Navy Federal Credit Union

Nestled in the vibrant community of Yuma, the Navy Federal Credit Union branch at 1683 S Arizona Ave is your go-to destination for trusted financial solutions tailored to your needs. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 5:30 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch offers convenient ATM and drive-thru services designed to fit your busy lifestyle.
Known for some of the best auto loans and vehicle financing options in Yuma, Navy Federal makes it easy to get behind the wheel with competitive rates and flexible terms. Whether you’re purchasing a new car or refinancing an existing loan, expert staff provide personalized guidance every step of the way. Alongside vehicle financing, members benefit from low mortgage rates and refinancing solutions that help turn homeownership dreams into reality.
Beyond lending, enjoy full-service personal banking including checking and savings accounts, credit cards loaded with rewards, plus business banking services crafted to support local entrepreneurs. Experience friendly, community-focused service combined with top-tier auto loans and mortgage lending at Navy Federal Credit Union in Yuma. Visit us today or call 888-842-6328 to explore your financial possibilities!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.25 - 5.375 %
5.569 - 5.941 %
0.5
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
5.875 - 6.25 %
6.327 - 6.394 %
0.75
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.5 %
6.646 - 7.841 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.125 %
6.327 - 7.458 %
0.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinancing
4.85 %
5 Yrs - 15 Yrs
Student Loan Refinancing
5.24 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 1683 S Arizona Ave, Yuma, AZ 85364. Since our establishment in 1947, we have proudly served over 14 million members with a commitment to providing reliable and accessible banking solutions. As part of our mission, we strive to empower individuals and families in the Yuma community through personalized services designed to meet their unique financial needs. At Navy Federal, we understand that navigating your finances can be challenging. That's why our dedicated team is here to help you every step of the way. With total assets exceeding $180.8 billion, we offer a robust range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our strong foundation is reflected in our impressive net worth of $21.5 billion and total deposits reaching $2.3 billion, ensuring that your money is secure with us. Our branch features convenient drive-thru services and an ATM for easy access to your funds. Whether you're stopping by for personal banking or exploring options for financing a vehicle or home, our knowledgeable staff is ready to assist you. Led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team is committed to serving you with integrity and care. While members can visit us at our Yuma location, official correspondence should be sent to the same address: 1683 S Arizona Ave, Yuma, AZ 85364. For any inquiries or assistance, feel free to reach us at (888) 842-6328. Explore how we can help you achieve your financial goals today! Visit our website at Navy Federal Credit Union or stop by our branch for more information on membership eligibility and account openings. Your journey towards financial success starts here!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt to meet the needs of our members, we invite you to join us at Navy Federal Credit Union. Experience the benefits of membership firsthand where exceptional service meets unwavering community support. Together, let's build a brighter financial future!

Modern Banking Experience

In addition to traditional banking services, we've embraced digital advancements that enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. With features like mobile payments and e-statements, convenience is at your fingertips. For those who prefer face-to-face interactions, our branch features drive-thru banking and ATM availability for quick transactions without stepping inside. Our lobby hours are tailored to accommodate your busy schedule: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 5:30 PM - Saturday: 9:00 AM - 1:00 PM Whether you're visiting us at 1683 S Arizona Ave or reaching out via phone at 888-842-6328, we're excited to welcome you into the Navy Federal family.

Our Mission

At Navy Federal Credit Union, our mission is clear: we strive to empower our members through exceptional financial services while making a meaningful impact in the communities we serve. We are committed to providing a range of services including checking and savings accounts, auto loans, mortgages, and personal loans all designed to help you achieve your financial goals. We understand that banking goes beyond transactions; it's about building relationships. That's why we focus on member support and community outreach initiatives. From educational workshops to partnerships with local organizations, we're here to make a difference in Yuma.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance with your banking needs, feel free to give us a call at 888-842-6328. Our friendly team is always ready to help! We invite you to come visit us at Navy Federal Credit Union in Yuma your trusted partner in achieving financial wellness. We look forward to seeing you soon!

Convenient Access and Features

Our branch offers ample parking options for your convenience, making it easy to drop by whenever you need assistance. We strive to ensure accessibility for all of our members, with features such as ADA-compliant entrances and ramps. Whether you're stopping in for a quick transaction or have more complex banking needs, we're here to help.

Operating Hours

At Navy Federal Credit Union, we understand that life can be busy! That's why we offer flexible operating hours. You can visit us from Monday to Thursday between 9 AM and 5 PM, Fridays from 9 AM to 5:30 PM, and Saturdays from 9 AM until 1 PM. Our drive-thru service mirrors these hours for your convenience, allowing you to conduct simple transactions without leaving your vehicle.

Services Tailored for You

We're not just a place to bank; we're a community hub offering a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Plus, with ATM availability on-site and basic drive-thru banking services for deposits and withdrawals, accessing your funds has never been easier!

Member Eligibility

Joining the Navy Federal Credit Union community is more than just opening a bank account; it's about becoming part of a supportive family that cares about your financial well-being. To become a member, you need to meet some simple eligibility criteria. If you're affiliated with the military or a family member of someone who is, you're already on the right track! Additionally, anyone who works for or is a member of specific organizations listed on our website can also join. For more detailed information on eligibility, you can visit https://www.navyfederal.org/membership/eligibility.html. Opening your account at Navy Federal Credit Union is straightforward and welcoming. We believe in making banking accessible for everyone, so if you're ready to start enjoying the benefits of membership like personalized service, competitive rates, and a range of financial products just give us a call at (888) 842-6328 or check out the account opening details at https://mymembership.navyfederal.org/#/milestones. Our friendly team at our Yuma branch located at 1683 S Arizona Ave Yuma Az 85364 is eager to assist you on your journey toward financial empowerment!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to our loan offerings, we provide comprehensive merchant services that simplify payment processing for your business. Imagine receiving payments quickly and securely while keeping track of sales effortlessly. Our services are designed to help you focus on what really matters growing your business. Visit us at 1683 S Arizona Ave Yuma Az 85364 in Yuma, AZ or call us at (888) 842-6328 to learn more about how we can support your business banking needs. Your success is our mission!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With an ATM available at our branch and access to numerous locations nationwide, withdrawing cash has never been easier. Plus, our basic drive-thru banking lets you complete deposits and withdrawals quickly without leaving your car. As you can see, at Navy Federal Credit Union, we offer a comprehensive suite of services designed with our members' needs in mind. For more information about how we can assist you on your financial journey, give us a call at 888-842-6328 or visit us at our Yuma location. Let us help you achieve your financial goals today!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing can help you hit the road without breaking the bank. With competitive rates and flexible terms, financing your dream car becomes a hassle-free experience. You can easily apply online or visit us in person to discuss your options.

Business Banking

If you're a business owner, our business banking services include merchant services and business loans that can help fuel your growth. Understanding the unique challenges businesses face, we're here to support your financial needs as you build success.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards allow you to earn points for every dollar spent. Whether it's cashback or travel rewards, there's something for everyone.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and our mortgage loans and refinancing options are designed to make that possible. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized service to guide you through every step.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage accounts from anywhere at any time. You can check balances, transfer funds, or make payments right from your phone no need for long lines at the branch!

Personal Banking

Whether you are just starting out or looking to manage your finances more effectively, our personal banking options are tailored for you. We offer checking and savings accounts that make it easy to save for your goals while keeping your money secure. Imagine having a checking account that not only helps you keep track of daily spending but also offers features like mobile banking and e-statements for added convenience.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help you cover those costs or consolidate debt into one manageable payment. Picture being able to simplify your finances with one loan instead of juggling multiple payments each month.

Digital & Online Banking

Key Features

With features like electronic signature authorization, you can complete important transactions quickly and securely without the need for paper forms. Plus, we offer e-statements, allowing you to keep track of your finances while reducing clutter in your mailbox. Our mobile application is a game changer for those who prefer banking on their smartphones. It not only supports mobile payments but also allows for person-to-person transfers, so sending money to friends or family is just a tap away. You can easily download our app and start using these features today!

Security and Ease of Use

At Navy Federal Credit Union, we prioritize your security. Each of our digital services is designed with robust security measures to protect your information while providing a user-friendly experience. You can feel confident knowing that your financial details are safe as you manage your accounts in real-time. The combination of accessibility and ease-of-use makes our digital banking services stand out. No more waiting in lines or rushing to make it before closing hours! Enjoy banking that fits into your busy lifestyle all from the comfort of your home or while you're out and about. Experience the future of banking with Navy Federal Credit Union today!

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $1,127,735,547, we are well-prepared to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1683 S Arizona Ave Yuma Az 85364 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Investment in Future Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those considering business opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. If you're interested in refinancing options or checking your eligibility for any of our products, please reach out to us at (888) 842-6328. No matter your financial goal, Navy Federal Credit Union is here to help you navigate your options and find solutions that work for you. Visit us at our branch located at 1683 S Arizona Ave Yuma Az 85364, Yuma, AZ, or explore more about our services online. Let's take this journey together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easy to find the right financing plan for your next purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We aim to support you throughout the home buying process, ensuring you have access to the resources needed for a successful experience.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with benefits that suit different lifestyles.

Loan Aggregator

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