HERITAGE SOUTH CREDIT UNION - Eclectic, AL

Welcome to Heritage South, your trusted financial partner located at 500 Madix Dr, Eclectic, AL 36024. Since our establishment in 1937, we've been dedicated to serving our community and supporting our members with a variety of financial services. With a total membership of 15,673, we take pride in being more than just a credit union; we are a family that thrives on trust, care, and commitment. At Heritage South, we understand that every member's financial journey is unique. That's why we offer personalized solutions tailored to meet your specific needs. Our assets total over $184 million, reflecting our strong position in the financial landscape. With $16,066,096 in deposits and $13,196,5016 in loans and leases, we work diligently to ensure your hard-earned money is safe while also providing opportunities for growth. Led by our CEO, Jamie Payton, and Board President, Jim Patton, our team of 68 employees is here to assist you with everything from everyday banking needs to major life investments. We prioritize transparency and integrity in all our interactions because your trust means everything to us. While members can visit us at 500 Madix Dr, official correspondence should be sent to our mailing address: 60 Gene E Stewart Blvd, Sylacauga, AL 35151-5211. If you have any questions or need assistance, feel free to reach out at 256-245-4776. Join us at Heritage South where your financial goals become our mission! Visit our website at myhscu.com to learn more about the services we offer or stop by today. Together, let's build a brighter financial future!

Heritage South has a rich history that dates back to 1937, when it first opened its doors in the heart of Eclectic, Alabama. Over the decades, we have grown alongside our community, evolving from a small credit union into a trusted financial partner for over 15,000 members. Our branch is located at 500 Madix Dr, Eclectic, AL 36024, conveniently positioned to serve the residents and businesses of Elmore County. From our humble beginnings, we have made significant strides in providing quality financial services. Today, Heritage South boasts total assets of $184572710, reflecting our strong commitment to sound financial management and community support. As we celebrate our legacy, we remain focused on our mission: to empower individuals and families with the tools they need to achieve their financial goals. Our mission is rooted in service. We strive not only to offer competitive financial products but also to create lasting relationships with our members. We believe that by supporting one another, we can foster a stronger community. Whether through loans for new cars or educational programs on budgeting and saving, Heritage South is dedicated to enhancing the lives of our members. While members can visit us at 500 Madix Dr for all their banking needs, official correspondence should be sent to our mailing address at 60 Gene E Stewart Blvd, Sylacauga, AL 35151-5211. This ensures that every interaction you have with us is as smooth as possible. As part of our commitment to modern banking solutions, we offer online banking and mobile applications that make it easier than ever for members to manage their accounts anytime and anywhere. While we do not currently have ATM or drive-thru services available at this location, we are always looking for ways to improve accessibility and convenience for our members. Community engagement is at the heart of what we do. We regularly participate in local events and initiatives aimed at uplifting those around us. Our partnerships with local organizations help us provide valuable resources and support where it's needed most. We invite you to join Heritage South and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, please call us at $2562454776 or visit us online at Heritage South.

Joining the Heritage South family means becoming part of a community that truly cares about your financial well-being. To become a member, you just need to meet a few friendly eligibility criteria. If you live, work, or worship in Elmore County or are related to someone who does, you're already on your way! We welcome individuals from various walks of life to experience our supportive services tailored just for you. For more detailed information on eligibility, feel free to check out our website at http://www.myhscu.com/about-us/membership-eligibility . Opening an account with us is simple and straightforward. You can start the process online by visiting https://accounts.myhscu.com/enroll or give us a call at (256) 245-4776 if you have any questions. At Heritage South, we believe in making banking accessible and enjoyable for everyone. Join us at our branch located at 500 Madix Dr Eclectic Al 36024, where we look forward to welcoming you into our community!

At Heritage South, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in safe hands, which is why we continuously monitor and strengthen our financial position. With a net worth of $17,577,485, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,703,106 in share certificates and $10,476,139 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,043,668 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $2,440 in used auto loans and a total of $131,965,016 in loans and leases, we support our members' financial goals across various sectors. Our net income of $377,213 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 30,587, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage South is your trusted partner. Visit us at 500 Madix Dr Eclectic AL 36024 or call 256-245-4776 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.