HERITAGE SOUTH CREDIT UNION

Welcome to Heritage South, your trusted financial partner in the heart of Alexander City, Alabama. Since opening our doors in 1937, we have been dedicated to serving our community with integrity and care. Our branch, located at 3553 Us Hwy 280, is more than just a place to bank; it's a hub for financial growth and support for over 15,600 members. At Heritage South, we pride ourselves on our solid financial foundation, boasting total assets of $184,572,710 and total deposits reaching $16,066,096. Our strong net worth of $17,577,485 reflects our commitment to stability and growth for our members. We understand that everyone has unique financial needs, which is why we offer a wide array of services ranging from personal banking options like checking and savings accounts to auto loans and mortgages. Our experienced team of 68 employees, led by CEO Jamie Payton and Board President Jim Patton, is here to help you navigate your financial journey. Whether you're looking for assistance with loans having successfully issued a total of 9,018 loans and leases or seeking advice on saving strategies, we're ready to assist you every step of the way. While members can visit us at 3553 Us Hwy 280, official correspondence should be sent to our mailing address at PO Box 128, Sylacauga, AL 35150. We're proud to be part of this vibrant community and are committed to making a positive impact in your lives. If you're looking for a reliable partner for your financial needs or simply have questions about our services, don't hesitate to reach out! Call us at (256) 245-4776 or explore more about what we offer at myhscu.com. Join us today and experience the difference that comes with being a member of Heritage South!

At Heritage South, we believe that everyone deserves a financial partner who cares. Becoming a member is more than just opening an account; it's about joining a community that prioritizes your needs and supports your journey towards financial wellness. To be eligible for membership at our branch located at 3553 Us Hwy 280, Alexander City, AL 35010, you simply need to live, work, worship, or attend school in the areas we serve. We welcome individuals and their families to join us as valued members. Once you're ready to take the next step, opening an account is easy and straightforward. You can find all the details about eligibility criteria on our website at this link. If you have any questions or need assistance, feel free to give us a call at 256-245-4776. We look forward to welcoming you into our Heritage South family!

At Heritage South, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial partner, and we are proud to showcase our robust financial strength, which reflects our commitment to serving you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $17,577,485, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,703,106 in share certificates and $10,476,139 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,043,668 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $2,440 in used auto loans and a total of $131,965,016 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our net income of $377,213, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 30,587, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage South is your trusted partner. Visit us at 3553 Us Hwy 280 Alexander City Al 35010 or call 256-245-4776 to learn more about how we can help you achieve your financial goals.