Navy Federal Credit Union Oak Grove KY: Best Auto Loans & Personal Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of Oak Grove, KY. Located conveniently at Oak Grove Shopping Center, we are dedicated to serving our community with a range of financial services tailored to meet your needs. Established in 1947, we have proudly built a strong foundation of trust and reliability, now boasting over 14 million members who have chosen us for their banking solutions. At Navy Federal, we understand that every financial journey is unique. Whether you're looking to purchase your first car or save for a dream home, our extensive offerings including personal banking, auto loans, mortgages, and business banking are designed with you in mind. With total assets exceeding $180 billion and deposits around $2.3 billion, we are well-equipped to support your financial goals. Our commitment goes beyond just numbers; it's about fostering relationships within our community. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of over 24,500 employees is here to provide personalized service and guidance. We pride ourselves on being a member-focused institution, where each individual matters. While members can visit us at our branch address, official correspondence should be sent to: Oak Grove Shopping Center, Oak Grove, KY 42262. Feel free to reach out at 888-842-6328 for any inquiries or assistance. We invite you to explore our services further by visiting our website at navyfcu.org. Join us today and experience the difference that a dedicated credit union can make in your life!

Branch History & Mission

Join Us

As we continue on this path of growth and service, we invite you to become part of the Navy Federal family. Experience firsthand how we can help you navigate your financial journey with personalized support tailored just for you. Together, let's build a brighter financial future! For more information about membership eligibility or to open an account today, visit us online at Navy Federal Credit Union or call us at 888-842-6328. We look forward to welcoming you!

Our Evolution

Since opening our doors, we've made significant strides to meet the evolving needs of our members. From humble beginnings, we've expanded our offerings to include a wide range of financial services such as personal banking, auto loans, mortgage loans, and business banking solutions. Over the years, we've embraced technology to enhance member experiences, introducing online banking and mobile applications that allow our members to manage their finances conveniently from anywhere. Our dedicated team is available during operating hours Monday to Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 2:00 PM to assist with any inquiries or financial needs. We also provide ATM services and drive-thru banking for added convenience.

Our Mission

At the heart of Navy Federal Credit Union's mission is the desire to empower our members financially while supporting the communities we serve. We believe that everyone deserves access to quality financial services that help them achieve their goals. Our mission emphasizes not just providing banking services but also fostering a sense of community through various outreach programs and partnerships. We are committed to ensuring ADA compliance so all members can access our services without barriers. Additionally, we actively engage with local organizations to contribute positively to the Oak Grove area and beyond. While members can visit us at Oak Grove Shopping Center in person, official correspondence should be sent to our mailing address: Oak Grove Shopping Center, Oak Grove, KY 42262.

Branch Location & Accessibility

A Convenient Spot for Everyone

Situated in the heart of Oak Grove, our location is easily accessible for both locals and visitors alike. If you're nearby, you might recognize us as part of the bustling shopping center, making it simple to stop by while running errands or visiting friends. Plus, we have ample parking available, so you can come and go with ease.

Accessibility Features

We take pride in ensuring that our branch is welcoming to everyone. Our facility is ADA compliant, featuring ramps and other accessibility options that make it easy for all members to access our services without hassle.

Operating Hours and Services

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, and we're here on Saturdays from 9:00 AM to 2:00 PM for those who need a little extra time during the weekend. Whether you're looking to open a checking account, apply for an auto loan, or simply ask questions about your finances, our knowledgeable staff is ready to assist you. In addition to in-branch services, we offer ATM access for quick cash withdrawals and balance checks. And if you're in a hurry? Take advantage of our drive-thru banking service, which allows you to conduct simple transactions without leaving your car.

Reach Out Anytime

Should you need to contact us directly, feel free to call us at 888-842-6328. We're always happy to help! While members can visit us at Oak Grove Shopping Center, official correspondence should be sent to the same address. Come experience the difference at Navy Federal Credit Union where your financial goals are our priority! We look forward to seeing you soon.

Member Eligibility

Joining the Navy Federal Credit Union community is like stepping into a supportive family where your financial well-being matters. To become a member at our Oak Grove location, simply check if you meet our eligibility criteria. We're proud to welcome individuals associated with the military, Department of Defense personnel, and their families. If you're unsure about your eligibility, don't worry! You can find detailed information by visiting our website at https://www.navyfederal.org/membership/eligibility .html . Once you confirm that you're eligible, opening an account is a breeze. We strive to make this process simple and welcoming for everyone. You can start your membership journey online or by giving us a call at (888) 842-6328 for assistance. We're here to help you every step of the way as you enjoy all the benefits of being part of Navy Federal, including competitive rates on loans and access to personalized financial services. Your journey toward financial empowerment starts here at Navy Federal Credit Union, located at Oak Grove Shopping Center Oak Grove Ky 42262.

Business Banking & Commercial Services

Merchant Services Tailored for You

In addition to loans, our merchant services make it easy for businesses to manage transactions seamlessly. Picture a local café using our point-of-sale solutions to accept payments quickly while keeping track of sales effortlessly. This kind of support helps you focus on what matters most growing your business. For personalized assistance and more information about how we can help your business thrive, visit us at Oak Grove Shopping Center Oak Grove Ky 42262 or call us at (888) 842-6328. Let's work together to build a brighter future for your business!

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that fit your budget. Picture driving off in your dream car, knowing you've made a smart financial choice.

Business Banking Services

For entrepreneurs, our business banking services, including merchant services and business loans, are crafted to support your growth. We recognize the challenges of running a business and are here to partner with you in achieving success.

Credit Cards with Rewards

Our credit cards come with rewards that allow you to earn points on everyday purchases. Imagine using your card for groceries or gas and watching those points add up toward exciting rewards like travel or cash back! It's just one more way we show appreciation for our members.

Mortgage Loans & Refinancing

If homeownership is on your radar, our mortgage loans and refinancing services are here to help you every step of the way. We understand that buying a home is a significant commitment, which is why we provide personalized guidance throughout the process. You can trust us to help you find the right mortgage solution that aligns with your long-term goals.

Online & Mobile Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills through our app, it's all just a few taps away. Plus, with ATM access available for withdrawals and balance checks, managing your money has never been easier. At Navy Federal Credit Union in Oak Grove, we prioritize making banking straightforward and beneficial for everyone in our community. Whether you're stopping by during lobby hours from Monday to Saturday or reaching out via phone at 888-842-6328, we're here for you! Ready to explore all these fantastic services? Visit us online at navyfcu.org or stop by our branch today! Your financial wellness starts here!

Personal Banking Solutions

Our personal banking services are designed to simplify your financial journey. With options like checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. Imagine enjoying the peace of mind that comes with having a solid financial foundation right at your fingertips.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt management needs, our personal loans and debt consolidation options offer a lifeline. Whether you're facing medical bills or planning a major purchase, we provide solutions that can ease your financial burdens and help you regain control over your finances.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter with e-statements! You can receive your account statements electronically, which not only keeps things organized but also helps the environment. If you're always on the go, our mobile application lets you manage your accounts directly from your smartphone. With mobile payments enabled, making transactions is just a tap away.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that in a quick and hassle-free manner. It's perfect for splitting bills or sending gifts without any extra fees. Overall, the digital banking services at Navy Federal Credit Union are designed for ease of use and accessibility. We prioritize your security while providing tools that help you manage your finances in real-time. Experience the convenience today and take control of your banking with us!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and strong performance, which is why we're proud to share our financial health with you. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. While our net income currently stands at $0, it reflects a commitment to operational efficiency as we continue to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares (funds available for lending and investments) total $1,127,735,547, while the total number of share accounts indicates a strong member base that trusts us with their finances: 30,809,321 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at Oak Grove Shopping Center Oak Grove Ky 42262 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that can suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We know that running a business comes with its challenges, and having access to funds can make all the difference. If you're interested in any of our loan products, we encourage you to reach out! You can contact us at (888) 842-6328 or visit us at our branch located at Oak Grove Shopping Center Oak Grove Ky 42262 in Oak Grove, KY. We're here to help you navigate your options and find the right financial solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today, and let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand each step and feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards can be a great way to build your credit score while enjoying rewards on your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the information presented is accurate and up-to-date.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans