Welcome to fall-river-municipal, a trusted financial institution dedicated to serving the community since 1930. Located in the heart of Fall River, MA, we pride ourselves on our mission to empower our members through exceptional service and innovative financial solutions. Under the leadership of CEO Matthew Schondek and Board President Carl Garcia, we have fostered a culture that prioritizes accessibility, integrity, and member satisfaction.

As a federally insured credit union since 5/22/1992 0:00, we offer peace of mind alongside our extensive range of services. Our commitment to modern banking is evident through features such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and electronic signature authorization. While we currently do not offer mobile payments, our focus remains on providing the tools you need for efficient financial management. At https://www.frmcu.com/ , you can explore our offerings or contact us via fax at (508) 235-2496. Join us at fall-river-municipal—where your financial success is our top priority.

At Fall River Municipal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions that include checking and savings accounts to various lending options such as auto loans, mortgage refinancing, and personal loans for debt consolidation, we are dedicated to providing you with the tools necessary for financial success. Our business banking services cater to small businesses with merchant services and business loans, ensuring that entrepreneurs in our community can thrive. With a focus on accessibility, we also provide ATM and cash withdrawal services, drive-thru banking, and shared branch transactions for partner credit union members.

In today's fast-paced world, managing your finances should be easy and convenient. That's why we offer robust digital access through online banking and a user-friendly mobile app. Our members can enjoy features like person-to-person transfers and e-statements, making it simpler than ever to keep track of their finances from anywhere. While you navigate life's milestones—be it buying a new car or planning for retirement—our financial solutions are tailored to help you achieve your goals. If you're curious about membership eligibility or want to explore our loan options further, visit https://www.frmcu.com/about-us/membership/ or check out https://www.lendmesh.com/loans/vehicle_loans for comparisons and rate checking. Should you need any assistance or have questions about your account, feel free to reach out at (508) 235-2496; we're here to support you every step of the way.

Fall River Municipal Credit Union has established itself as a trusted and valuable financial partner for the community, providing exceptional services since its inception in 1930. With a total membership of 13,615, it demonstrates a strong commitment to fostering relationships and meeting the diverse needs of its members. The credit union's total assets amount to an impressive 293,703,243, reflecting its solid financial foundation and ability to support a wide range of banking solutions.

The organization's net worth stands at 29,393,532, showcasing its stability and reliability in an ever-changing financial landscape. This is further emphasized by a robust net worth ratio of 1,001, which indicates prudent management and fiscal responsibility. In the last reporting period, Fall River Municipal achieved a net income of 243,982, highlighting its operational efficiency and dedication to sustainable growth.

Total deposits reaching 4,785,838 signify the trust that members place in their credit union, while the extensive portfolio of loans and leases totaling 5,987 illustrates its role in empowering individuals and businesses alike. With a diverse offering that includes auto loan volume of 6,282 and commercial loans amounting to 10, Fall River Municipal stands ready to meet the financing needs of its community.

Additionally, with a dedicated team of 53 employees, the credit union ensures personalized service and support for every member. This commitment to excellence is evident in its operations, as evidenced by responsible borrowing practices reflected in total borrowings of 62,544,615.

As a member-focused institution, Fall River Municipal Credit Union remains transparent in its operations, ensuring that members feel secure in their financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking for competitive loan options tailored to their unique needs, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover how Fall River Municipal can support your financial journey.