Welcome to first-watch, a trusted financial institution dedicated to empowering our members since 1959. With our headquarters located in the heart of Abilene, TX, we pride ourselves on offering comprehensive banking solutions tailored to meet the diverse needs of our community. Under the leadership of CEO Megan Allred and Board President Doug Hall, our mission is rooted in providing exceptional service while fostering financial well-being and security for all, including military members and their families.

At first-watch, we understand that modern banking requires convenience and accessibility. That's why we offer a suite of innovative tools designed to enhance your banking experience, including robust online banking capabilities, a user-friendly mobile application, and features like person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. Rest assured, your deposits are safeguarded with NCUA insurance since 2/26/1971 0:00, reflecting our commitment to your financial security. Explore more about us at https://www.myfwcu.org/ or reach out via fax at (325) 670-2588 as we continue to build lasting relationships with our members through trust and personalized service.

At first-watch, we understand that managing finances can be challenging, which is why we offer a comprehensive suite of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our offerings encompass all aspects of financial life. We also provide business banking solutions such as merchant services and business loans, ensuring that small businesses have the support they need to thrive. Our commitment to convenience is reflected in our robust digital access features, including online banking, a mobile app for on-the-go management, and person-to-person transfers that make sharing expenses with friends or family simple.

Our members benefit from innovative tools like e-statements and e-signatures, allowing for seamless transactions without the hassle of paper forms. Whether you’re planning for significant life milestones or looking to grow your small business, our financial services are tailored to help you achieve your goals efficiently. Membership is accessible with specific qualifications outlined at , making it easier than ever for you to join our community. Plus, if you’re interested in exploring competitive loan options or checking rates, visit https://www.lendmesh.com/loans/mortgage_loans for a comprehensive overview of what's available. Should you have any questions or require personal assistance, feel free to reach out via fax at (325) 670-2588 — we're here to help every step of the way.

First Watch is not just a financial institution; it is a trusted partner dedicated to serving its community with integrity and excellence. With a total membership standing at 9,660, we have cultivated a strong and engaged member base that relies on our services for their financial needs. Our impressive total assets of 97,198,629 reflect our stability and commitment to responsible management, ensuring that your funds are secure with us.

Our net worth of 9,840,973 showcases our financial strength, while our consistent performance is evidenced by our ability to generate a net income of 0. This allows us to reinvest in our services and enhance the offerings available to our members. With total deposits reaching 13,393,801, it's clear that our members trust us with their savings and investment needs.

At First Watch, we take pride in facilitating growth through lending, as demonstrated by our total loans and leases amounting to 3,366. We understand the importance of providing accessible credit options, which is why we offer an auto loan volume of 2,522 and a credit card loan volume of 391 tailored to fit diverse financial situations.

Our commitment to service excellence is reflected in our team, comprised of 33 dedicated employees who work tirelessly to support our members. Furthermore, we maintain a robust net worth ratio of 1,009, indicating our sound fiscal health and capacity to navigate economic challenges effectively.

As we continue to expand our reach and impact within the community, we invite you to discover the benefits of becoming a member at First Watch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.