1St Cooperative CU

As South Carolina’s trusted statewide credit union, 1st Cooperative is dedicated to empowering members across the Palmetto State with personalized financial solutions and community-driven support. With a strong commitment to member value, 1st Cooperative offers seamless access to essential services including ATM and cash withdrawal options that keep your money within easy reach anywhere in SC.
Whether you’re financing your next vehicle with competitive auto loans or navigating mortgage loans and refinancing to make homeownership more affordable, 1st Cooperative provides tailored guidance every step of the way. Business owners benefit from comprehensive business banking services like merchant solutions and flexible business loans designed to fuel local growth. Members also enjoy rewarding credit cards, convenient personal checking and savings accounts, plus personal loans ideal for debt consolidation.
Robust online and mobile banking platforms ensure managing your finances is simple and secure no matter where you are in South Carolina. Beyond banking, 1st Cooperative actively invests in statewide community programs that strengthen neighborhoods and support economic development. Join a cooperative that puts South Carolinians first—experience trusted service, meaningful benefits, and a commitment to your financial success throughout the state.