Garden State Credit Union Moorestown NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Garden State, your trusted financial partner located at 144 W Route 38, Moorestown, NJ 08057. Since our establishment in 1960, we have proudly served our community, growing together with our members. With a dedicated membership base of 3,537 individuals, we're more than just a credit union; we're a part of your journey towards financial wellness. At Garden State, we understand that trust and reliability are key when it comes to managing your finances. That's why we offer personalized services tailored to meet the needs of every member. Our total assets stand at an impressive $40,563,276, ensuring that we have the resources necessary to support you in achieving your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. While members can visit us at 144 W Route 38, official correspondence should be sent to PO BOX 680, Moorestown, NJ 8057. Our friendly team is here to assist you during our lobby hours from Monday to Friday, 7:30 AM to 6 PM and on Saturday from 9 AM to 4 PM. Led by our committed CEO, Paul Ladd, and Board President, Mark Pastorizza, we strive to provide exceptional service and support. With total deposits reaching $1,143,100 and a net worth of $3,922,586, we are well-equipped to help you navigate your financial journey. We invite you to explore our offerings further by visiting us online at Garden State or giving us a call at (856) 235-2077. Join us today and discover how Garden State can help you achieve your financial dreams!

Branch History & Mission

Community Engagement

Community outreach is at the core of what we do. We actively partner with local organizations to support various initiatives that strengthen our town and its residents. Whether it's sponsoring local events or participating in charity drives, our team is dedicated to making Moorestown a better place to live and work. As we look back on our journey since opening our doors over six decades ago, we remain excited about the future. Join us today and experience how Garden State can help you achieve your financial goals while being part of a supportive community network. Together, let's continue this journey toward prosperity! For more information or to become a member, call us at (856) 235-2077 or visit us online at Garden State FCU.

Our Mission

The mission of Garden State is simple yet profound: to provide exceptional financial services while uplifting the community we serve. We believe that banking should be more than just transactions; it should be about building relationships. Our focus on personal banking includes checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards services designed with our members' best interests at heart. We strive to make banking accessible for everyone. Our commitment to digital advancements means you can manage your finances online or through our mobile app anytime you need. Additionally, we comply with ADA standards to ensure that everyone can access our services comfortably.

Branch Location & Accessibility

Convenience and Accessibility

At Garden State, we strive to make banking as accessible as possible. While there's no ATM on-site, our welcoming lobby is open Monday through Friday from 7:30 AM to 6 PM, and Saturday from 9 AM to 4 PM, allowing you to visit us during hours that fit your busy schedule. If you need assistance but can't make it in person, feel free to give us a call at 856-235-2077; our dedicated staff is ready to help! We understand how important accessibility is for all our members. Our branch complies with ADA standards, ensuring that everyone can easily enter and navigate our space. Plus, parking is available right outside for your convenience.

Special Features

While visiting us at our Garden State branch, you can take advantage of various personal banking services designed to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. Although we currently do not offer drive-thru services or shared service centers, our team is committed to providing personalized service inside the branch. If you need to send official correspondence, please use our mailing address: PO BOX 680, Moorestown, NJ 8057. We invite you to come by the Garden State branch today! Experience friendly service and discover how we can assist you in reaching your financial goals. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Garden State is more than just opening an account; it's about joining a welcoming community that genuinely cares about your financial well-being. If you're interested in membership, you'll be happy to know that eligibility is open to individuals who live, work, or worship in the areas we serve. This means that whether you're a long-time resident or new to the neighborhood, there's a place for you here. Plus, once you join, you'll have access to a range of benefits designed to help you achieve your financial goals like competitive rates on loans and savings products tailored just for you. Getting started is easy! You can visit us at our branch located at 144 W Route 38 Moorestown Nj 08057 or give us a call at (856) 235-2077 if you have any questions. For more detailed information about eligibility criteria, check out our resource at . We look forward to welcoming you to the Garden State family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services provide essential tools for payment processing that simplify transactions for both you and your customers. From credit card acceptance to online payment options, we make it easy for you to cater to your clients' needs. Located conveniently at 144 W Route 38 Moorestown Nj 08057 in Moorestown, NJ, our team is ready to assist you. Connect with us today at (856) 235-2077 to explore how we can help your business grow!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs on-site, our network allows for easy cash withdrawals whenever you need them. This ensures you can access your funds quickly and efficiently. At Garden State, we pride ourselves on being more than just a financial institution; we're a partner in your journey towards financial well-being. For more information about any of these services or to speak with one of our friendly representatives, give us a call at 856-235-2077 or visit us online at https://gardenstatefcu.org/ . Let's take the next step together!

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. We understand that buying a vehicle is a significant investment, so we provide competitive rates and flexible terms to suit your budget.

Business Banking

For our business members, Business Banking services include merchant services and business loans. We understand the challenges businesses face and are committed to providing tailored solutions that help foster growth and success.

Credit Cards with Rewards

Our Credit Cards with Rewards offer an excellent way to earn benefits while making everyday purchases. With various rewards programs available, you can choose one that aligns with your spending habits making every dollar spent work harder for you.

Mortgage Loans & Refinancing

If you're considering buying a home or looking to refinance your existing mortgage, our Mortgage Loans & Refinancing services are designed to help you navigate this important financial decision. Our team is here to guide you through the process, ensuring you find a mortgage that fits your needs.

Online & Mobile Banking

In today's busy world, convenience is key. That's why at Garden State, we offer robust Online & Mobile Banking features. Manage your accounts from anywhere check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Banking

Starting with Personal Banking, we offer a variety of checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a dream vacation or managing daily expenses, we have the right account for you. Our friendly staff can help you choose the best option based on your goals.

Personal Loans & Debt Consolidation

For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation options can provide the support you need. Whether it's consolidating debt or funding a special project, we work with you to create manageable payment plans.

Digital & Online Banking

Key Services

With our online banking platform, you can check your account balances, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services mean that you have control over your finances at any time of day. Plus, if you prefer to handle your banking from your smartphone, you'll be pleased to know that we offer a mobile application that brings all these features right to your fingertips. Need to send money to friends or family? Our person-to-person transfer service makes it quick and easy. Just enter the recipient's details, and you're done no more waiting in lines or dealing with cash!

User-Friendly Features

We also provide e-statements so you can view your account activity securely without the clutter of paper statements. This feature not only helps you stay organized but also contributes to a more sustainable environment. While we currently do not support electronic signature authorization or mobile payments, our commitment to security remains strong throughout all transactions. In summary, our digital and online banking services at Garden State are designed with you in mind. Enjoy real-time account management in a secure setting, making banking easier than ever before. If you're ready to explore these features further, visit us online today!

Financial Strength

Commitment to Service

We have cultivated a strong member base with 5,382 total share accounts, demonstrating the trust placed in us by our community. As your financial partner at Garden State located at 144 W Route 38 Moorestown NJ 08057, we invite you to learn more about how we can help you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Garden State is your trusted partner. Visit us or call us at 856-235-2077 during our operating hours from Monday to Friday 7:30 AM to 6 PM and Saturday 9 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investments in Growth

With $922,586 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,784,517 in total loans and leases and $400 in used auto loans.

Member Savings

Members' savings are secured through $6,380,381 in share certificates and $4,600,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $443,538, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having a dedicated team ready to serve you with knowledge and commitment.

Our Financial Health

With a net worth of $3,922,586, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,691,124 in used vehicle loans and $1,009,632 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments or pay off your loan faster.

Credit Lines

For those seeking additional financial cushion, our credit lines totaling $3,600,000 are available to provide support when needed. These lines offer convenience and can be accessed easily for unexpected expenses or planned purchases. At Garden State in Moorestown, NJ (144 W Route 38), we strive to make lending accessible and straightforward. If you have questions about eligibility or would like to explore refinancing options further, don't hesitate to reach out at (856) 235-2077. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,623,781, make buying or refinancing simple. We can guide you through the process to ensure you find a plan that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $907,926 in loans helping members manage their finances effectively. This is an ideal option for those who want to maintain financial flexibility without tying up collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance guarantees that all loan offers presented are fair and transparent, allowing users to trust the information they receive.

GARDEN STATE FEDERAL CREDIT UNION