FIRST WATCH FEDERAL CREDIT UNION

Welcome to First Watch, your trusted financial partner located at 1118 Pine St, Abilene, TX 79601. Established in 1959, we have grown alongside our community and proudly serve over 9,660 members. Our commitment to providing personalized banking solutions is reflected in our impressive assets of $97,198,629 and total deposits amounting to $13,393,801. At First Watch, we understand that banking is about more than just numbers; it's about building relationships and supporting the financial well-being of our members. Led by our dedicated CEO, Megan Allred, and Board President, Doug Hall, our team of 33 employees works diligently to ensure you receive the best service possible. We are here for you whether you're looking for checking accounts, auto loans, mortgage options, or even business banking services. While members can visit us at our main office for all their banking needs, please direct any official correspondence to our mailing address: 1118 Pine St, Abilene, TX 79601-3529. We invite you to explore our wide range of services designed with your needs in mind. Whether you're interested in opening a new account or seeking assistance with loans our experienced staff is ready to help you every step of the way. Don't hesitate to reach out by calling us at 325-670-2429 or visit us online at myfwcu.org for more information. Join us on this journey toward financial empowerment!

At First Watch, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join our community, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in the area surrounding 1118 Pine St Abilene Tx 79601. This means that whether you're a long-time resident or just moved to town, you can enjoy the benefits of membership. Plus, being part of First Watch gives you access to a wide range of financial services designed with your needs in mind, from checking and savings accounts to loans and credit cards. Getting started is simple! You can find all the details about our eligibility requirements on our website at [](https://www.myfwcu.org/). Once you're ready to open an account, just visit us or check out the easy steps outlined at https://www.myfwcu.org/borrow/apply-for-loan . If you have any questions, don't hesitate to reach out at (325) 670-2429. We're excited to welcome you into the First Watch family!

At First Watch, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong focus on maintaining robust financial health, we ensure that your money is in safe hands. With a net worth of $9,840,973, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,188,449 in share certificates and $21,816,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,545,856 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing support across various sectors; with $1,261 in used auto loans and $69,383,445 in total loans and leases, our lending capacity supports your financial goals. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,155,811. Total Share and Deposit Accounts: 17,722, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Watch is your trusted partner. Visit us at 1118 Pine St Abilene Tx 79601 or call (325) 670-2429 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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