Introduction
Welcome to Hometown, your trusted financial partner located right in the heart of Hazelton, North Dakota. Established in 1949, we have proudly served our community for over seven decades. Our branch at 341 Main, Hazelton, ND 58544 is more than just a place to manage your finances; it's where relationships are built and dreams are nurtured. With a strong commitment to our members, we currently boast a membership of 3,408 individuals and families who have chosen us for their banking needs. Our assets total an impressive $203,345,491, reflecting our solid financial foundation and dedication to providing quality services. We understand that every member's journey is unique, which is why we offer a diverse range of products from personal checking and savings accounts to auto loans and business banking services. At Hometown, we believe in giving back to the community that supports us. Our CEO, Harold Hagen, alongside Board President Rodney Kinzler, leads a team of 50 dedicated employees who are ready to assist you with personalized service. Whether you need help with home financing or want advice on managing your savings, we're here for you. While members can visit us at our Hazelton branch for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 225, HAZELTON, ND 58544. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of our members. With total deposits of $6,219,150 and net worth reaching $30,405,353, you can trust that your finances are in capable hands. We also prioritize convenience with online and mobile banking options available. Ready to take the next step? Give us a call at 701-782-6841 or visit us at our Hazelton branch today! Let's work together towards achieving your financial goals.
Branch History & Mission
At Hometown, we take pride in our rich history and commitment to serving the community of Hazelton, ND. Established in 1949, our branch has grown alongside the people we serve, evolving into a trusted financial institution with a total membership of over 3,408. Located at 341 Main Hazelton Nd 58544, we are conveniently situated to serve our members, making it easy for you to access your financial needs. Since our inception, Hometown has focused on creating a positive impact in the lives of individuals and families. With total assets of $0}, we have built a solid foundation that allows us to provide a range of services including personal banking, auto loans, mortgages, and business banking. Our mission is straightforward: to empower our members through accessible financial solutions while fostering a sense of community. As we reflect on our journey, key milestones mark our growth. We have embraced technology to enhance member experience with online and mobile banking options, ensuring that managing finances is easier than ever. We're proud to offer ADA-compliant facilities and services so that everyone in our community can benefit from what we have to offer. Our mission extends beyond traditional banking. We actively engage in community outreach efforts, partnering with local organizations to support initiatives that uplift those around us. By investing back into the community, we strive to create a brighter future for all residents of Hazelton. While members can visit us at 341 Main Hazelton Nd 58544, official correspondence should be sent to PO BOX 225, HAZELTON, ND 58544 if different. Our operating hours are convenient for working individuals open Monday through Friday from 8:30 AM to 4:30 PM. We also feature ATM availability for quick access to cash when you need it. Join us at Hometown and experience the difference that comes from being part of a credit union dedicated not just to your finances but also to your overall well-being. Together, let's build a stronger community! For more information or assistance, feel free to reach out at (701) 782-6841.
Branch Location & Accessibility
Banking Services Made Easy
At Hometown Credit Union, we offer a variety of banking solutions tailored to meet your needs. You can take advantage of our ATM availability for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our friendly staff is always available inside to help with all your banking inquiries. If you need to send official correspondence, please remember that while you can visit us at 341 Main in Hazelton, ND 58544, all mail should be directed to PO BOX 225, Hazelton, ND 58544.
Convenient Access and Nearby Landmarks
Located just off the main thoroughfare, our branch is easily accessible and surrounded by familiar landmarks. If you're visiting, you might notice that we are close to the local grocery store and just a short drive from the community park perfect spots to visit before or after your banking errands. We also prioritize accessibility; our building features ADA-compliant entrances and ramps, ensuring that everyone can comfortably reach us.
Get in Touch Today!
We invite you to drop by our Hazelton Branch or give us a call at 701-782-6841. Our dedicated team looks forward to assisting you with all your financial needs. Come see how Hometown Credit Union can support you today! For more information about our services, feel free to visit our website at Hometown Credit Union.
Operating Hours Tailored for You
We understand that life can be busy! That's why we are open Monday through Friday from 8:30 AM to 4:30 PM, providing ample time for you to stop in before work or during lunch breaks. Our team is ready to assist you with a range of services including personal banking, auto loans, mortgage options, and credit cards with rewards.
Member Eligibility
At Hometown, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in our local area, or if you have a family member who is already a member, you're eligible to join us. This opens the door to a variety of benefits, including personalized service and access to competitive rates on loans and savings accounts. You can check out more detailed eligibility criteria. Ready to take the next step? Opening an account with us is a straightforward process. Just visit our branch at 341 Main Hazelton Nd 58544 or give us a call at (701) 782-6841 for assistance. We're here to help you every step of the way as you join our community at Hometown!
Business Banking & Commercial Services
Financing Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $877 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $141,081,512, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services that Matter
Imagine having a payment processing solution that works as hard as you do. Our merchant services enable you to accept payments easily, whether online or in-store, ensuring your cash flow remains steady. This means more time focusing on what you do best running your business. Located at 341 Main Hazelton Nd 58544 in Hazelton, ND, our team is ready to assist you with all your business banking needs. Call us at (701) 782-6841 to learn how we can help your business flourish!
Comprehensive List Of Services
Business Banking
For business owners, we offer robust banking solutions that cater to your company's needs. From merchant services that simplify payment processing to business loans that help fund your next big project, we are committed to supporting local businesses in Hazelton.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we provide online and mobile banking options that let you manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, our secure digital platform makes banking simple and accessible. Plus, with ATM services available for cash withdrawals and balance checks, you can get what you need quickly.
Financial Solutions
Life can sometimes throw unexpected expenses your way. With our personal loans and debt consolidation services, we help you take control of your finances. If you're looking for a way to earn rewards while spending, consider our credit cards with rewards that give back for every purchase.
Get Started Today!
We invite you to explore how Hometown can be your trusted partner in achieving financial wellness. With so many services designed just for you personal banking, loans for every need, business support, and easy online access there's no better time to start managing your finances more effectively. Visit us today at 341 Main Hazelton Nd 58544 or call us at (701) 782-6841 for personalized assistance!
Personal Banking
Our personal banking services are tailored to fit the way you live. Whether you're looking to open a checking or savings account, we offer flexible options that suit your lifestyle. Need a car? Our auto loans and vehicle financing make it easy for you to hit the road without breaking the bank. For those considering a new home, our mortgage loans and refinancing options provide competitive rates and terms that can help you save money over time.
Digital & Online Banking
Convenient Payment Options
Need to send money quickly? Our person-to-person transfer service lets you send funds directly to friends or family with just a few taps on your smartphone. And if you're out shopping, take advantage of our mobile payments feature for fast and secure transactions right from your device.
Key Features of Our Digital Banking Services
Visit us online at https://www.hcuonline.com/ to explore our user-friendly online banking platform. You can check balances, transfer funds, and pay bills all from the comfort of your home. Our mobile application ensures that you have these features right at your fingertips, making it easy to manage your accounts wherever life takes you. For those who enjoy going paperless, we offer e-statements that allow you to keep track of your finances without clutter. Plus, with our electronic signature authorization feature, signing documents is a breeze no need for printing or mailing.
Safety First
Your security is our top priority. We utilize advanced security measures to protect your information while providing an easy-to-use interface. You can rest assured knowing that your financial data is safe with us. At Hometown, we aim to provide you with accessible tools for real-time account management. Embrace the convenience of digital banking today and discover how simple it is to stay connected with your finances!
Financial Strength
Growing Together
Total Share and Deposit Accounts: 9,648, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $205,614. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hometown is your trusted partner. Visit us at 341 Main Hazelton Nd 58544 or call (701) 782-6841 to learn more about how we can help you achieve your financial goals.
Member Savings and Investments
Members' savings are secured through $96,231,281 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,325,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $787,104 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Our Financial Health
With a net worth of $30,405,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Reinvesting in Your Future
With $29,290,808 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $397 in used auto loans and $168,770,338 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Loan Offering
Additional Services
If you're considering refinancing any of your existing loans, we have options available that could save you money over time. It's always a good idea to explore eligibility options and see how we can assist you better. Feel free to reach out to us at (701) 782-6841 if you have any questions or need assistance with our loan offerings. You can also visit us at our branch located at 341 Main Hazelton Nd 58544 in Hazelton, ND, where our friendly staff is ready to help you navigate through your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,271,800 in used vehicle loans and $419,678 in new vehicle loans already helping members get on the road. We make it easy to find the right financing for both new and used vehicles.
Business Financing
For business owners, our outstanding commercial loans totaling $141,081,512 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or manage operational costs, we're here to help you succeed.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,014,956, make buying or refinancing simple. Whether you're looking to settle into your dream home or refinance an existing mortgage, our dedicated team is here to assist you every step of the way.
Unsecured Credit Card Loans
Managing your day-to-day finances is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $248,103 in loans helping members manage their expenses effectively, our credit cards come with competitive rates and benefits tailored to your lifestyle.
Loan Aggregator
Benefits of Using LendMesh
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