At Midcoast, we pride ourselves on our commitment to the community and the financial empowerment of our members. Established in 1956, our credit union is dedicated to providing exceptional service and support to individuals and families across Maine. Under the leadership of CEO Joseph Gervais and Board President Richard Hart, we strive to create a welcoming environment where every member feels valued and understood. Our headquarters in Freeport, ME, serves as a hub for fostering strong relationships and facilitating financial growth among our diverse membership base.

As an NCUA-insured institution since January 4, 1971, Midcoast ensures that your deposits are secure while offering a range of modern banking tools designed for convenience and accessibility. Our online banking platform and mobile application allow you to manage your finances on-the-go, while features like person-to-person transfers, e-statements, mobile payments, and electronic signature authorization make transactions seamless. With a focus on trust and a member-first approach, we invite you to explore how Midcoast can help you achieve your financial goals. For more information, visit us at https://www.midcoastfcu.me/ or reach out via fax at 2078650876.

At midcoast, we are dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking to manage your everyday banking with ease or plan for significant life milestones, our offerings include everything from Personal Banking with Checking and Savings Accounts to Auto Loans and Vehicle Financing. We also provide Mortgage Loans and Refinancing options, along with Personal Loans for Debt Consolidation. For small businesses, we offer tailored Business Banking solutions that include Merchant Services and Business Loans, ensuring that entrepreneurs have the support they need to thrive in today's competitive environment.

Understanding the importance of digital convenience, we empower our members through advanced Online Banking services and a user-friendly Mobile Application. With features like Person-to-Person Transfers, Mobile Payments, E-Statements, and E-Signatures, managing your finances has never been easier. These digital tools enable you to stay on top of your financial health anytime and anywhere. If you're considering membership with us, you can explore eligibility requirements at https://midcoastfcu.myori.com/app/oao/membership . Additionally, if you’re interested in comparing loans or checking rates, we recommend visiting https://www.lendmesh.com/loans/personal_loans for a comprehensive overview. Should you have any questions or require personal assistance, feel free to reach out via fax at (207) 865-0876; our team is here to help you every step of the way.

Midcoast Credit Union stands out as a trusted and valuable financial partner, dedicated to serving its members with exceptional care and commitment. With a robust Total Membership of 15,792, we take pride in fostering a strong community where individuals can achieve their financial goals. Our Total Assets, amounting to 261,238,689, reflect our sound financial management and stability, ensuring that our members’ funds are secure and growing.

At Midcoast, we understand the importance of trust, which is why our Net Worth of 28,067,402 reinforces our credibility as a reliable institution. This is further demonstrated by our impressive Net Worth Ratio of 1,072, highlighting our strong capital position. Even in challenging economic climates, we remain committed to our mission, evidenced by our ability to maintain a consistent Total Deposits figure of 3,865,413 while actively supporting our community through a diverse range of financial products.

Our dedication to helping members access essential funding is evident in our Total Loans and Leases, which stand at 12,028. Whether you’re looking for an Auto Loan—currently totaling 4,934—or exploring options for Commercial Loans, where we proudly offer 32, we provide tailored solutions designed to meet your unique needs. Additionally, with Credit Card Loan Volume reaching 1,520, we empower members with flexible credit options.

With a team of 75 professionals who are passionate about providing outstanding service, Midcoast Credit Union continually strives for excellence. Our approach emphasizes transparency and member engagement, ensuring that everyone feels valued and informed about their financial choices.

As part of the larger credit union movement, we draw insights from industry leaders and adhere to best practices outlined by the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the difference that comes with being part of a community-focused institution.

Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.