Welcome to hometown-61648, your trusted financial partner since 1949. Nestled in the heart of Kulm, ND, we pride ourselves on our commitment to serving our community with integrity and dedication. Under the leadership of CEO HAROLD HAGEN and Board President RODNEY KINZLER, we strive to empower our members through accessible financial solutions tailored to meet their needs. As an NCUA-insured institution since 10/3/1973 0:00, we prioritize the security of your deposits while offering a wide range of modern banking tools, including Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and more.

At hometown-61648, we understand that your financial journey is unique. That’s why we focus on providing personalized services that reflect our values of community support and member-first philosophy. Whether you are looking for personal loans, mortgage refinancing, or business banking solutions, our dedicated team is here to assist you every step of the way. Explore our offerings at https://www.hcuonline.com/ or reach out to us directly at (701) 647-2449—together, let's build a brighter financial future.

At hometown-61648, we understand that managing your finances is a crucial part of everyday life. That's why we offer a comprehensive suite of services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to a variety of loans, including auto financing, mortgage refinancing, and personal loans for debt consolidation, our goal is to support you in achieving your financial milestones. Our business banking solutions also cater to small enterprises with merchant services and business loans that help foster growth and innovation.

In today’s digital age, we prioritize convenience and accessibility for our members. With online banking capabilities, you can manage your account anytime, anywhere, while our mobile application enhances your banking experience with features like person-to-person transfers and mobile payments. E-statements provide an eco-friendly way to keep track of your finances, ensuring you have all your important information at your fingertips. Whether you're planning for significant life events or simply looking to streamline your daily banking tasks, our range of tools is here to assist you every step of the way. If you're curious about membership eligibility or want to explore loan options, visit or check out https://www.lendmesh.com/loans/personal_loans for competitive rates.

For personalized support or inquiries, feel free to reach out via fax at (701) 647-2449. At hometown-61648, we're committed to helping you navigate your financial journey with confidence and ease.

In a world where financial choices are abundant, hometown-61648 stands out as a trusted and valuable partner for individuals and businesses alike. With a total membership of 3,408, our community reflects a strong commitment to helping each member achieve their financial goals. Our robust financial foundation is evident in our total assets, which amount to 203,345,491, showcasing the stability and security that our members can rely on.

Our dedication to sound fiscal management is further demonstrated by our net worth of 30,405,353 and a net worth ratio of 1,495. These figures not only underscore our financial health but also highlight our ability to provide competitive services while ensuring member interests are prioritized. In the past year alone, we have achieved a commendable net income of 1,114,545, reinforcing our capability to invest back into the community and enhance our offerings.

With total deposits reaching 6,219,150 and an impressive portfolio of total loans and leases at 2,071, we cater to a diverse array of financial needs, from personal banking solutions to commercial lending. Our commitment to serving our members is reflected in the volume of auto loans, which stands at 794, as well as our active engagement in commercial loans, totaling 880. These metrics illustrate how we empower members with accessible financing options that fit their lifestyles.

At the heart of our operations is a dedicated team of 50 professionals who are passionate about providing exceptional service. They work tirelessly to ensure that every interaction reinforces trust, transparency, and satisfaction among our members. As we continue to grow and evolve, we remain committed to maintaining open lines of communication and offering innovative solutions that meet the ever-changing needs of those we serve.

For insights into performance metrics and financial data sourced from the National Credit Union Administration (NCUA), please visit https://www.ncua.gov . We invite you to experience the advantages of partnering with us firsthand. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates tailored for your needs.