Navy Federal Credit Union

Navy Federal Credit Union proudly serves members across Kentucky with trusted financial solutions tailored to military members, veterans, and their families statewide. Offering convenient ATM and cash withdrawal services, including basic ATM access for balance checks, Navy Federal ensures easy access to your funds no matter where you are in Kentucky. Their flexible auto loans and vehicle financing options make getting behind the wheel of your next car affordable and straightforward.
Kentucky members enjoy comprehensive personal banking services such as checking and savings accounts designed for everyday convenience, credit cards packed with rewarding perks, plus personal loans ideal for debt consolidation. For homebuyers, Navy Federal provides competitive mortgage loans and refinancing options that help make owning a home more attainable throughout the state. Business owners also benefit from tailored merchant services and business loans aimed at supporting local enterprises.
With secure online and mobile banking platforms available 24/7, managing your finances has never been easier. Beyond banking, Navy Federal actively supports Kentucky communities through programs focused on strengthening military families statewide. Membership means more than just financial products—it’s a partnership dedicated to helping you achieve lasting financial success across Kentucky.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to navy-federal-credit-union, where our mission is clear: we are dedicated to providing community-focused, member-first financial services to our valued members across . Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create a welcoming environment where your financial needs come first. Our members enjoy modern conveniences that make banking easier and more efficient, including electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). Discover how we can serve you better by visiting our website at https://www.navyfederal.org/, or feel free to reach out via fax at . We're here for you every step of the way!

Services & Financial Solutions

At Navy Federal Credit Union, we are dedicated to providing a comprehensive range of financial services designed to meet the diverse needs of our members across Kentucky. Whether you're looking to manage your everyday finances with ease or planning for significant life events like buying a home or starting a business, our offerings are crafted with your convenience in mind. Our personal banking solutions include checking and savings accounts that help you effortlessly track your spending and save for the future. With features such as e-statements and online banking, managing your finances has never been easier. You can securely access your accounts anytime, anywhere, through our user-friendly mobile application, allowing you to stay on top of your financial goals.
When it comes to borrowing, we provide flexible loan options tailored to your unique circumstances. Whether you're interested in auto loans for that new vehicle or mortgage loans for your dream home, our competitive rates and straightforward terms make the process accessible and stress-free. Additionally, our personal loans can assist with debt consolidation or unexpected expenses, giving you peace of mind during challenging times. For entrepreneurs and small businesses, we offer robust business banking support including merchant services and business loans that empower you to grow and succeed. Plus, with digital features like person-to-person payments and electronic signatures, making transactions has never been more seamless. At Navy Federal Credit Union, we're committed to ensuring that all our members in Kentucky have the tools they need for financial success—because when you thrive, we all thrive together.

Why Choose Us

At Navy Federal Credit Union in KY, we believe in making banking simple and accessible for everyone. Joining our community is a breeze—just visit our membership eligibility page at https://www.navyfederal.org/membership/eligibility.html to see if you qualify. Once you're in, opening an account is quick and straightforward, so you can start enjoying the benefits right away. Our core values of trust, community engagement, personalized service, and financial reliability guide every interaction we have with our members. We take pride in being a credit union that truly cares about your financial well-being and works tirelessly to provide tailored solutions that fit your unique needs. Whether you're looking for personal banking options like checking and savings accounts or need support with auto loans and mortgages, we've got you covered. Plus, with our online and mobile banking services, managing your finances has never been easier. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at Navy Federal Credit Union—where your journey toward financial success begins!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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