Navy Federal Credit Union

Navy Federal Credit Union proudly serves members across Illinois, delivering trusted financial solutions tailored to military members, veterans, and their families statewide. With a strong commitment to community impact, Navy Federal offers convenient ATM and cash withdrawal services for easy access to your funds wherever you are in Illinois. Their competitive auto loans and vehicle financing options make driving your next car affordable and hassle-free.
Illinois members benefit from comprehensive personal banking products including checking and savings accounts designed for everyday use, plus credit cards with rewarding perks that add value to your spending. For homebuyers, Navy Federal provides mortgage loans and refinancing solutions that help turn your homeownership dreams into reality. Business owners can access merchant services and business loans crafted to support growth within the state.
Managing money is simple with Navy Federal’s secure online and mobile banking platforms, available anytime to fit your busy lifestyle. Personal loans and debt consolidation options offer flexible ways to manage finances more effectively. Beyond banking, Navy Federal actively supports Illinois communities through programs aimed at strengthening military families statewide.
Experience the value of membership in Illinois with Navy Federal Credit Union—a trusted partner dedicated to helping you achieve financial success at every stage of life.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, our mission is to empower our members across Illinois with community-focused, member-first financial services that prioritize your needs. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we are dedicated to providing a welcoming environment where your financial goals can thrive. We understand that in today's fast-paced world, convenience is key, which is why we offer modern solutions like electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. Our commitment to enhancing your banking experience means you can manage your finances with ease and confidence. Discover more about us at www.navyfederal.org or reach out via fax at nan. Join us in making a difference in your financial journey!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is an essential part of daily life, and we're here to make it as seamless as possible for our members across Illinois. Whether you're opening a checking or savings account to keep your funds organized or seeking an auto loan to drive away in your dream vehicle, our personal banking services are designed with your needs in mind. With features like online banking and a user-friendly mobile app, you can easily access your accounts anytime, anywhere. Plus, our e-statements help you stay on top of your finances without the clutter of paper statements.
When it comes to larger financial goals, such as buying a home or consolidating debt, our mortgage loans and personal loans offer flexible solutions tailored to your situation. We also provide credit cards with rewards to help you earn benefits while managing everyday expenses. For those running a business, our comprehensive business banking services include merchant services and business loans that empower entrepreneurs to thrive. And with convenient options like person-to-person payments and electronic signatures, handling transactions is easier than ever. At Navy Federal Credit Union, we prioritize accessibility and flexibility so you can focus on what matters most—building a secure financial future.

Why Choose Us

At Navy Federal Credit Union in IL, we believe in making banking accessible and personal. Becoming a member is a straightforward process, and you can easily open an account to start enjoying the benefits of our financial services. Curious about your eligibility? You can review the requirements at this link. Our values are deeply rooted in trust, community engagement, personalized service, and financial reliability—principles that guide us in everything we do. We pride ourselves on creating a welcoming environment where every member feels valued and supported. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we've got you covered with competitive rates and tailored solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at Navy Federal Credit Union, where your financial success is our mission!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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