Welcome to Heritage South, a trusted financial institution dedicated to serving our members and the community since 1937. Under the leadership of CEO Jamie Payton and Board President Jim Patton, we strive to empower individuals and families through accessible financial solutions and exceptional service. With our headquarters located in Sylacauga, AL, we take pride in offering a member-first approach that prioritizes your needs and fosters financial well-being.

Heritage South is not only committed to traditional banking services but also embraces modern technology to enhance your banking experience. We provide a range of convenient online tools including online banking, a mobile application, person-to-person transfers, e-statements, and electronic signature authorization. As an NCUA-insured institution since January 4, 1971, you can trust that your deposits are safe with us. Explore more about our services and how we can assist you on our official website at https://www.myhscu.com/ . For any inquiries, feel free to reach out via fax at 2564011288. Join us in our mission to strengthen our community while achieving your financial goals.

Heritage South is dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of its members. Whether you're seeking personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards, Heritage South has you covered. The credit union also offers mortgage loans and refinancing options, personal loans for debt consolidation, and robust business banking services that include merchant services and business loans. With convenient ATM and cash withdrawal services available at multiple locations, managing your finances has never been easier.

Emphasizing digital access, Heritage South equips its members with user-friendly online banking and a mobile application that allows for seamless management of your accounts from anywhere. Features such as person-to-person transfers make it easy to send money to friends or family instantly. Additionally, members can take advantage of e-statements and e-signature capabilities for hassle-free documentation. These tools empower individuals not just in their daily banking needs but also in planning for significant life milestones or growing small businesses. For those interested in joining the community, more information about membership qualifications can be found at http://www.myhscu.com/about-us/membership-eligibility . If you're considering financing options, you can explore competitive loan rates through https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or require personalized assistance, feel free to reach out via fax at (256) 401-1288; the friendly team at Heritage South is always ready to help you navigate your financial journey.

Heritage South is not just a financial institution; it’s a trusted partner dedicated to the financial well-being of its members. With a robust Total Membership standing at 15,673, we have cultivated a strong community of individuals who rely on us for their banking needs. Our commitment to our members is reflected in our impressive Total Assets of 184,572,710 and a solid Net Worth of 17,577,485, ensuring that we maintain the financial strength necessary to support our services.

In terms of performance, our Net Income has reached 377,213, demonstrating our ability to operate efficiently while providing valuable services. We take pride in our Total Deposits, which amount to 16,066,096, indicating the trust placed in us by our members. With a diverse portfolio that includes 9,018 loans and leases, we are well-equipped to meet the various financial needs of our community.

Our experienced team of 68 employees is committed to delivering exceptional service, ensuring that each member feels valued and understood. We maintain a healthy Net Worth Ratio of 952, reflecting our financial stability and commitment to responsible management. Additionally, with a Credit Card Loan Volume of 3,113 and Auto Loan Volume reaching 4,880, we offer competitive products tailored to fit individual needs.

Heritage South also understands the importance of supporting local businesses, as evidenced by our Commercial Loans totaling 66. This commitment not only strengthens our local economy but also enhances the overall value we provide as a financial partner.

Transparency is key, and we invite you to explore more about our performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Take the next step toward securing your financial future by comparing real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.