Midcoast Credit Union Brunswick ME | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Midcoast, your trusted partner in financial well-being, conveniently located at 6 Station Ave, Brunswick, ME 04011. Since our establishment in 1956, we have proudly served our community and built lasting relationships with over 15,792 members. At Midcoast, we're not just a credit union; we are a cornerstone of support for local families and businesses alike. As part of our commitment to you, we manage total assets of $261,238,689, ensuring that your funds are secure while providing you access to a range of financial services. With total deposits reaching $3,865,413, members can feel confident knowing their money is in good hands. Our leadership team, led by CEO Joseph Gervais and Board President Richard Hart, is dedicated to fostering a welcoming environment where every member's voice is heard. Whether you're looking to finance a new vehicle or open a savings account, we offer a variety of loans totaling 12,028 options tailored to meet your needs. Our goal is to empower you with the tools necessary for financial success while maintaining an impressive net worth of $28,067,402. While you can visit us at our Brunswick branch for all your banking needs like personal loans, auto financing, and online banking official correspondence should be directed to the same address: 6 Station Ave, Brunswick, ME 04011-2092. At Midcoast, we're proud of our strong community ties and strive to make a positive impact in the lives of those we serve. We encourage you to reach out to us at (207) 729-8737 or explore our website at midcoastfcu.me for more information. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

We invite you to experience what it means to be part of Midcoast. Whether you're looking for financial guidance or simply need a reliable place for your banking needs, we're here for you. Join us today and discover how we can help you achieve your financial goals! For more information or assistance, please call us at (207) 729-8737 or visit our website at Midcoast FCU.

Mission Statement

At Midcoast, our mission is simple yet profound: we strive to enhance the financial well-being of our members while actively contributing to community development. We believe in fostering strong relationships through personalized service and support. Our team works diligently to ensure every member feels valued and understood. We embrace inclusivity through partnerships with local organizations and outreach programs aimed at improving financial literacy in our community. This commitment extends beyond numbers; it's about making a difference in people's lives.

Our Journey

Midcoast started as a small credit union focused on meeting the financial needs of our members. Through dedication and community support, we have expanded our offerings and services. We are proud to offer personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our history is marked by significant milestones that reflect our commitment to innovation and service. From humble beginnings to becoming an essential part of the Brunswick community, we have adapted to meet changing needs while maintaining our core mission: to provide accessible financial services that empower our members. We are also pleased to offer modern conveniences such as online banking and mobile payments for an enhanced member experience.

Visit Us

While you can visit us at 6 Station Ave in Brunswick for all your banking needs, any official correspondence should be sent to our mailing address at 6 Station Ave, Brunswick, ME 04011-2092. We are open Monday through Friday with convenient hours designed for you: Monday from 8:00 AM - 4:30 PM; Tuesday from 8:00 AM - 4:30 PM; Wednesday from 9:00 AM - 4:30 PM; Thursday from 8:00 AM - 5:30 PM; and Friday from 8:00 AM - 4:30 PM. Our branch features an ATM for quick cash access and drive-thru banking for easy transactions. We also participate in shared service centers, ensuring you can bank easily wherever you are.

Branch Location & Accessibility

Welcome to the Midcoast Credit Union, conveniently located at 6 Station Ave in beautiful Brunswick, Maine. Our branch is nestled right in the heart of Cumberland County, making it easy for you to access our services. Whether you're heading to the nearby Bowdoin College or visiting the vibrant downtown area, you'll find us just a short drive away. At Midcoast, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking to ensure that everyone can visit us comfortably. Plus, with our drive-thru banking service available, you can handle your transactions quickly without ever leaving your vehicle. We're open Monday through Friday to serve you better. Our lobby hours are designed to fit your schedule: on Mondays and Tuesdays, we're here from 8:00 AM to 4:30 PM; Wednesdays from 9:00 AM to 4:30 PM; Thursdays until 5:30 PM; and Fridays wrap up at 4:30 PM. Need assistance outside of these hours? Feel free to call us at 207-729-8737! In addition to traditional banking services such as checking and savings accounts, we also offer a range of convenient options including auto loans, mortgage refinancing, and credit cards with rewards. For those who prefer digital access, our online and mobile banking platforms make managing your finances simple and secure. While members can visit us at 6 Station Ave for all their banking needs, please note that official correspondence should be sent to the same address. We invite you to explore our shared services as well if you're a member of another participating credit union, you can take advantage of basic transactions right here! So whether you're looking for a friendly face or need quick cash from an ATM (which we also have available), we're ready to assist you! Visit Midcoast Credit Union today and experience firsthand what exceptional member service feels like!

Member Eligibility

At Midcoast, we believe that everyone deserves a chance to join a community that truly cares. Becoming a member is straightforward and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We focus on building relationships and providing financial solutions tailored to your needs. Our members enjoy competitive rates, friendly service, and access to a wide range of financial products designed to help you achieve your goals. Ready to take the next step? You can find more detailed eligibility information at https://midcoastfcu.myori.com/app/oao/membership. When you're ready to open an account, it's as easy as visiting https://www.midcoastfcu.me/apply-for-a-loan/ or giving us a call at (207) 729-8737. We're located at 6 Station Ave Brunswick Me 04011, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $929,051, we continue to drive economic growth by financing new and expanding businesses.

Seamless Merchant Services

In addition to loans, our merchant services simplify how you accept payments. Imagine your customers paying effortlessly with credit cards or mobile wallets enhancing their experience while boosting your sales. Our services are designed to help you focus on what you do best: running your business. Located at 6 Station Ave Brunswick Me 04011 in Brunswick, ME, we're here to partner with you every step of the way. Connect with us at (207) 729-8737 or visit us online at https://midcoastfcu.me to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer comprehensive Business Banking solutions including essential Merchant Services and tailored Business Loans that support your growth. We understand the unique challenges that come with running a business, and we're here to help navigate those with ease.

Digital Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. Our Online & Mobile Banking platforms allow you to manage your finances on-the-go. You can check balances, pay bills, and transfer funds all from the convenience of your smartphone or computer. We also provide easy access to ATMs for quick cash withdrawals and balance checks.

Drive-Thru and Shared Branch Services

If you prefer face-to-face transactions but have a busy schedule, take advantage of our basic drive-thru banking options available for deposits, withdrawals, and simple transactions. Plus, if you're a member of another credit union participating in shared branching, you can perform basic transactions at our location as well. We invite you to visit us at Midcoast, where friendly faces are ready to assist you every step of the way. If you're interested in learning more about any of these services or have questions about how we can help meet your financial needs, don't hesitate to call us at 207-729-8737. Experience the Midcoast difference today!

Personal Banking Solutions

Our personal banking options are designed with you in mind. Start with our Checking & Savings Accounts, which offer flexibility and easy access to your funds. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. For those dreaming of homeownership, explore our Mortgage Loans & Refinancing options that make owning a home more achievable. Additionally, if you're looking to consolidate debt or need some extra cash for an unexpected expense, our Personal Loans & Debt Consolidation services can provide the financial relief you need. And don't forget about our Credit Cards with Rewards, offering perks that can save you money on everyday purchases.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills effortlessly. With features like electronic signature authorization, signing important documents has never been simpler. You can complete transactions safely from anywhere without the need for paper signatures, making everything faster and more efficient. For those who prefer going paperless, we offer e-statements that deliver your monthly statements directly to your inbox. This not only helps you stay organized but also reduces clutter keeping your financial information accessible and secure.

Mobile Banking

In today's fast-paced world, having banking options on your mobile device is essential. Our mobile application makes it easy to manage your accounts right from your smartphone. You can make mobile payments for purchases and bills with just a few taps. Plus, our app supports person-to-person transfers, so sending money to friends or family is quick and hassle-free.

Security and Support

Your security is our top priority. We use advanced encryption technologies to protect your personal information while ensuring that all transactions are safe and secure. With Midcoast, you can have peace of mind knowing that your data is protected. We are committed to providing you with accessible financial management tools that empower you to take control of your finances anytime, anywhere. Explore all these features and more by visiting us at https://www.midcoastfcu.me/ today!

Financial Strength

Growing Membership Base

With net shares available for lending and investments amounting to $362,060, and a total of 36,424 showing a strong and growing member base that trusts us with their finances, Midcoast is more than just a credit union; it's a community partner dedicated to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midcoast is your trusted partner. Visit us at 6 Station Ave Brunswick Me 04011 or call (207) 729-8737 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $55,425,559 in share certificates and $48,207,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our resources despite having $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $160,243, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $27,564,800 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,467 in used auto loans and $208,705,246 in total loans and leases.

Solid Financial Health

With a net worth of $28,067,402, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already assisted many members with over $42,592,129 in used vehicle loans and $7,353,836 in new vehicle loans, helping them get on the road with ease. Whether you're eyeing a reliable used car or a brand-new model, our financing options can make it happen.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $929,051 provide the capital needed to expand operations or invest in new ventures. We're committed to supporting local businesses and helping them thrive. At Midcoast located at 6 Station Ave Brunswick Me 04011, our dedicated team is ready to assist you with personalized service. For more information about our loan offerings or to discuss your specific needs, feel free to give us a call at 207-729-8737. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and discover how our loan products can empower your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $18,757,398. We aim to make buying or refinancing straightforward and accessible for our members. If you're considering refinancing your current mortgage or exploring eligibility options, we're here to guide you through the process.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $4,420,900 in loans available, our credit cards are designed to help you manage your finances effectively while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you receive is both accurate and relevant to your needs.

MIDCOAST FEDERAL CREDIT UNION - Brunswick, ME

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