Navy Federal Credit Union

Rooted in the heart of Washington, DC, the Navy Federal Credit Union branch at 4251 Suitland Rd Ste 2N100 is dedicated to serving military members, veterans, and their families with trusted financial solutions. Open Monday through Friday from 7:30 a.m. to 3:30 p.m., this convenient location offers essential services such as ATM access for quick cash withdrawals and balance checks, alongside signature offerings like competitive auto loans designed to make vehicle financing simple and affordable.
Whether you’re looking to purchase your next car or secure a low-rate mortgage loan or refinancing option tailored for DC residents, Navy Federal provides personalized solutions that help you achieve your financial goals. Beyond lending, this full-service branch features personal banking accounts including checking and savings options built for everyday convenience, plus credit cards with rewarding perks and business banking services to support local entrepreneurs.
With no drive-thru on site, friendly lobby staff and robust online and mobile banking platforms ensure seamless service whenever you need it. Visit Navy Federal Credit Union at 4251 Suitland Rd Ste 2N100 or call 888-842-6328 today to experience local service and discover how our best-in-class auto loans and mortgage offerings can help you move forward with confidence!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 4251 Suitland Rd Ste 2N100, Washington, DC 20395. Since our establishment in 1947, we have been dedicated to serving our members with integrity and commitment. With a robust membership of over 14 million, we pride ourselves on being a community-focused credit union that truly understands your financial needs. At Navy Federal, we manage total assets exceeding $180.8 billion, ensuring that we have the resources to support you every step of the way. Our financial strength is evident with total deposits amounting to $2,321,600,484 and a net worth of $21,492,783,754. We also provide a variety of loan options, currently holding a total of 8,384,529 loans and leases tailored to meet your needs. Our leadership team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is committed to fostering a supportive environment for our members and employees alike over 24,560 strong! Whether you're looking for personal banking solutions like checking accounts or loans for your next vehicle purchase, we're here to help you achieve your goals. While members can visit us at our branch for face-to-face service during lobby hours from 7:30 AM to 3:30 PM on weekdays, official correspondence should be sent to the same address. Join us as we continue making a positive impact in the lives of our members and the broader community. If you have any questions or need assistance, don't hesitate to reach out at 888-842-6328 or explore more about our offerings on our website at Navy Federal Credit Union. Your journey towards financial success starts here!

Branch History & Mission

Community Impact

In addition to our financial services, Navy Federal actively participates in community outreach initiatives. We partner with local organizations to support military families, promote financial literacy, and contribute positively to the neighborhoods we serve. Our efforts go beyond transactions; they reflect our dedication to making a lasting impact.

Join Us

While members can visit us at 4251 Suitland Rd Ste 2N100, official correspondence should be sent to the same address. For your convenience, we offer ATM access and lobby hours from Monday through Friday, 7:30 AM - 3:30 PM. If you're looking for a credit union that prioritizes its members and fosters a strong sense of community, look no further than Navy Federal Credit Union. Join us today and experience the benefits of being part of an organization that truly cares about your financial journey. For more information or assistance, please call us at 888-842-6328 or visit our website at Navy Federal. Together, let's build a brighter financial future!

Mission Statement

Our mission is simple yet powerful: to empower our members by providing exceptional financial services that enable them to achieve their goals. We understand that financial health is crucial for personal success and community well-being. This drives us to not only offer competitive rates and innovative products but also to engage in meaningful outreach efforts within our community. We are committed to ensuring that everyone has access to quality financial education and resources. Whether it's through in-person consultations or online tools like mobile banking and e-statements, we're here to support you every step of the way.

Our Journey

From our humble beginnings, Navy Federal Credit Union has evolved significantly. Initially founded to serve military personnel and their families, we have expanded our reach and now offer services to a broader community while maintaining our core mission of supporting those who serve. As we celebrate decades of growth and service, our focus remains on providing personalized banking solutions that meet the unique needs of each member.

Branch Location & Accessibility

Accessibility Features

We prioritize your comfort and accessibility. Our branch meets ADA compliance standards, featuring ramps and spacious pathways to ensure a welcoming environment for everyone. If you have any special needs, don't hesitate to ask our team how we can assist you further.

Conveniently Located

Our branch is easily accessible, situated near major landmarks such as the Suitland Parkway and the Andrews Air Force Base. This prime location ensures that you can quickly visit us whether you're commuting to work or running errands. Parking is available nearby, making it hassle-free to drop in.

Get in Touch

Have questions? Feel free to give us a call at 888-842-6328! We invite you to come by our branch and experience the welcoming atmosphere at Navy Federal Credit Union. Your financial well-being is our priority!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 7:30 AM to 3:30 PM, ready to serve you with all your banking needs.

Services Offered

At Navy Federal Credit Union, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have options that suit various financial needs. Plus, with our ATM on-site, you can access cash easily during your visit. While we currently do not offer drive-thru services, our dedicated staff is available inside to provide personalized assistance. While members can visit us at 4251 Suitland Rd Ste 2N100, official correspondence should be sent to the same address for clarity and consistency.

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is not just about banking; it's about being part of a family that supports you every step of the way. If you're interested in becoming a member, you'll be glad to know that eligibility is quite simple! We welcome individuals who are active-duty members of the military, veterans, and their families. Additionally, if you're part of certain government agencies or Department of Defense employees, you can also join us. For a detailed look at all the eligibility criteria, feel free to visit our website at https://www.navyfederal.org/membership/eligibility.html. Getting started is easy! Once you know you're eligible, opening an account at Navy Federal Credit Union is just a few clicks away. You can find all the information you need on how to set up your membership by visiting https://mymembership.navyfederal.org/#/milestones. Should you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We're here to help you join a community focused on your financial well-being right at our branch located at 4251 Suitland Rd Ste 2N100 Washington Dc 20395.

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services offer easy, reliable solutions that allow you to focus on what matters most growing your business. From point-of-sale systems to mobile payment options, we've got you covered, ensuring your transactions are smooth and efficient. Visit us at 4251 Suitland Rd Ste 2N100 Washington Dc 20395 in Washington, DC, or call us at (888) 842-6328 to learn more about how our business banking and commercial services can empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow easy access for withdrawals and balance checks wherever you are. With numerous ATMs available, getting cash when you need it is quick and straightforward. --- We invite you to explore these services further by visiting us at Nmic Suitland Md or giving us a call at (888) 842-6328. At Navy Federal Credit Union, we're here not just as your financial institution but as a partner in achieving your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options cater to all types of buyers. Whether you're eyeing a brand-new car or a reliable used one, we offer flexible terms that fit your budget. Let us help you drive away in your dream car!

Business Banking

For our entrepreneurial members, we provide comprehensive business banking solutions including merchant services and business loans. No matter if you're just starting out or looking to expand, we have tailored solutions designed to support your business goals.

Credit Cards with Rewards

Make everyday purchases more rewarding with our credit cards offering cash back and other perks. Whether you're shopping for groceries or booking travel, earn points that can be redeemed for exciting rewards turning ordinary spending into extraordinary benefits.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. If you're ready to buy your first home or refinance your existing mortgage for better rates, our friendly experts will guide you through the process. We understand how important it is to have a place to call home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking platforms, managing your finances has never been easier. Access your accounts anytime, anywhere check balances, pay bills, transfer funds, and more all from the comfort of your device.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having a hassle-free account where you can track your spending and save for that dream vacation or home renovation. With competitive interest rates and no hidden fees, we make banking simple.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services that can provide financial relief when you need it most. Our straightforward application process ensures quick access to funds for emergencies or planned expenses.

Digital & Online Banking

Key Features

Our online banking platform lets you stay in control of your finances with real-time account management. Whether you're checking your balance or paying bills, everything is just a click away. You can also take advantage of e-statements, which provide you with an eco-friendly way to keep track of your financial activity without the hassle of paper clutter. With our electronic signature authorization, signing documents has never been simpler. This feature adds an extra layer of convenience by allowing you to complete transactions securely from the comfort of your home. If you're always on the go, our mobile application is perfect for you! It not only supports mobile payments but also facilitates person-to-person transfers, making it easy to send money to friends and family instantly. Imagine being able to split a dinner bill or send a birthday gift without any fuss all from your phone!

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced encryption technology to ensure that your information is safe. We want you to feel confident when accessing your accounts. In addition to these features, you can manage all aspects of your banking through our user-friendly interface, making it accessible for everyone whether you're tech-savvy or just getting started with digital banking. At Navy Federal Credit Union, we're committed to providing you with the tools you need for a streamlined banking experience. Explore all that our digital and online services have to offer today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the solid foundation that supports your trust in us. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $1,023,510 in used auto loans and a total of $131,920,000,000 in loans and leases available to help support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 4251 Suitland Rd Ste 2N100 Washington DC 20395 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can find an option that fits your budget perfectly.

Business Financing

For business owners looking to grow and expand their ventures, we provide outstanding commercial loans totaling $227,844,936. These loans are designed to support your business needs and help you capitalize on opportunities as they arise. At Navy Federal Credit Union in Washington, DC, we prioritize providing financial solutions that fit your lifestyle. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're purchasing a new vehicle or refinancing a mortgage, our experienced team is here to support you every step of the way. Come visit us or call today to learn more about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, allowing you to take that important step toward owning your home without hassle. If you're considering refinancing your current mortgage or exploring eligibility options, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit card options come with rewards and benefits that can enhance your purchasing power while keeping costs manageable.

Loan Aggregator

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