Navy Federal Credit Union

Navy Federal Credit Union serves the entire District of Columbia community with trusted financial solutions tailored for military members, veterans, and their families. Offering comprehensive statewide services, Navy Federal makes banking easy with convenient ATM and cash withdrawal options, plus basic ATM access for quick balance checks. Whether you’re looking to finance a vehicle with competitive auto loans or secure mortgage loans and refinancing designed for DC residents, Navy Federal supports your journey every step of the way.
Members in DC enjoy personal banking products including checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, and personal loans to help with debt consolidation or unexpected expenses. Small business owners benefit from merchant services and business loan options crafted to help local enterprises grow.
Beyond financial products, Navy Federal is committed to strengthening the DC community through programs that support military families and promote financial wellness. With user-friendly online and mobile banking platforms, managing your finances anytime, anywhere is simple. Discover the value of membership with Navy Federal Credit Union—your reliable partner for financial success across the District of Columbia.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At navy-federal-credit-union, our mission is to provide exceptional, community-focused financial services that prioritize our members' needs across . Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we are dedicated to fostering a member-first environment that enhances the financial well-being of our community. We understand that modern life demands convenience, which is why we offer a range of innovative services including electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), and a dedicated mobile app (Yes). Our robust online banking platform (Yes) and person-to-person payment support (Yes) ensure that you can manage your finances effortlessly, anytime and anywhere. Discover more about how we can serve you at our official website: https://www.navyfederal.org/, or feel free to reach out via fax at .

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances can be both exciting and challenging. That’s why we offer a comprehensive suite of financial services designed to meet the diverse needs of our members across Washington, DC. Whether you're looking to open a checking or savings account for everyday expenses, seeking an auto loan to drive your dream car, or planning for the future with a mortgage or personal loan, our solutions are tailored to help you navigate these important milestones with confidence. With competitive rates and flexible options, we make it easy for you to achieve your financial goals.
In today’s fast-paced world, convenience is key. Our online banking platform provides you with seamless access to your accounts anytime, anywhere. You can manage transactions, pay bills, and even transfer funds between accounts at the click of a button. For those on the go, our mobile application allows you to handle banking tasks from your smartphone, including person-to-person payments and mobile payments that make sharing costs with friends or family effortless. Plus, with features like e-statements and electronic signatures, we've made it easier than ever to stay organized and complete transactions quickly. At Navy Federal Credit Union, we’re committed to providing accessible financial solutions that empower you to take control of your money and plan for a brighter future.

Why Choose Us

At Navy Federal Credit Union in DC, we believe that banking should be simple and accessible for everyone. Becoming a member is a straightforward process, and you can easily open an account with us in just a few steps. To check your eligibility for membership, visit us at https://www.navyfederal.org/membership/eligibility.html—we're committed to serving our community and making sure everyone has the opportunity to benefit from our services. Our core values of trust, community engagement, personalized service, and financial reliability are at the heart of what we do. We pride ourselves on providing tailored solutions that meet your unique financial needs while fostering a welcoming environment. Whether you're looking for personal loans, mortgages, or credit cards with rewards, we're here to support you every step of the way. And remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Ready to take control of your finances? Compare real-time loan offers today at LendMesh and find the best rates for your needs!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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