Navy Federal Credit Union

Navy Federal Credit Union proudly serves members throughout Arizona, delivering trusted financial solutions that make a real impact statewide. As a member in AZ, you enjoy access to convenient ATM and cash withdrawal services, including basic ATM functions like withdrawals and balance checks, plus drive-thru banking for deposits, withdrawals, and simple transactions tailored to your busy lifestyle.
Whether you're looking for competitive auto loans and flexible vehicle financing or exploring mortgage loans and refinancing options designed to fit Arizona’s diverse needs, Navy Federal is here to help you achieve your goals. Personal banking is easy with checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, plus personal loans that simplify debt consolidation.
Business owners across Arizona benefit from robust business banking services such as merchant solutions and business loans crafted to support local growth. Seamless online and mobile banking platforms keep your finances accessible anytime, anywhere in the state.
Beyond exceptional financial products, Navy Federal actively supports community programs throughout Arizona—making membership valuable both financially and socially. Experience the advantage of Navy Federal Credit Union’s dedicated presence in Arizona today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, our mission is clear: to provide exceptional, community-focused financial services that prioritize our members across Arizona. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we are committed to creating a member-first experience that empowers individuals and families alike. Our dedication to modern convenience is reflected in our wide array of offerings, including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. We strive to make banking not only accessible but also seamless for all our members. Explore the benefits of being part of our community at navyfederal.org or reach out to us via fax at nan. Together, let's achieve your financial goals!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is an essential part of daily life, and we're here to provide the support you need across Arizona. Our personal banking services are designed with our members in mind, offering a range of checking and savings accounts that help you manage everyday expenses with ease. Whether you're saving for a dream vacation or preparing for unexpected costs, our competitive interest rates and flexible account options make it simple to reach your financial goals. With features like online banking and e-statements, you can easily keep track of your accounts anytime, anywhere.
When it comes to securing loans, we offer various options tailored to meet your needs—be it auto financing for that new vehicle you've had your eye on, or mortgage loans that make homeownership a reality. Our personal loans also provide a way to consolidate debt or cover larger expenses without the stress of high-interest rates. For business owners in Arizona, our business banking solutions—including merchant services and business loans—help you manage cash flow effectively and grow your enterprise. Plus, with our mobile app and person-to-person payment capabilities, transferring money or making payments is a breeze, giving you greater control over your finances right from your smartphone. At Navy Federal Credit Union, accessibility and convenience are at the heart of what we do, ensuring that all members feel confident in their financial journey.

Why Choose Us

At navy-federal-credit-union in , we believe that banking should be straightforward and accessible for everyone. Becoming a member is a breeze—simply check your eligibility at https://www.navyfederal.org/membership/eligibility.html and open an account that suits your needs. Our commitment to trust, community engagement, personalized service, and financial reliability sets us apart from traditional banks. We prioritize our members' financial well-being and strive to build lasting relationships rooted in mutual respect and understanding. With features like our user-friendly mobile application and online banking services, managing your finances has never been easier! Plus, you can enjoy the convenience of person-to-person payments, making transactions seamless between friends and family. Don't just take our word for it—performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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