Hometown Credit Union Ashley ND | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Hometown, your trusted financial partner in Ashley, ND! Located at 106 E Main St, our credit union has been proudly serving our community since 1949. With a commitment to fostering financial well-being, we are here to support you with personalized banking solutions tailored to your needs. At Hometown, we understand that every member is unique. That's why we offer a variety of services, from checking and savings accounts to auto loans and mortgage refinancing. Currently, we serve over 3,400 members who have entrusted us with their financial futures. Our assets total an impressive $203,345,491, which reflects our strength and stability in the market. We take pride in our accessibility; whether you prefer visiting us in person or managing your finances online, we've got you covered. Our branch is equipped with an ATM and drive-thru services for your convenience. And if you're looking for help or have questions, feel free to reach out at 701-288-3439. Under the leadership of CEO Harold Hagen and Board President Rodney Kinzler, our dedicated team of 50 employees is committed to providing exceptional service. We believe in building lasting relationships with our members based on trust and reliability. While you can visit us at our branch address, please note that any official correspondence should be sent to our mailing address: PO BOX 230, ASHLEY, ND 58413. Join us today and discover how Hometown can make a difference in your financial journey! Visit our website at hcuonline.com for more information or stop by and say hello!

Branch History & Mission

Our Journey

Located at 106 E Main St, Ashley, ND 58413, our branch has been a cornerstone of the local community for generations. We understand the needs of our members because we are part of this vibrant community ourselves. As we've grown, we've embraced advancements in technology while staying true to our mission of providing personalized service. With services like online banking and mobile payments now available, we're making it easier than ever for our members to manage their finances conveniently. Our headquarters in Kulm, ND, remains committed to supporting our branches and ensuring they have the resources needed to serve you better. Whether you're using our drive-thru banking services or accessing one of our ATMs, you can count on us to be there when you need us.

Our Mission

The mission of Hometown is simple yet powerful: to provide accessible financial services that enhance the quality of life for all our members. We believe that financial success is attainable for everyone and strive to empower our members through education and support. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we offer merchant services and business loans designed to help you thrive. We are dedicated not just to your financial growth but also to uplifting our community through outreach programs and partnerships that create lasting impact. Our team works tirelessly to ensure that every member feels valued and understood. While members can visit us at 106 E Main St for all their banking needs, official correspondence should be sent to PO BOX 230, ASHLEY, ND 58413. Join us at Hometown today! Experience firsthand the dedication and support that comes with being a member of a credit union that truly cares about its community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Hometown Ashley Branch, your friendly neighborhood credit union located at 106 E Main St, Ashley, ND 58413. We're proud to serve the residents of McIntosh County and the surrounding areas with convenient banking services tailored just for you. Whether you're stopping by for personal banking needs or to inquire about our various loan options, we are here to help! You can easily find us near local landmarks that make visiting a breeze. We have ample parking available right outside our branch, ensuring a hassle-free experience from the moment you arrive. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps to assist all members of our community. At Hometown, we understand that your time is valuable. That's why our lobby hours are set from 8:30 AM to 4:30 PM, Monday through Friday. This schedule allows you to fit your banking needs into your busy lifestyle without any stress. Plus, for those who prefer quick transactions, we offer drive-thru banking services that make deposits and withdrawals even easier. We also provide ATM services on-site for your convenience. Whether you need cash or want to check your balance, our ATM is ready for use whenever you need it. While members can visit us at 106 E Main St, official correspondence should be sent to our mailing address at PO BOX 230, Ashley, ND 58413. If you have any questions or would like assistance with any of our services ranging from checking and savings accounts to auto loans and mortgage options feel free to give us a call at 701-288-3439. Our dedicated staff is eager to assist you in achieving your financial goals. So come on by! At Hometown Ashley Branch, we're not just a credit union; we're part of your community. We look forward to welcoming you soon!

Member Eligibility

At Hometown, we believe that becoming a member means joining a caring community where everyone can thrive together. If you're looking to be part of something special, it's easy to get started! Membership is open to individuals who live, work, or attend school in the local area, as well as their family members. This inclusive approach means that whether you're just starting out or looking for ways to enhance your financial future, there's a place for you here. Plus, as a member of Hometown, you'll enjoy personalized service and access to a range of financial products tailored to meet your needs. To learn more about our eligibility criteria and ensure you meet the requirements, feel free to check out the detailed information at this link. Once you're ready to take the next step, opening an account is a breeze! Simply give us a call at (701) 288-3439, and our friendly team will guide you through the process. We look forward to welcoming you into the Hometown family at 106 E Main St Ashley Nd 58413!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $877 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $141,081,512, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without the hassle of complicated payment processes. Our merchant services make it easy for you to accept payments, manage transactions, and focus on what you do best. From point-of-sale systems to online payment solutions, we offer tools that streamline your operations and enhance customer satisfaction. Located at 106 E Main St Ashley Nd 58413 in Ashley, ND, we invite local business owners to explore how our tailored banking solutions can meet your specific needs. Reach out to us at (701) 288-3439 or visit us online at https://www.hcuonline.com/ to learn more about how we can support your business journey!

Comprehensive List Of Services

Additional Services

Our branch also features basic drive-thru banking for simple transactions like deposits and withdrawals, as well as basic ATM access for balance checks and cash withdrawals. Whether you're visiting us in person or using our digital tools, we strive to provide an experience that puts you first. If you have any questions or would like more information about how we can assist you financially, feel free to call us at (701) 288-3439 or visit us at https://www.hcuonline.com/. We invite you to explore all that Hometown has to offer! Your financial wellness is our priority!

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. No matter if you're starting out or expanding, we have financial products tailored just for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills from anywhere at any time. Plus, our ATM services provide quick access to cash whenever you need it.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make, and at Hometown, we're here to assist you every step of the way. Our mortgage loans and refinancing services provide flexible terms and personalized support, ensuring you find the right plan for your budget.

Personal Banking Solutions

We understand that managing your finances can be complex. That's why we offer a variety of checking and savings accounts tailored to fit different lifestyles. Need an easy way to save? Our accounts come with features that make it simple to set aside money for future goals. When it comes to financing your next vehicle, our auto loans and vehicle financing options are designed with competitive rates that make purchasing or refinancing a car manageable. Imagine driving away in your dream car without the stress of high payments.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. We help simplify your finances by combining multiple debts into one manageable payment. Additionally, our credit cards with rewards offer benefits for everyday purchases it's an easy way to earn while you spend!

Digital & Online Banking

Key Features

One of the standout services is our E-Statements feature. By opting for electronic statements, you'll receive your account information securely and promptly right to your inbox. This not only helps the environment but also keeps your information safe from potential theft. If you're always on the go, you'll love our mobile application. It's user-friendly and includes features like mobile payments, so you can make purchases directly from your phone without needing cash or cards. Plus, sending money to friends or family is a breeze with our person-to-person transfer option. While we currently do not offer electronic signature authorization, we still prioritize the security of all transactions and personal data. Our team works diligently to ensure that your information remains protected at all times. In summary, at Hometown, we strive to provide accessible and easy-to-use banking solutions tailored for you. Explore our digital services today by visiting https://www.hcuonline.com/ and experience the freedom of managing your finances on your terms!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $96,231,281 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on creating avenues for our members to grow their savings effectively. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,325,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach helps us create a more rewarding experience for everyone who chooses Hometown.

Operational Efficiency

Our $787,104 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We're proud to have 35 full-time employees and 15 part-time employees dedicated to providing exceptional service at every interaction.

Reinvesting in Our Community

With $29,290,808 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continually improve our offerings while ensuring that your financial needs are met. Our lending capacity supports members' financial goals across various sectors with $397 in used auto loans and $168,770,338 in total loans and leases. Whether you're looking to finance a new vehicle or consolidate debt, we're here to help.

Solid Financial Foundation

With a net worth of $30,405,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means your deposits are secure with us, giving you peace of mind as you manage your finances.

Strong Membership Base

Total Share and Deposit Accounts: 9,648, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $205,614 further demonstrate our ability to support your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hometown is your trusted partner. Visit us at 106 E Main St Ashley Nd 58413 or call (701) 288-3439 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're interested in refinancing or want to learn more about eligibility options, please reach out to us at (701) 288-3439. Our team is here to assist you during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. For more information about our loan offerings and services, please visit us at 106 E Main St Ashley Nd 58413, or check us out online at https://www.hcuonline.com/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,271,800 in used vehicle loans and $419,678 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, our flexible financing options can help make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $141,081,512 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and understanding their unique financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,014,956, make buying or refinancing simple. We provide guidance throughout the process, ensuring that you understand your options and can choose what works best for your situation.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $248,103 in loans, we help members handle their finances effectively while enjoying the convenience of credit when they need it most.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all offers presented are fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this comparison tool in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HOMETOWN CREDIT UNION - Ashley, ND

Compare Loan Rates Near You

Loan rates in Ashley, ND (58413)