Welcome to garden-state, where our mission is to provide community-focused, member-first financial services to residents across . Under the leadership of our dedicated CEO, Paul Ladd, and Board President, MARK PASTORIZA, we strive to create a welcoming environment that prioritizes your financial well-being. Our members enjoy modern conveniences designed to make banking easier than ever, including electronic signature authorization (No), e-statements (Yes), mobile payments (No), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). At garden-state, we’re not just about transactions; we’re about building relationships and enhancing your financial future. Discover how we can serve you better by visiting our website at https://gardenstatefcu.org/ or contacting us at our fax number: (856) 235-2904.

At Garden State Credit Union, we believe that financial solutions should fit seamlessly into your everyday life. Whether you’re managing daily expenses, buying your first home, or saving for future goals, our personal banking services in NJ are designed to provide you with the flexibility and support you need. With options like checking and savings accounts that come with e-statements for easy tracking, we make it simple to stay on top of your finances. Our members can also benefit from personal loans and debt consolidation options that help alleviate financial pressure while paving the way for a more secure future.

When it comes to making significant purchases like a vehicle or a home, our competitive auto loans and mortgage refinancing options are tailored to suit various needs. And for those who own businesses, we offer a suite of business banking services, including merchant services and business loans that empower entrepreneurs to grow their ventures. With the convenience of online banking and our user-friendly mobile application, you can manage your accounts anytime, anywhere. Enjoy features like person-to-person payments that allow for quick transfers between friends and family right from your smartphone. At Garden State Credit Union, we prioritize accessibility and ease of use, ensuring our members have all the tools they need at their fingertips to navigate their financial journeys confidently.

At Garden State, becoming a member is as easy as it gets! We believe in making financial services accessible to everyone in NJ, so opening an account with us is a seamless experience. Curious about your eligibility? You can check the simple requirements at . Our core values are built around trust, community engagement, personalized service, and financial reliability—because we understand that our success is intertwined with the well-being of our members. We’re not just another financial institution; we’re your neighbors, committed to supporting you every step of the way. Whether it's through our user-friendly mobile application or robust online banking options, managing your finances has never been easier. Plus, if you’re looking for competitive loan rates, compare real-time offers today at LendMesh and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us at Garden State today and experience the difference!