Navy Federal Credit Union O Fallon IL: Affordable Auto Loans & Personal Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of O'Fallon, IL. Located at 1140 Central Park Dr, we have proudly served our community since 1947, becoming a cornerstone for over 14 million members nationwide. With total assets exceeding $180.8 billion and a robust net worth of $21.5 billion, we are committed to providing you with the financial tools and support you need to achieve your goals. At Navy Federal, we understand that financial decisions can be overwhelming. That's why our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to guide you every step of the way. Our branch not only offers a wide range of services, including checking and savings accounts, auto loans, mortgages, and personal loans, but also prioritizes your needs with a personalized touch. While members can visit us at our O'Fallon location, official correspondence should be sent to our mailing address: 1140 Central Park Dr, O'Fallon, IL 62269. Whether you're looking to open an account or explore loan options, we invite you to reach out at 888-842-6328 or check out our website at navyfcu.org for more information. Join us today and discover how Navy Federal Credit Union can help you navigate your financial journey with confidence!

Branch History & Mission

Community Engagement

Our commitment extends beyond individual services; we actively engage with the community through partnerships and outreach efforts. Whether it's hosting financial literacy workshops or participating in local events, we strive to foster connections that benefit everyone involved. With an ATM available for your convenience but no drive-thru service at this location, visiting us is straightforward. Our operating hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 3 PM. As you consider joining our family of over 14 million members who enjoy the benefits of Navy Federal Credit Union's services and community involvement, we invite you to explore what we offer. Experience financial solutions tailored just for you join us today! For any inquiries or assistance, feel free to reach out at (888) 842-6328.

Our Mission

At Navy Federal Credit Union, our mission is clear: we strive to enhance the financial well-being of our members by providing reliable products and personalized service. We believe that everyone deserves access to quality financial resources that empower them to achieve their goals. By fostering strong relationships with our members and offering support through various outreach programs, we aim to make a lasting positive impact on the communities we serve. In addition to traditional banking services, we embrace digital advancements that allow you to manage your finances easily. With features like online banking and mobile applications available anytime you need them, we're here for you whether it's in-person or online.

Our Story

Nestled at 1140 Central Park Dr, O'Fallon, IL 62269, our branch has witnessed significant changes in the world of finance and technology. What started as a small credit union has blossomed into a trusted institution that stands ready to meet the needs of our diverse membership. We are proud to be part of a larger network headquartered in Vienna, Virginia, yet deeply rooted in the local community of O'Fallon. Our branch offers convenient services tailored to your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and much more. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 1140 Central Park Dr, O'Fallon, IL 62269.

Branch Location & Accessibility

Branch Features

Our location offers ample parking with easy access for everyone, including those who require ADA-compliant features. Whether you're visiting us during the week or on Saturday, you'll find our lobby open and ready to assist you. We operate Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 3 PM perfect for those busy weekdays or weekend errands! While you can reach us at our physical address for all your banking activities, please note that official correspondence should be sent to the same address: 1140 Central Park Dr, O'Fallon, IL 62269.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 888-842-6328. We're here for you! We invite you to visit us soon and experience the exceptional service that makes Navy Federal Credit Union a trusted choice for members across the country.

Services Offered

At Navy Federal Credit Union, we take pride in offering a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, our dedicated team is here to help. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. Although we do not offer drive-thru banking at this location, our friendly staff is eager to assist you inside the branch. If you're looking for shared service options, this branch does not participate in that program but rest assured that we are fully equipped to handle your needs right here.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a family where your financial well-being is the top priority. To qualify for membership, you need to meet certain criteria that are designed to keep our community strong and supportive. If you're a service member, veteran, or an eligible family member, you're already on the right path! You can also qualify through your employment with select organizations or by living in specific areas. Each route to membership is simple and welcoming, ensuring that everyone has a chance to join our community. For more detailed information on eligibility, feel free to explore the specifics at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to take the next step, opening an account is just as easy! You can start your journey towards membership online by visiting https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We're here to help you every step of the way and look forward to welcoming you to Navy Federal Credit Union located at 1140 Central Park Dr O Fallon Il 62269!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having the right tools is essential for running a successful business. That's where our merchant services come into play. Imagine processing payments quickly and securely while keeping your customers happy. With our services, you can accept various payment methods, manage transactions efficiently, and focus on what truly matters growing your business. Located at 1140 Central Park Dr O Fallon Il 62269 in O Fallon, IL, our team is ready to assist you with all your business banking needs. Give us a call at (888) 842-6328 to learn more about how we can support your journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With our ATM services, you can withdraw cash or check balances at any time without hassle. We understand that sometimes you need quick access to funds without waiting in line. At Navy Federal Credit Union in O'Fallon, we're committed to meeting all your financial needs under one roof while ensuring convenience through our digital platforms. Don't hesitate; give us a call at 888-842-6328 or visit us today! Experience how we can help you achieve financial wellness because at Navy Federal, you're not just a member; you're part of our family!

Auto Loans & Vehicle Financing

Are you thinking about purchasing a new car? Our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, getting behind the wheel of your desired vehicle is within reach. Picture yourself driving off in your new ride while knowing you're getting a great deal!

Business Banking

For our entrepreneur members, we have tailored solutions through our business banking services. From merchant services that help you accept payments easily to business loans designed to grow your venture, we're here for every step of your business journey.

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! Whether it's cash back or points for travel, using our credit card means earning rewards on everyday expenses. Imagine treating yourself just for buying groceries or fueling up your car!

Mortgage Loans & Refinancing

Homeownership can be more attainable than ever with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized assistance throughout the process. Our team will guide you in finding the right loan that fits your budget so you can focus on making memories in your new home.

Online & Mobile Banking

In today's fast-paced world, having control over your finances from wherever you are is crucial. That's why we offer robust online and mobile banking services. You can transfer money, pay bills, check balances, and even deposit checks right from your smartphone! Convenience is just a click away.

Personal Banking

We offer various personal banking options to help you manage your day-to-day finances effectively. Our checking and savings accounts come with features that make it easy for you to track your spending and save for future goals. Imagine having all your banking needs met under one roof! You can even set up alerts and use our online banking platform to keep an eye on your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to help. This service allows you to combine multiple debts into a single loan with a manageable monthly payment. It's like taking a deep breath when life gets overwhelming!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features. You can view your account balances, transfer funds, and pay bills all from one secure location. Plus, with electronic signature authorization available, signing important documents has never been simpler or more efficient. No more waiting for paperwork in the mail everything is handled electronically, making your banking experience quicker and smoother.

Mobile Banking Made Easy

For those who prefer to manage their finances on their smartphones, our mobile application offers all the tools you need right at your fingertips. You can easily make mobile payments, check your balance, and even send money through person-to-person transfers. It's banking that fits into your lifestyle, ensuring you have full control over your finances wherever you are.

Stay Informed with E-Statements

Say goodbye to paper clutter with our e-statements feature! You can receive your bank statements electronically, keeping everything organized and accessible without the hassle of filing paperwork. Plus, it's an eco-friendly choice that helps reduce waste. In summary, Navy Federal Credit Union is committed to providing you with accessible and secure online banking solutions. From easy account management to innovative features like mobile payments and electronic signatures, we're here to help you take charge of your financial journey. Join us today at https://www.navyfederal.org/!

Financial Strength

Committed Team

We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 30,809,321 total share accounts, our strong and growing member base shows the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1140 Central Park Dr O Fallon Il 62269 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This ensures that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our financial results reflect our operational efficiency. Although our reported net income is $0, it allows us to focus on providing competitive loan rates and solid financial products for our members without compromising quality or service.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We also have a robust lending capacity with $1.3192E+11 in total loans and leases, supporting your financial goals across various sectors. For those interested in used vehicles, we currently offer $1,023,510 in used auto loans.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Additionally, our lines of credit allow for easy access to funds whenever necessary. If you're considering refinancing any existing loans or want to learn more about eligibility options, we're here to help guide you through the process. Our team at Navy Federal Credit Union, located at 1140 Central Park Dr O Fallon Il 62269 in O Fallon, IL, is ready to assist you. Feel free to reach out at (888) 842-6328 during our lobby hours for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we can help you find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide tailored solutions for first-time buyers as well as those looking to refinance their current mortgages.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping things manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing verified data guarantees that all loan offers displayed are legitimate, which builds trust among users seeking the best deals. One of the core advantages of using LendMesh is its dedication to providing verified data. Every loan offer comes from recognized financial institutions, which enhances transparency in the comparison process. Moreover, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the most competitive rates available. Additionally, LendMesh provides real-time rate comparisons, ensuring that users receive up-to-date information from multiple institutions. This feature helps individuals make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a reliable tool for finding favorable loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*