MIDCOAST FEDERAL CREDIT UNION

Welcome to Midcoast, your trusted partner in financial wellness located at 209 New County Rd, Thomaston, ME 04861. Since our establishment in 1956, we have proudly served the community with a commitment to providing personalized banking solutions that meet the unique needs of our members. With a strong foundation and a growing membership base of 15,792, we strive to empower you with the tools and resources you need for a secure financial future. At Midcoast, we understand that every member's journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $261,238,689, and we manage over $3,865,413 in deposits while maintaining a solid net worth of $28,067,402. This stability reflects our dedication to not just serving you today but building lasting relationships for years to come. Our team of 75 employees, led by CEO Joseph Gervais and Board President Richard Hart, is here to help you navigate your financial choices. We are proud to have created an environment where members feel valued and informed. Whether you need assistance with personal loans or want to explore options for business financing, our knowledgeable staff is ready to support you. As part of our commitment to community impact, we believe in transparency and accessibility. While you can visit us at our branch location for all your banking needs, official correspondence can also be sent to our mailing address: 209 New County Rd, Thomaston, ME 04861-3116. We invite you to reach out by phone at 207-594-7775 or explore our services online at Midcoast. Join us today and discover how Midcoast can help you achieve your financial goals!

At Midcoast, our story began in 1956 when we opened our doors in Thomaston, Maine. Since that time, we have proudly served the community and watched our family of members grow to over 15,792 strong. Located at 209 New County Rd, Thomaston, ME 04861, we are not just a credit union; we are a part of the fabric of this town. Our branch is easily accessible and near local landmarks that many residents recognize. Our mission is simple yet profound: to provide exceptional financial services while fostering community development. We strive to empower our members by offering a range of products from checking and savings accounts to auto loans and mortgages tailored to their needs. Our commitment goes beyond banking; we believe in supporting the Thomaston community through various outreach programs and partnerships. Over the years, we've achieved significant milestones, including accumulating total assets of $261,238,689. This financial strength allows us to offer competitive loan rates and member-focused services. We're equipped with modern conveniences such as ATM availability and drive-thru banking for those on the go. Our operating hours are designed for your convenience: Monday through Thursday from 8:00 AM to 4:30 PM (with extended hours on Thursday until 5:30 PM) and Friday from 8:00 AM to 4:30 PM. While members can visit us at our Thomaston branch, official correspondence should be sent to our mailing address at 209 New County Rd, Thomaston, ME 04861-3116. We also take pride in being ADA compliant, ensuring that all members have access to our services without barriers. As technology advances, so do we. Our digital banking options include online banking and mobile payments that make managing your finances easier than ever before. We prioritize customer service with a dedicated team ready to assist you at every turn. We invite you to join us at Midcoast and become part of a community-focused organization where your financial well-being is our top priority. Experience firsthand how we can support your goals while giving back to the Thomaston area. Together, let's build a brighter future! For more information or to open an account today, please call us at 207-594-7775 or visit our website at midcoastfcu.me.

Becoming a member of Midcoast is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're likely eligible to join us! We believe that everyone deserves access to affordable financial services, and that's why we're here to support you. You can find detailed eligibility information at https://midcoastfcu.myori.com/app/oao/membership , which outlines the specific criteria for membership. Once you know you're eligible, opening an account is simple and straightforward. Just visit us at our branch located at 209 New County Rd Thomaston Me 04861, or give us a call at (207) 594-7775 to learn more about the account opening process. We're excited to help you take this step towards better financial health and becoming part of our community!

At Midcoast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is essential, and we are proud to demonstrate our strength through solid financial performance. With a net worth of $28,067,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,425,559 in share certificates and $48,207,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,564,800 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,467 in used auto loans and $208,705,246 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $362,060. Total Share and Deposit Accounts: 36,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midcoast is your trusted partner. Visit us at 209 New County Rd Thomaston Me 04861 or call (207) 594-7775 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.