Navy Federal Credit Union

Nestled in the heart of Radcliff, KY, Navy Federal Credit Union at 1671 N Wilson Rd warmly welcomes military members, veterans, and their families to a community-focused branch dedicated to supporting your financial journey. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 1:30 p.m., this location offers both convenient lobby access and drive-thru services, along with an on-site ATM for quick cash withdrawals and balance checks.
Renowned for providing some of the best auto loans in Radcliff, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to your lifestyle. Homebuyers will also appreciate access to low mortgage rates and refinancing options designed to help you achieve your dream of homeownership. Beyond lending, enjoy full-service personal banking including checking and savings accounts crafted for everyday convenience, credit cards loaded with rewarding perks, business banking solutions such as merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 1671 N Wilson Rd or call 888-842-6328 today to experience friendly local service. Discover how our signature auto loans and mortgage offerings can help you drive your financial goals forward!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to the Navy Federal Credit Union, located at 1671 N Wilson Rd, Radcliff, KY 40160. Since our establishment in 1947, we have been dedicated to serving our members with integrity and commitment, fostering a sense of community and financial well-being. With over 14 million members and total assets exceeding $180 billion, we pride ourselves on being a trusted partner in your financial journey. At Navy Federal, we understand that every member's needs are unique. That's why we offer a range of services tailored just for you whether it's checking and savings accounts, auto loans, or mortgage options. Our team is here to help you navigate your financial choices with confidence. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our focus remains steadfast: providing exceptional service while ensuring the highest level of security for your deposits. Currently, our total deposits stand at an impressive $2.32 billion, demonstrating the trust our members place in us. While you can visit us at our branch for personal assistance, please note that official correspondence should be sent to the same address: 1671 N Wilson Rd, Radcliff, KY 40160. Our lobby hours are conveniently set from 9 AM to 5 PM on weekdays and 9 AM to 1:30 PM on Saturdays, ensuring accessibility for all your banking needs. We encourage you to reach out at 888-842-6328 with any questions or to learn more about how we can assist you in achieving your financial goals. At Navy Federal Credit Union, you're not just a member; you're part of a family committed to your success. Join us today and experience the difference!

Branch History & Mission

Join Us Today

As we look ahead, Navy Federal Credit Union remains steadfast in our commitment to enriching lives through superior financial services and community involvement. We invite you to become part of this thriving family where your financial future is prioritized. Experience the benefits of membership today!

Our Journey

Since our founding, we have continually evolved to meet the needs of our members. From humble beginnings focused primarily on military personnel, we have expanded our reach while remaining committed to our core mission: serving those who serve us. This dedication has allowed us to provide a wide range of personal and business banking services that include checking and savings accounts, auto loans, mortgages, credit cards, and more. Our branch is not just about transactions; it's about relationships. We understand that financial well-being is crucial for families and individuals alike. That's why we strive to make every visit meaningful. Whether you're stopping by during our lobby hours from Monday to Friday from 9 AM to 5 PM, or utilizing our drive-thru service on Saturdays from 9 AM to 1:30 PM, you will find a welcoming atmosphere designed to cater to your financial needs.

Our Mission

At Navy Federal Credit Union, our mission is simple yet profound: "To serve." We aim to empower our members by providing exceptional financial products tailored specifically for their unique circumstances. Whether it's helping a member purchase their first vehicle or supporting local businesses with loans, we are dedicated to making a positive impact within the Radcliff community. We also prioritize accessibility and convenience through digital advancements like online banking and mobile payments. Our commitment extends beyond just banking; we actively engage in community outreach efforts and partnerships that uplift those around us. While members can visit us at 1671 N Wilson Rd, official correspondence should be sent to the same address for consistency. If you ever need assistance or have questions about your account or services, don't hesitate to reach out at 888-842-6328.

Branch Location & Accessibility

Accessibility Features

At Navy Federal Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and spacious parking to ensure everyone can visit us with ease. You'll find ample parking available right outside our doors, making it simple to pop in whenever you need assistance.

Operating Hours

Our lobby is open Monday through Friday from 9 AM to 5 PM, and we're here on Saturdays from 9 AM to 1:30 PM as well! For those who prefer a quick visit without stepping inside, we offer drive-thru banking during the same hours, ensuring you can manage your transactions on your schedule.

Services Offered

We provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. Plus, our ATM is readily available for quick cash withdrawals and balance checks. While members can visit us at 1671 N Wilson Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 888-842-6328. We're always happy to help! We invite you to stop by Navy Federal Credit Union in Radcliff today experience firsthand how we can support your financial journey!

Member Eligibility

At Navy Federal Credit Union, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is simple and rewarding, and we invite you to join us at our branch located at 1671 N Wilson Rd Radcliff Ky 40160. If you're a family member of a current member, active duty military, or a veteran, you're already on your way to enjoying the benefits we offer. Additionally, individuals who live or work in certain areas may also qualify. For detailed eligibility criteria, feel free to check out our resource at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is just as straightforward! You can find all the necessary steps and information on how to get started by visiting https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance along the way, don't hesitate to reach out at (888) 842-6328. We're excited to welcome you into our credit union family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to making transactions easy, our merchant services have got you covered. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards or mobile payments. Our tools can help streamline your operations so you can focus on what you do best growing your business. Join us at Navy Federal Credit Union and discover how we can partner with you on your journey to success! For more information, give us a call at (888) 842-6328.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We provide convenient ATM access for quick cash withdrawals and balance checks. Our branch also offers basic drive-thru banking for deposits, withdrawals, and simple transactions perfect when you're on the go! At Navy Federal Credit Union, we strive to make banking accessible and efficient for everyone in Radcliff and beyond. If you'd like to learn more about our services or have any questions, feel free to reach out at 888-842-6328. We're here to help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing options help you drive away in the car of your dreams without breaking the bank. With competitive rates and flexible terms, financing your next vehicle is straightforward and stress-free.

Business Banking

Are you an entrepreneur? Our business banking services include merchant services and business loans that can help fuel your business growth. We understand the intricacies of running a business and are committed to supporting you every step of the way.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards come packed with benefits! From cash back on everyday purchases to travel rewards for your adventures, there's a card that fits just right for your lifestyle.

Mortgage Loans & Refinancing

If homeownership is on your horizon, or if you're looking to refinance an existing mortgage, we offer comprehensive mortgage loans that fit various budgets and lifestyles. Our experienced team will guide you through the entire process, ensuring you understand every step as you secure a place to call home.

Online & Mobile Banking

With our online and mobile banking features, managing your finances has never been easier. Access your accounts anytime from anywhere using our user-friendly app. Need to check your balance or deposit a check? Just grab your phone!

Personal Banking

Our personal banking options include checking and savings accounts that are perfect for everyday banking needs. Imagine having easy access to your funds whenever you need them, whether through our online banking platform or mobile app. You can effortlessly manage your accounts, pay bills, and even transfer money between accounts at your convenience.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, but with our personal loans and debt consolidation options, you can find relief from financial stress. Whether it's medical bills or home repairs, we provide solutions tailored to help you regain control over your finances.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. You can make mobile payments, check your balance, and deposit checks from the comfort of your couch or while waiting in line. Plus, with features like person-to-person transfers, sending money to friends and family has never been simpler. Need to sign documents quickly? We offer electronic signature authorization, so you can finalize transactions without the hassle of printing and scanning. For those who prefer paperless statements, e-statements are available to keep your account information organized and accessible.

Security You Can Trust

We prioritize your security with robust measures that protect your personal information while ensuring that managing your money is straightforward and efficient. Our digital tools are designed not only for ease-of-use but also to give you peace of mind as you handle your banking needs. With Navy Federal Credit Union, enjoy the freedom of digital banking that fits into your lifestyle. Sign up today and take control of your finances like never before!

Financial Strength

Commitment to Financial Health

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Base

Total Share Accounts: 30,809,321 show a strong and growing member base that trusts us with their finances. This growth reinforces our commitment to providing the best possible service to all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1671 N Wilson Rd Radcliff Ky 40160 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1.3192E+11 in total loans and leases, supporting members' financial goals across various sectors.

Loan Offering

Additional Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our team at Navy Federal Credit Union, located at 1671 N Wilson Rd Radcliff Ky 40160, Radcliff, KY, is here to guide you through every step of the process. You can contact us at (888) 842-6328 for more information or visit our website for additional resources. We believe that everyone deserves access to affordable financing solutions that empower them financially. At Navy Federal Credit Union, we're dedicated to helping you find the right loan product that aligns with your goals and financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We aim to support local businesses by offering tailored financing solutions that meet your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your path to homeownership is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in making purchases easier while maintaining control over your spending.

Loan Aggregator

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