Fall River Municipal Credit Union Assonet MA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Fall River Municipal, your trusted partner in financial growth and community well-being, located at 58 S Main St, Assonet, MA 02702. Since our establishment in 1930, we have dedicated ourselves to serving our members with integrity and personalized care. With over 13,615 members and total assets amounting to an impressive $293,703,243, we pride ourselves on being a cornerstone of financial support in the Assonet area. Our commitment goes beyond just banking; we believe in empowering our community through various services designed to meet your unique needs. Whether you're looking for personal loans, auto financing, or business banking solutions, we're here to help you navigate your financial journey confidently. In fact, we've facilitated nearly 5,987 loans to help our members achieve their goals. Led by our CEO, Matthew Schondek, and Board President Carl Garcia, our team of 53 dedicated employees is always ready to assist you. If you ever need assistance or have questions about our services, don't hesitate to reach out at 508-678-9028. While members can visit us at our branch for personal service, official correspondence should be sent to the same address: 58 S Main St, Assonet, MA 2702. We invite you to explore the many ways we can support your financial aspirations by visiting us in person or checking out our website at frmcu.com. Join us as we continue to build a financially healthy future together!

Branch History & Mission

Join Us

As we look ahead, Fall River Municipal remains focused on continuing our legacy of excellence in service. We invite you to join us on this journey and experience firsthand the benefits of being a member. With convenient operating hours including drive-thru services and an ATM available for easy access to your funds, we are here for you every step of the way. If you're interested in becoming part of our family or learning more about what we offer, please call us at (508) 678-9028 or visit our website. Together, let's build a brighter financial future!

Mission Statement

Our mission at Fall River Municipal is clear: we aim to enhance the lives of our members by providing exceptional financial services while actively supporting community growth. We believe in fostering relationships built on trust and transparency. Whether it's through our checking accounts, savings plans, or business loans, we strive to meet the diverse needs of our membership. We are also passionate about giving back to the community. Through various outreach initiatives and partnerships with local organizations, we work tirelessly to uplift those around us. From sponsoring local events to supporting educational programs, our commitment goes beyond just banking; it's about building a stronger community together. While members can visit us at 58 S Main St for all their banking needs, official correspondence should be sent to the same address for your convenience.

Our Journey

The journey of Fall River Municipal began with a simple yet powerful mission: to provide accessible financial services that empower individuals and families. We have always believed that everyone deserves a chance to achieve their financial goals. Our branch, located at 58 S Main St, Assonet, MA 02702, has become a vital part of the community, offering a range of services from personal banking to auto loans and mortgages. As we evolved through the decades, we embraced technological advancements while ensuring that our services remain personal and accessible. Our dedication to ADA compliance ensures that all members can comfortably use our facilities and access our digital platforms. We are proud to offer online banking and mobile applications that make managing finances easier than ever.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, ensuring that everyone can easily visit us. We have ample parking available right in front of our building, including ADA-compliant ramps for easy access. Whether you're coming in for a quick transaction or need assistance with your accounts, our welcoming staff is here to help.

Operating Hours

At Fall River Municipal Credit Union, we value your time. Our lobby hours are designed to fit into your busy schedule: we're open Monday through Wednesday from 9:00 AM to 4:00 PM, and extend our hours on Thursday and Friday until 6:00 PM. Plus, if you prefer the convenience of drive-thru banking, we're ready to serve you from 8:00 AM on Thursdays and Fridays, with Saturday hours available until noon.

Services Offered

We pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for your convenience, and our drive-thru service can handle deposits and withdrawals quickly. While members can visit us at 58 S Main St, official correspondence should be sent to the same address. Our friendly team is eager to assist you with all your banking questions or concerns simply give us a call at 508-678-9028. We invite you to stop by or reach out today! Join our community of satisfied members and discover how Fall River Municipal Credit Union can help you achieve your financial goals.

Member Eligibility

At Fall River Municipal, we believe that joining our community should feel like a warm welcome into a family dedicated to your financial well-being. Becoming a member is simple and inclusive! If you live, work, or worship in the local area, you're already on the right path to enjoying all the benefits we offer. Our eligibility criteria are designed to be straightforward, allowing you to access services tailored for you and your needs. For more detailed information about eligibility, please check out our resource at https://www.frmcu.com/about-us/membership/. Opening an account with us is just as easy! You can start the process online by visiting https://fallrivercu.financialhost.org/user-enrollment, or feel free to give us a call at (508) 678-9028 if you have any questions. We're here to help you every step of the way as you take this exciting step toward becoming part of the Fall River Municipal family at our branch located at 58 S Main St Assonet Ma 02702. Join us today and discover how we can support your financial journey!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,871,343, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services tailored for your operational needs. Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what matters most growing your business. From accepting credit cards to managing transactions effortlessly, our services provide the tools you need for smooth daily operations. Located at 58 S Main St Assonet Ma 02702, Assonet, MA 02702, we're here to help your business reach new heights. Contact us today at (508) 678-9028 to explore how our customized financial solutions can make a difference for you!

Comprehensive List Of Services

Business Banking Solutions

If you're a small business owner, we have tailored solutions just for you. Our business banking services include merchant services and business loans to help your venture grow. We know how vital it is for businesses to have access to reliable financial products, so we're here to support your success.

Digital Banking Convenience

In today's fast-paced world, we recognize the importance of convenience. That's why we offer robust online and mobile banking features. With just a few clicks, manage your accounts, pay bills, and transfer money effortlessly from anywhere. Our ATM services allow for easy cash withdrawals whenever needed, while basic drive-thru banking makes simple transactions quick and hassle-free.

Get Started Today!

At Fall River Municipal, we take pride in offering comprehensive financial solutions tailored just for you. Whether you're looking to open an account or need advice on loans, our knowledgeable staff is ready to assist. Feel free to reach out at (508) 678-9028 or visit us at 58 S Main St Assonet Ma 02702 in Assonet, MA during our convenient hours. Join us today and experience the difference that personalized service can make! For more information about membership eligibility or opening an account, visit us online at our website. We're excited to be part of your financial journey!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we've got you covered with our personal banking services. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to save for that dream vacation or special purchase. If you're in the market for a new car, consider our auto loans and vehicle financing options. We strive to offer flexible terms that fit your budget so you can drive away in the vehicle you want without breaking the bank. For those who aspire to own their home, our mortgage loans and refinancing options provide competitive rates and personalized assistance throughout the process. Maybe you're facing unexpected expenses? Our personal loans and debt consolidation services are designed to help you regain control of your finances quickly and effectively.

Rewards That Benefit You

Don't forget about our credit cards with rewards! They not only offer convenience but also give you cash back on everyday purchases, making your spending work for you.

Shared Branch Transactions

As part of our commitment to serving our members better, we also provide basic shared branch transactions. This means if you're a member of partner credit unions, you can make deposits or withdrawals without needing to visit your primary institution.

Digital & Online Banking

At Fall River Municipal, we understand that managing your finances should be simple and secure, no matter where you are. That's why our digital and online banking services are designed to provide you with convenience at your fingertips. With 24/7 access through our user-friendly platform, you can manage your accounts anytime, anywhere. You can easily explore all our online banking features by visiting us at https://www.frmcu.com/. Here, you'll find a wealth of tools tailored to make your banking experience smooth. Need to check your balance? Make a payment? Or transfer money to a friend? Our person-to-person transfer feature allows you to send money quickly and easily without the hassle of cash or checks. If you're always on the go, our mobile application is perfect for you. Available for download, it offers the same great features as our online banking service but in a format that fits in your pocket. You can also opt for electronic statements, making it easy to keep track of your finances while reducing paper clutter because who needs that? Security is a top priority at Fall River Municipal. With electronic signature authorization in place, you can sign important documents securely from anywhere. We ensure that your sensitive information is protected while still providing the flexibility you need. Whether you're setting up an account or simply managing daily transactions, our digital services are here to help streamline your banking experience. So why wait? Dive into the world of modern banking with us today!

Financial Strength

At Fall River Municipal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that your trust in us is well-placed, as our financial health stands strong. With a net worth of $29,393,532, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 10.01%, demonstrating that we have the capital necessary to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $79,457,067 in share certificates and $10,547,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $252,245, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,017,556 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is evident with $3,141 in used auto loans and $181,791,280 in total loans and leases our lending capacity helps you achieve your goals across various sectors. Our $19,589 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $595,444. Total Share and Deposit Accounts: 25,632, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fall River Municipal is your trusted partner. Visit us at 58 S Main St Assonet Ma 02702 or call (508) 678-9028 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,171,204 in used vehicle loans and $4,216,232 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans. Although we currently have $0 in unsecured credit card loans issued, our credit lines can help manage your finances effectively by providing quick access to funds when needed. For business owners, our outstanding commercial loans totaling $1,871,343 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we can support your business goals. Our dedicated team at Fall River Municipal is here to assist you every step of the way. For more information about our loan offerings or if you have questions regarding eligibility and refinancing options, feel free to reach out at (508) 678-9028 or visit us at 58 S Main St, Assonet MA 02702. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $30,010,250, allowing you to secure the home you've always wanted. If you're considering refinancing your existing mortgage, ask us about eligibility options that may save you money on your monthly payments.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By partnering with reputable financial institutions, LendMesh guarantees that users receive verified data without any hidden agendas.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FALL RIVER MUNICIPAL CREDIT UNION - Assonet, MA

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