Navy Federal Credit Union

Located in the heart of Washington, DC, the Navy Federal Credit Union branch at 9th and M St SE warmly welcomes military members, veterans, and their families to a trusted community financial partner. Open Monday through Friday from 7:00 a.m. to 4:00 p.m., this convenient location offers a full range of services including ATM access for quick cash withdrawals and balance checks, as well as expert support for some of the best auto loans available—making vehicle financing simple and affordable. Whether you’re looking to purchase your next car or explore low mortgage rates and refinancing options, Navy Federal stands ready to help you achieve your homeownership goals.
Beyond lending, this branch provides comprehensive personal banking solutions such as checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, business banking services including merchant solutions and business loans, plus personal loans tailored for debt consolidation. Though there is no drive-thru service onsite, user-friendly online and mobile banking platforms keep managing your finances easy anytime.
Visit Navy Federal Credit Union at 9th and M St SE or call 888-842-6328 today to experience personalized guidance and discover how our signature auto loans and mortgage offerings can support your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being! Located at 9Th And M St Se, Washington, DC 20374, our branch has been serving the community since 1947. With a strong commitment to our members, we proudly support over 14 million members and manage total assets exceeding $180.8 billion. At Navy Federal, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and mortgages, our dedicated team is here to help you every step of the way. Our leadership, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is focused on ensuring that our members receive the best service possible. With a talented workforce of 24,560 employees, we are equipped to provide personalized support and expertise in various financial matters. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 9th and M St SE, Washington, DC 20374. We invite you to explore our extensive offerings, including personal loans, credit cards with rewards, and business banking services. With total deposits of $2.32 billion and a net worth of over $21.49 billion, you can trust us with your finances now and in the future. Ready to take the next step? Contact us at 888-842-6328 or visit our website at navyfcu.org to learn more about how we can assist you today!

Branch History & Mission

Join Us

With operating hours from Monday to Friday, 7 AM to 4 PM, we invite you to stop by or reach out via phone at 888-842-6328. Experience firsthand the benefits of being part of Navy Federal Credit Union a place where your financial well-being is our priority. Together, let's build a brighter future for you and your family!

Our Journey

Nestled at 9Th And M St SE, our branch has long been a cornerstone of the community. For over seven decades, we have adapted to meet the evolving needs of our members while maintaining our commitment to service and integrity. Each year, we strive to enhance the member experience by providing personal banking services, auto loans, mortgages, and credit card options tailored to individual needs. As we grew, so did our dedication to technology. We embraced digital advancements that allow members to access their accounts anytime, anywhere. Our services include online banking, mobile payments, and person-to-person transfers, ensuring that managing finances is convenient and secure.

Our Mission

At Navy Federal Credit Union, our mission goes beyond just offering financial products; it's about building strong relationships within the community. We believe in empowering our members through financial education and support. Our goal is to provide not only exceptional financial services but also programs that positively impact our local community. We take pride in supporting military families and veterans as they navigate their financial journeys. Through various outreach initiatives and partnerships with local organizations, we actively engage in efforts that uplift those around us. While members can visit us at 9Th And M St SE, official correspondence should be sent to 9th and M St SE, Washington, DC 20374 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

At Navy Federal, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and designated parking spots for easier access. We want everyone to feel welcome and comfortable while managing their finances.

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 7:00 AM to 4:00 PM, so you can come in early or after your morning commute. Whether you need help with personal banking services like checking and savings accounts or looking into auto loans and credit cards with rewards, we're here for you.

Services Offered

Our branch is fully equipped with ATM services available on-site, allowing you to withdraw cash or check your balance without stepping inside. Unfortunately, we do not have drive-thru banking at this location; however, our friendly staff is always ready to assist you inside the branch. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 888-842-6328. We look forward to welcoming you soon at Navy Federal Credit Union!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that genuinely cares about your financial well-being. If you're looking to experience personalized banking services and great benefits, you'll be pleased to know that eligibility is quite accessible! You can qualify for membership if you are a current or former member of the military, a Department of Defense employee, or an immediate family member of someone who meets these criteria. This community welcomes you with open arms, making it easy to feel at home right from the start. To get started on your journey with us, simply visit our branch located at 9Th And M St Se Washington Dc 20374, or give us a call at (888) 842-6328. We're here to guide you through the straightforward account opening process, which you can also find detailed information about at https://mymembership.navyfederal.org/#/milestones. For a full breakdown of eligibility requirements and updates, check out https://www.navyfederal.org/membership/eligibility.html. We can't wait for you to join our community!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine having a reliable payment processing system that ensures quick transactions and keeps your cash flow steady. Our services help you focus on what matters most growing your business without worrying about payment hassles. Located at 9Th And M St Se Washington Dc 20374 in Washington, DC, we're here to partner with you on your journey toward success. Reach out today at (888) 842-6328 to learn more about how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services are available for withdrawals and balance checks whenever you need them. With multiple locations nationwide, accessing your funds is simple and hassle-free. At Navy Federal Credit Union, we understand that each member has unique financial needs. That's why we strive to offer comprehensive services designed to support you in achieving your financial dreams. If you're ready to explore these offerings further or have any questions, please don't hesitate to contact us at 888-842-6328 or visit us at 9Th And M St Se in Washington, DC. Your financial well-being is just a call away!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing solutions that make the process straightforward and affordable. With flexible terms and great rates, you can drive away in your new car without breaking the bank.

Business Banking

For our entrepreneurial members, we offer business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals every step of the way.

Credit Cards with Rewards

With our credit cards, you can earn rewards on your everyday purchases. Whether you're buying groceries or treating yourself to dinner, our rewards program allows you to benefit from every swipe while managing your budget effectively.

Mortgage Loans & Refinancing

Homeownership is within reach! Our mortgage loans cater to first-time buyers as well as those looking to refinance their existing mortgages. Picture yourself in your dream home with a loan designed just for you, making it easier than ever to invest in your future.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options. You can easily check your balance, transfer funds, or pay bills from anywhere using our user-friendly mobile app or website. Plus, with features like person-to-person payments and e-statements, managing your finances has never been easier.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Imagine having a checking account that not only helps you manage your daily expenses but also earns you rewards. Our personal banking services include various account types that allow you to save for that dream vacation or set aside money for future goals.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans provide you with quick access to funds when you need them most. Additionally, if you're struggling with multiple debts, our debt consolidation options can help streamline your finances into one easy payment.

Digital & Online Banking

Key Features

Our mobile application makes banking even simpler. With just a few taps on your smartphone, you can make mobile payments, send money through person-to-person transfers, and view e-statements whenever you need them. Plus, if you prefer a paperless approach, you'll love our e-statements availability that helps keep your finances organized while saving trees. Security is also a top priority for us. You can sign documents electronically with ease using our electronic signature authorization feature. This adds an extra layer of protection while making transactions quick and hassle-free. In today's fast-paced world, having access to your accounts anytime is crucial. Our services are designed not just for convenience but also for simplicity making it easy for you to manage your finances in real-time. So whether you're paying bills or tracking expenses, Navy Federal Credit Union's digital banking solutions empower you to take charge of your financial future. Experience the ease of modern banking today!

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,127,735,547, demonstrating our commitment to providing valuable resources for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 9Th And M St Se Washington Dc 20374 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can help you drive away with confidence.

Business Solutions

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand your operations. Our dedicated team understands the unique challenges businesses face and is ready to work with you on tailored solutions. At Navy Federal Credit Union located at 9Th And M St Se Washington Dc 20374, we're here to help make borrowing as straightforward as possible. If you're considering refinancing options or want to check your eligibility for any of our loan products, please reach out to us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our offerings today and see how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide various mortgage solutions, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. Whether you are a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option allows you to access funds when you need them without needing collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent. Users can trust that the information provided reflects current market conditions and lender guidelines.

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