refinancing your existing mortgage, our team is here to guide you through eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $345,978 in loans helping members manage their finances effectively. These cards come with various rewards and benefits, making them a great option for everyday purchases and emergencies alike.

Loan Aggregator

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North Bay