1st Cooperative Credit Union | Rewards Credit Cards & Auto Loans

Introduction

Welcome to 1st-cooperative, a trusted financial institution rooted in the community since its establishment in 1970. With our headquarters located in the vibrant city of Cayce, SC, we pride ourselves on delivering exceptional service and fostering financial empowerment for all our members. Under the leadership of CEO Anne Shivers and Board President Keith Avery, our mission is to support not only our local community but also military members, ensuring that everyone has access to the resources they need for a secure financial future.

As an NCUA-insured credit union since 1/25/1972 0:00, we prioritize trust and security for our members. Our commitment to modern banking solutions enhances accessibility and convenience; with services such as Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, and E-signature Authorization, we ensure that managing your finances is seamless and straightforward. While mobile payments are not currently offered, our focus remains on providing a member-first approach that emphasizes personalized service. For more information about our offerings, visit us at https://1stcooperative.com/ or reach out via fax at (803) 926-3177. Join us at 1st-cooperative and experience the difference of a community-oriented financial partner dedicated to your success.

Financial Services

At 1st-cooperative, we understand that managing finances is a vital part of everyday life, whether you're planning for significant milestones or running a small business. That's why we offer a comprehensive range of services designed to meet your needs. From personal banking solutions like checking and savings accounts to more specialized services such as auto loans, mortgage financing, and credit cards with rewards, our offerings are tailored to help you achieve your financial goals. Our business banking services include merchant services and business loans, ensuring that small businesses can thrive in a competitive landscape.

Digital access plays a crucial role in how our members manage their finances, which is why we provide robust online banking options alongside a user-friendly mobile application. Members can easily perform person-to-person transfers, sign documents electronically with e-signatures, and receive e-statements for hassle-free record-keeping. Although mobile payments are not currently available, our commitment to providing efficient and accessible banking solutions remains unwavering. We invite potential members to explore eligibility requirements through and discover how easy it is to join our cooperative community. For those considering financing options, you can compare rates and loan products at https://www.lendmesh.com/loans/vehicle_loans. Should you have any questions or need personalized assistance, feel free to reach out via fax at (803) 926-3177; we're here to support you every step of the way.

Financial Highlights

At 1st Cooperative, we pride ourselves on being a trusted financial partner for our community in South Carolina. With a strong Total Membership of 2,539, we have cultivated a loyal base of members who rely on us for their financial needs. Our commitment to service is reflected in our robust financial standing, with Total Assets reaching an impressive 23,096,294. This solid foundation enables us to provide a wide range of financial products and services tailored to meet the diverse needs of our members.

Our Net Worth of 2,593,119 underscores our stability and resilience, reassuring members that their deposits are secure with us. With Total Deposits amounting to 3,427,225, we ensure that our members' savings are not only protected but also working effectively for them. We have successfully managed Total Loans and Leases totaling 1,670, demonstrating our capacity to support both individual and business aspirations within our community.

Despite operating with a lean team of just 2 employees, we maintain an impressive Net Worth Ratio of 1,121, which speaks volumes about our financial health and operational efficiency. In addition, our Credit Card Loan Volume stands at 324, while we proudly offer Auto Loan Volume of 986. These figures reflect not just our lending capabilities but also the trust placed in us by our members seeking financial solutions.

In these challenging times, where many face uncertainty, 1st Cooperative remains steadfast in its mission to serve the community with transparency and integrity. We invite you to explore how we can assist you in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

1St Cooperative CU

Introduction

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Financial Highlights

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