Navy Federal Credit Union

In the vibrant community of Gurnee, Navy Federal Credit Union at 6447 Grand Ave warmly welcomes military members, veterans, and their families to a trusted financial partner dedicated to your success. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 4:00 p.m., this branch offers convenient lobby access along with an on-site ATM for quick cash withdrawals and balance checks.
Known for some of the best auto loans in Gurnee, Navy Federal makes vehicle financing simple and affordable with competitive rates and flexible terms tailored to your lifestyle. Homebuyers also benefit from low mortgage rates and refinancing options designed to make owning a home more attainable. Beyond lending, enjoy comprehensive personal banking services including checking and savings accounts crafted for daily convenience, credit cards loaded with rewarding perks, business banking solutions such as merchant services and loans, plus personal loans ideal for debt consolidation.
Visit Navy Federal Credit Union at 6447 Grand Ave in Gurnee or call 888-842-6328 today to experience friendly local service and discover how our signature auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of Gurnee, IL. Located at 6447 Grand Ave, Gurnee, IL 60031, our branch has been serving members since 1947. With a commitment to building strong relationships and providing top-notch financial services, we are proud to support our community with more than 14 million members benefiting from our extensive offerings. At Navy Federal, we focus on helping you achieve your financial goals, whether it's buying a new car, purchasing a home, or managing your everyday banking needs. Our total assets exceed an impressive $180.8 billion, ensuring we have the resources to serve you well. We also manage over $2.3 billion in deposits, reflecting the trust and confidence our members place in us. Led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of over 24,500 employees is here to provide personalized service that meets your unique needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we are ready to assist you every step of the way. While you can visit us directly at our branch for assistance, any official correspondence can be sent to the same address: 6447 Grand Ave, Gurnee, IL 60031. Feel free to reach out via phone at 888-842-6328 for any inquiries or to learn more about how we can help you thrive financially. Join us today and discover the difference of banking with a credit union that truly cares about its members! Visit our website at navyfcu.org for more information or stop by our branch to get started on your financial journey!

Branch History & Mission

Navy Federal Credit Union has a rich legacy that began in 1947, dedicated to serving those who serve our country. Located at 6447 Grand Ave, Gurnee, IL 60031, our branch is a testament to the commitment and growth of our community. With over 14 million members nationwide, we are proud to offer personalized financial services that make a real difference in people's lives. From humble beginnings, Navy Federal has evolved into one of the largest credit unions in the United States. Our mission is clear: to provide exceptional service while supporting the financial well-being of our members and their families. We believe that strong communities are built on trust and support, which is why we focus not just on banking, but also on empowering our members through education and outreach. Our branch operates Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our knowledgeable staff is here to help you navigate your financial journey. You can reach us at 888-842-6328 for any inquiries. At Navy Federal Credit Union, we understand the importance of accessibility. That's why we offer convenient ATM services right here at our branch. While we do not have drive-thru banking available, our lobby is designed for ease of access for all members. Furthermore, we are committed to ensuring that everyone can take advantage of our services through ADA compliance measures. As part of our mission, we actively engage in community initiatives and partnerships. We believe in giving back and supporting local causes that strengthen the fabric of Gurnee. Our commitment extends beyond just finances; we aim to uplift and enrich the lives of those around us. If you're looking for a financial partner that prioritizes your needs and values community support, look no further than Navy Federal Credit Union. Join us today and experience the benefits of being part of a credit union that truly cares about its members!

Branch Location & Accessibility

Come See Us!

We invite you to come by and experience the convenience and community-focused service that sets Navy Federal Credit Union apart. Whether you're looking for banking solutions or simply want to chat about your financial goals, our team is eager to welcome you!

Easy Access and Parking

Our branch is designed with accessibility in mind. You'll find ample parking available right outside our doors, complete with ADA-compliant features to ensure everyone can visit us comfortably. Whether you're coming in for a quick transaction or a more detailed financial consultation, we're here to help.

Operating Hours That Work for You

We understand that life can get busy, which is why our lobby hours are set to accommodate your schedule. Join us Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 4 PM. Our team is ready and waiting to assist you with anything from opening a new account to discussing loan options.

Services Tailored for You

At Navy Federal Credit Union, we pride ourselves on offering a wide range of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is available for those quick cash withdrawals or balance checks. While members can visit us at 6447 Grand Ave, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to call us at 888-842-6328.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that truly cares about your financial well-being. If you're in the Gurnee area, you might be eligible to join us! Membership is open to various individuals, including those who are active duty members of the military, veterans, and their families. Additionally, if you live or work in certain areas or are connected to specific organizations, you could also qualify. We encourage you to visit our eligibility page at https://www.navyfederal.org/membership/eligibility.html for all the details and to see if you meet the criteria. Once you're ready to take that step towards membership, opening an account with us is simple. Just head over to our account opening page at https://mymembership.navyfederal.org/#/milestones where you'll find everything you need to get started. If you have any questions, feel free to give us a call at (888) 842-6328. We can't wait to welcome you into our community at 6447 Grand Ave Gurnee Il 60031!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment solutions are crucial for success. Our merchant services provide businesses with easy ways to accept payments, whether online or in-store. Imagine being able to focus on your customers while we handle the payment processing making it simpler for you to grow your revenue. Located at 6447 Grand Ave Gurnee Il 60031 in Gurnee, IL, our team is ready to assist you with all your business banking needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For our members who own businesses, we offer business banking services including merchant services and business loans. We understand the unique challenges faced by small business owners and are committed to helping them thrive in their endeavors.

Convenient Access Anytime

Need cash? Our ATM services provide basic access for withdrawals and balance checks whenever you're on the go. With an ATM available at our branch location, accessing your money is simple and straightforward. Whether you have questions about our services or want to explore how we can assist you further, don't hesitate to reach out! You can contact us at 888-842-6328 during our lobby hours from Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 4 PM. Explore all that Navy Federal Credit Union has to offer visit us today at 6447 Grand Ave, Gurnee, IL 60031 or check out more information online at navyfcu.org. We look forward to serving you!

Financing Your Dreams

Are you thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we work with you to find a solution that fits your budget. Plus, if you're considering buying a home, we offer mortgage loans and refinancing solutions that can help make your dream home a reality.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you achieve your financial goals. Imagine having easy access to your funds whenever you need them, with the added convenience of online and mobile banking options. You can check balances, transfer money, and even pay bills from anywhere using your smartphone or computer.

Rewarding Credit Card Options

Looking for a credit card that rewards you for everyday purchases? Our credit cards come with attractive rewards programs that allow you to earn points on what you already spend. It's an excellent way to maximize your purchasing power while enjoying additional benefits.

Simplifying Debt Management

We know that debt can feel like a heavy weight on your shoulders. That's why we provide personal loans and debt consolidation options designed to ease that burden. Whether you're facing unexpected expenses or looking to simplify monthly payments, our team is here to guide you through the process.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.navyfederal.org/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. For those who prefer paperless options, we offer e-statements that provide a convenient way to keep track of your account activity without the clutter of physical documents. You can also enjoy the ease of electronic signature authorization for quick and secure transactions.

Real-Time Management

Managing your money has never been easier or more accessible. With real-time account management capabilities, you can stay updated on your financial status whenever it suits you. From setting up alerts for low balances to monitoring recent transactions, our tools help you take control of your finances effectively. Explore all these features and more by visiting us at https://www.navyfederal.org/ today! At Navy Federal Credit Union, we're here to support you every step of the way in achieving your financial goals through convenient digital banking solutions.

Security and Convenience

Your security is our top priority. Our online banking services include advanced security features that protect your personal information while allowing you to bank with confidence. Additionally, our mobile payments feature allows you to make purchases directly from your device, ensuring that you're always prepared to handle transactions wherever life takes you. If you need to send money quickly to friends or family, our person-to-person transfers make it simple and fast. Just a few taps on your screen can connect you with loved ones in no time.

Financial Strength

Committed Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 30,809,321 share accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6447 Grand Ave Gurnee Il 60031 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our strong performance; however, our current net income stands at $0. This indicates that while we are managing expenses effectively now, we focus on long-term growth for the benefit of all members.

Reinventing Services for You

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive too with $1.3192E+11 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road, financing your next vehicle has never been easier. We also provide refinancing options to help you lower your monthly payments or reduce your interest rate.

Business Loans

For business owners seeking capital to grow and expand their operations, we provide outstanding commercial loans totaling $227,844,936. These loans are tailored to meet the needs of small businesses and can be an essential resource for entrepreneurs. No matter what type of loan you need auto financing, mortgage assistance, personal loans or credit cards our team is ready to assist you with refinancing options and eligibility inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call us at 888-842-6328 to learn more about how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, providing you with flexible terms and competitive rates that suit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with rewards and no annual fees. Whether you're looking to build your credit or make everyday purchases easier to manage, we've got you covered.

Loan Aggregator

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