Navy Federal Credit Union

Nestled in the welcoming community of Sierra Vista, AZ, the Navy Federal Credit Union branch at 440 N Highway 90 Byp is your trusted partner for reliable financial solutions. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this location offers convenient ATM services to keep your money accessible when you need it most. Whether you're exploring some of the best auto loans available or seeking competitive mortgage loans and refinancing options, Navy Federal’s experienced team is here to help you navigate your financial journey with confidence.
Members at this Sierra Vista branch also enjoy a full range of personal banking services including checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, personal loans for debt consolidation, and business banking solutions tailored to support local entrepreneurs. While there’s no drive-thru service onsite, user-friendly online and mobile banking platforms make managing your finances simple anytime, anywhere.
Visit Navy Federal Credit Union at 440 N Highway 90 Byp in Sierra Vista or call 888-842-6328 today to experience personalized service and discover how our top-tier auto loans and mortgage offerings can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 440 N Highway 90 Byp, Sierra Vista, AZ 85635. Since our establishment in 1947, we've been dedicated to serving our community with a personal touch and unwavering commitment. With a robust membership of over 14 million, we pride ourselves on being more than just a financial institution; we're a community that supports each other. As a member-focused credit union, we manage assets totaling an impressive $180.81 billion and have provided 8,384,529 loans to our members. Our total deposits stand at $2,321,600,484, reflecting the trust our members place in us. With a net worth of $21,492,783,754 and cash in hand amounting to $2,194,795,830, we ensure that your finances are secure and well-managed. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 440 N Highway 90 Byp, Sierra Vista, AZ 85635. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create an environment where every member feels valued and supported. Our dedicated team of over 24,560 employees is here to help you navigate your financial journey with ease. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. Explore what we offer by visiting our website at navyfcu.org or give us a call at 888-842-6328. Join us today and experience the difference that comes with being part of Navy Federal Credit Union!

Branch History & Mission

Community Engagement

Navy Federal Credit Union believes in giving back. We actively participate in local outreach programs that support various causes in Sierra Vista. By partnering with schools, non-profits, and community organizations, we work together to create a positive impact that extends beyond banking. While members can visit us at 440 N Highway 90 Byp Sierra Vista Az 85635, official correspondence should be sent to 440 N Highway 90 Byp, Sierra Vista, AZ 85635 if it differs from the branch address. If you're looking for a supportive financial partner rooted in community values and committed to your success, we invite you to explore membership with us today. Join Navy Federal Credit Union and experience the benefits of being part of a family dedicated not only to your financial well-being but also to uplifting our community! For more information or assistance, please reach out at (888) 842-6328. We look forward to welcoming you!

Our Mission

At the heart of Navy Federal's mission is a focus on empowering our members through comprehensive financial services tailored to their unique needs. We offer everything from checking and savings accounts to auto loans, mortgages, personal loans, and credit cards each designed with your success in mind. Our goal is not just about numbers; it's about building lasting relationships within our community. We strive to make banking accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can take advantage of our services comfortably. With ATM availability and convenient lobby hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM we aim to provide flexible options for your busy life.

Branch Location & Accessibility

Branch Features

At Navy Federal Credit Union, we prioritize accessibility for all members. Our facility complies with ADA standards, featuring ramps and other accommodations for those who need them. Plus, if you're in need of quick cash or banking services outside regular hours, you'll be pleased to know we have an ATM available on-site.

Call Us Anytime

Have questions? Need assistance? Don't hesitate to reach out! You can give us a call at 888-842-6328. Our friendly staff is eager to help you navigate your financial journey. While members can visit us at 440 N Highway 90 Byp, official correspondence should be sent to the same address for consistency. We look forward to welcoming you soon at Navy Federal Credit Union in Sierra Vista! Your financial well-being is our top priority.

Convenient Access

Getting to our branch is a breeze! We're situated near key landmarks, making it simple for you to stop by. If you're coming from the bustling downtown area or nearby neighborhoods, just follow Highway 90 Bypass, and you'll find us right off the road. We offer ample parking space, ensuring you can park easily and access our services without hassle.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. Feel free to drop by during these hours for personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a warm and welcoming family, where your financial needs are prioritized. If you live, work, or worship in the Sierra Vista area, you may already qualify for membership! Additionally, those who are related to current members or serve in the military can also join our community. We believe that everyone deserves access to friendly financial services, so we invite you to explore this opportunity. You can find more details about eligibility on our website at https://www.navyfederal.org/membership/eligibility.html. Getting started is easy! To open an account with us, simply visit the link provided here: https://mymembership.navyfederal.org/#/milestones, or feel free to give us a call at (888) 842-6328 if you have any questions. Our team is here to guide you every step of the way as you enjoy the benefits of being a part of Navy Federal Credit Union, located at 440 N Highway 90 Byp Sierra Vista Az 85635. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services designed to simplify everyday transactions for your business. Imagine processing payments effortlessly while focusing on what you do best serving your customers. Our services enable you to accept various payment methods, enhancing convenience for both you and your clients. Visit us at 440 N Highway 90 Byp Sierra Vista Az 85635 in Sierra Vista, AZ, or give us a call at (888) 842-6328 to discover how we can support your business journey today!

Comprehensive List Of Services

Access Anytime, Anywhere

Our commitment doesn't end there; we also provide comprehensive ATM and cash withdrawal services, so you can access your funds whenever necessary. With basic ATM access for withdrawals and balance checks available at various locations, managing your money has never been easier. At Navy Federal Credit Union in Sierra Vista, AZ, we're here to support you every step of the way with personalized service and a broad selection of financial products designed just for you. If you're ready to take control of your finances or have any questions about how we can assist you further, don't hesitate to give us a call at 888-842-6328 or visit us today! Let us partner with you on your financial journey!

Business Banking Solutions

For our members who own businesses, our business banking services include merchant services and business loans tailored specifically for your entrepreneurial needs. We're dedicated to helping local businesses thrive by providing resources that support growth.

Financing Your Dreams

When it comes to making significant purchases like a new car or home, our auto loans and vehicle financing options can help turn those dreams into reality. Picture yourself behind the wheel of a new vehicle with manageable payments that fit your budget. If you're considering buying a home, explore our mortgage loans and refinancing services, designed to guide you through every step of the process.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we have tailored options to fit your needs. Imagine being able to manage your money effortlessly with our online and mobile banking services, allowing you to check balances, transfer funds, and pay bills on the go. With features like electronic statements and mobile payments, banking has never been more convenient.

Reward Yourself with Credit

We know how important rewards are in today's world. That's why we offer credit cards with rewards, enabling you to earn points for every dollar spent. Imagine using those points for travel or cash back while enjoying the flexibility that comes with having credit available when you need it.

Simplifying Borrowing

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options are here to help you navigate those challenges smoothly. Whether it's for an emergency expense or consolidating multiple debts into one easy payment, we've got you covered.

Digital & Online Banking

Key Features

With our [online banking](url_text) platform, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money whenever it suits you. No more waiting in lines or rushing to the branch before closing time! We also offer convenient e-statements, so you can view your account statements online anytime. This not only helps you stay organized but also reduces paper clutter. Plus, with the ability for electronic signature authorization, signing documents is now just a click away no more printing or mailing required. For those who love using their smartphones, our mobile application makes banking even easier. You can make mobile payments, send money directly to friends or family through our person-to-person transfer feature, and manage your accounts all from the palm of your hand.

Security and Convenience

Your security is our top priority. Our online banking services are equipped with advanced security features to protect your information, giving you peace of mind as you manage your finances. With user-friendly navigation, everything from checking transactions to making payments is just a few taps away. At Navy Federal Credit Union, we believe that banking should adapt to your needs. Our digital services are crafted to be accessible and easy to use, ensuring that whether it's day or night, you're always in control of your financial journey. Experience the convenience today by visiting us at [Navy Federal Credit Union](url_text)!

Financial Strength

A Dedicated Team Ready to Assist You

We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with knowledgeable and committed staff. Our dedicated team is here to guide you every step of the way.

A Growing Community of Trust

Currently serving over 14 million members, we have a strong base of 30,809,321 total share accounts that trust us with their finances. This reflects our dedication to fostering a supportive community where everyone can thrive financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 440 N Highway 90 Byp Sierra Vista Az 85635 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Commitment to Growth and Innovation

Our commitment to serving you is reflected in our $399,808,576 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures for all members.

Member-Centric Savings Options

We prioritize our members by securing their savings through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member benefits helps you achieve your financial goals more effectively.

Our Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Needs

With $1.3192E+11 in total loans and leases, including $1,023,510 in used auto loans alone, our lending capacity supports your financial aspirations across various sectors. Whether you're looking to purchase a vehicle or need funds for other personal projects, we've got you covered.

Loan Offering

Additional Services

In addition to these primary offerings, we provide various financial services such as personal loans and debt consolidation to further assist our members. For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. For any inquiries or assistance regarding our loan products, feel free to contact us at (888) 842-6328 or visit us at 440 N Highway 90 Byp Sierra Vista Az 85635 in Sierra Vista, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable used car, we have financing options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We also provide assistance with eligibility and refinancing options to help you secure the best possible deal for your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option provides an easy way to access funds for unexpected expenses or everyday purchases without needing collateral.

Loan Aggregator

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