Garden State Credit Union Camden NJ | Secure ATM Services Only

Introduction

At Garden State, we believe that banking is more than just numbers; it's about building a community of trust and support. Since opening our doors in 1960, we have proudly served our members at 401 Delaware Ave, Camden, NJ 08102. Our commitment to providing personalized financial services has helped us grow to a strong membership base of 3,537 individuals who rely on us for their financial needs. As a member-focused credit union, we understand the importance of transparency and security. With total assets reaching an impressive $40,563,276 and total deposits amounting to $1,143,100, we are dedicated to ensuring your hard-earned money is well-managed and secure. Our team is led by experienced professionals, including our CEO Paul Ladd and Board President Mark Pastorizza, who are passionate about helping you achieve your financial goals. While members can visit us at our Camden location for all their banking needs, we also encourage you to reach out via phone at 609-313-1634 for any inquiries or assistance. Our friendly staff is here to help during our operating hours on Saturdays from 10 AM to 2 PM. Join us in making a positive impact within our community through responsible lending practices. We currently support a diverse range of loans with a total of 1,490 loans and leases issued. Each loan represents not just a transaction but a step towards better financial health for our members. We invite you to explore the services we offer and see how we can assist you in achieving your financial dreams. Visit us online at Garden State FCU or stop by today your journey to a brighter financial future starts here!

Branch History & Mission

Community Focus

At Garden State, we understand that being part of the community goes beyond just offering financial products. We actively engage in partnerships and outreach efforts aimed at improving lives within Camden and surrounding areas. Our initiatives are designed not just to assist with finances but also to uplift those around us. We are proud to say that we prioritize digital advancements that enhance your banking experience while ensuring compliance with ADA standards. Members can take advantage of online banking services, making transactions easy and accessible from anywhere. As we look toward the future, we remain dedicated to adapting our services based on our members' needs and the changing landscape of financial services. Join us today at Garden State and experience the difference that comes from being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to call us at 609-313-1634.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to affordable banking options and personalized service. Whether you're looking for a loan, opening an account, or seeking guidance on your financial goals, we are here to help every step of the way. While members can visit us at our branch address in Camden, official correspondence should be sent to the same address as we do not have a separate mailing address. Our commitment to accessibility extends to our operating hours Saturdays from 10 AM to 2 PM making it easier for you to reach us when it's most convenient.

Branch Location & Accessibility

Welcome to the Garden State branch located at 401 Delaware Ave in Camden, NJ! Our friendly team is here to provide you with personalized banking services right in the heart of Camden County. This convenient location makes it easy for you to stop by and take care of your financial needs. While you're visiting us at our branch, you'll find us just a stone's throw away from popular local spots like the Camden Waterfront and the Adventure Aquarium, making it a great place to combine errands with some leisure time. Our branch is easily accessible, with ample parking available to make your visit smooth and hassle-free. We are proud to be ADA compliant, ensuring that everyone can access our facilities comfortably. Our operating hours are designed with your busy schedule in mind join us every Saturday from 10 AM to 2 PM. While we don't currently offer ATM services or drive-thru banking, our dedicated staff is always ready to assist you inside the branch. Whether you're looking for guidance on loans or want to discuss your savings options, we're here for you! If you need to reach us, feel free to call at 609-313-1634. We encourage you to drop by and experience firsthand how Garden State can support your financial journey. Your community credit union is just around the corner, and we can't wait to welcome you!

Member Eligibility

Becoming a member of Garden State is like joining a family that truly cares about your financial well-being. To be eligible, you just need to live, work, worship, or attend school in the Camden area, which opens the door for many people to join our community. We aim to make banking personal and accessible, ensuring that you have the support and resources needed to thrive. If you're curious about the detailed eligibility criteria, feel free to check out more information at . Opening an account with us is simple and straightforward! Whether you're looking for savings options or loans tailored to your needs, we're here to help every step of the way. If you have any questions or want to get started, don't hesitate to reach out at (609) 313-1634. We can't wait to welcome you into the Garden State family at our location on 401 Delaware Ave Camden Nj 08102!

Business Banking & Commercial Services

Loan Options That Support Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded yet, we are eager to work with local entrepreneurs to provide tailored financing solutions that suit your goals. With an outstanding commercial loan portfolio of $0, we aim to drive economic growth by financing new and expanding businesses.

Merchant Services for Seamless Transactions

In addition to our lending options, we offer merchant services that simplify payment processing for your business. Imagine a customer walking into your store and making a purchase effortlessly this is what our services can do for you. We help streamline transactions, allowing you to focus on what you do best: serving your customers and growing your business. Visit us at 401 Delaware Ave Camden Nj 08102 in Camden, NJ or call us at (609) 313-1634 to learn how Garden State can help fuel your business's success. Let's build a brighter future together!

Comprehensive List Of Services

Digital Banking Features

In addition to traditional services, we also embrace technology to enhance your banking experience. You can take advantage of online banking options that allow you to manage your accounts from the comfort of your home or on-the-go through our mobile app. This means paying bills, transferring money, and checking account balances is just a few clicks away. If you're ever unsure about how to navigate these features, don't hesitate to reach out! Our friendly team is ready to assist you with any questions or concerns.

Getting In Touch

Have questions or want more information? Feel free to give us a call at (609) 313-1634. We're here to help! At Garden State, we believe in building strong relationships with our members through personalized service and community involvement. We look forward to serving you at our branch in Camden, NJ. Explore all that we have to offer today!

Our Services

At Garden State, our primary focus is on delivering excellent service and making banking simple and convenient for you. Currently, we offer ATM Services Only. Whether you're withdrawing cash for your daily expenses or checking your balance, our ATMs provide easy access to your funds. Imagine it's a Saturday morning, and you need some cash for a family outing. With our ATM services, you can quickly and safely get what you need without the hassle of waiting in line during busy hours. We prioritize convenience so that you can manage your finances on your terms.

Digital & Online Banking

Key Features

With our online banking platform, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or wherever you are. Plus, if you need to send money to friends or family, our person-to-person transfers make it quick and simple. For those who prefer using their smartphones, our mobile application provides a user-friendly experience for managing your finances right from your pocket. You can download it today and take advantage of features that keep you connected to your money wherever life takes you.

Security and Convenience

We prioritize your security with robust measures in place to protect your personal information. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online platform are secured. Additionally, for those who want to stay organized, we provide e-statements so you can easily access your financial documents without the clutter of paper. This way, you have everything you need at your fingertips without compromising on security. In a fast-paced world, Garden State is committed to providing accessible and easy-to-use tools that empower you to manage your finances in real-time. Experience the convenience of digital banking with us today!

Financial Strength

A Trusted Partner for Your Financial Future

Total Share and Deposit Accounts stand at 5,382, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Garden State is your trusted partner. Visit us at 401 Delaware Ave Camden Nj 08102 or call (609) 313-1634 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $922,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $400 in used auto loans and $25,784,517 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $6,380,381 in share certificates and $4,600,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $443,538, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $3,922,586, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $967, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,691,124 in used vehicle loans and $1,009,632 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles so you can find the right fit for your budget.

Credit Lines

For those looking for additional flexibility with their finances, our credit lines total $3,600,000. This option provides access to funds when you need them without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,623,781, making buying or refinancing simple. We focus on providing affordable rates and flexible terms to make your transition into homeownership as smooth as possible.

Refinancing Options

We also have refinancing options available for many of our loan products. If you're interested in reducing your monthly payments or consolidating debt, please inquire about eligibility details during your visit or call us. At Garden State, we're committed to making financial services accessible and straightforward. Our team is ready to assist you through every step of the process from application through approval and beyond. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help support your financial journey!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $907,926 in loans helping members manage their finances effectively. This product is designed to give you more control over your spending while keeping your budget intact.

Loan Aggregator

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GARDEN STATE FEDERAL CREDIT UNION - Camden, NJ