1st Community Credit Union | Auto Loans & Convenient ATM Access

1St Community CU

Founded in 1953, 1st Community Credit Union is a trusted national financial cooperative dedicated to empowering over 23,600 members across the country. With nearly $400 million in assets and a strong net worth exceeding $52 million, 1st Community combines financial stability with personalized service to support your unique financial journey.

Led by CEO Bill Nikolauk and backed by a committed team of 106 employees, 1st Community offers a comprehensive range of services designed for today’s dynamic lifestyles. Whether you’re looking for competitive auto loans and vehicle financing, mortgage loans and refinancing options, or flexible personal loans including debt consolidation, 1st Community provides tailored solutions to help you achieve your goals.

Members enjoy convenient access to checking and savings accounts, rewarding credit cards, business banking services including merchant solutions and business loans, plus seamless online and mobile banking platforms for managing finances anytime, anywhere. With 12 branches nationwide and robust ATM services supporting cash withdrawals and balance checks, 1st Community Credit Union ensures your banking is both accessible and efficient.

Discover how 1st Community can be your trusted partner in building financial success. Visit https://1cfcu.org/ to learn more about membership benefits and services today.

Introduction

Welcome to 1st-community, a trusted financial institution proudly serving our members since 1953. Located in the heart of San Angelo, TX, we are dedicated to empowering our community through accessible and reliable banking solutions. Our mission, led by CEO Bill Nikolauk and Board President Robert Brewer, is rooted in providing exceptional service to our members, including military personnel and their families. As a member-focused organization, we prioritize your financial well-being and strive to foster lasting relationships built on trust.

At 1st-community, we understand the importance of modern banking tools in today's fast-paced world. That’s why we offer a suite of digital services designed for your convenience— from secure online banking and a user-friendly mobile app to e-statements and person-to-person transfer capabilities. We also provide electronic signature authorization for hassle-free transactions and mobile payments for effortless purchases on-the-go. Rest assured, your deposits are safe with us, as we are federally insured by the NCUA since 1/4/1971 0:00. Explore more about us at our official website: https://1cfcu.org/, or reach out via fax at (325) 947-2481. Join us in achieving your financial goals with confidence and ease!

Financial Services

At 1st Community, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we are dedicated to supporting your financial journey. Whether you’re looking to refinance your mortgage or consolidate debt with personal loans, our tailored offerings ensure that you have the right tools at your disposal. Our business banking solutions, which include merchant services and business loans, empower local entrepreneurs to grow their ventures while benefitting from our extensive range of online and mobile banking options.

In today’s fast-paced world, we understand that convenience is key. That's why we provide robust digital access through our online banking platform and mobile application, allowing you to manage your finances anytime, anywhere. Features such as person-to-person transfers, mobile payments, e-statements, and electronic signatures enhance your banking experience by simplifying everyday transactions. With 1st Community, managing your finances becomes effortless—whether you are planning for life milestones or navigating the complexities of running a small business. We encourage prospective members to explore eligibility requirements at http://www.1cfcu.org/membership-2/ and discover how easy it is to join our community. For those interested in comparing loan rates or checking various options available to them, visit https://www.lendmesh.com/loans/personal_loans for valuable insights. Should you need personalized assistance, feel free to reach out via fax at (325) 947-2481; we're here to help!

Financial Highlights

At 1st Community, trust and reliability are at the heart of our financial services, making us a valuable partner for all your banking needs. With a robust Total Membership of 23,643, we have built a strong community that values personalized service and financial empowerment. Our commitment to excellence is demonstrated through our impressive Total Assets of 397,116,654 and a healthy Net Worth of 52,692,353, which reflects our stability and ability to support our members effectively.

Our financial performance speaks volumes about our credibility. In the past year alone, we achieved a remarkable Net Income of 3,502,325, showcasing our efficient operations and sound management practices. This success allows us to offer competitive rates on various products, including our extensive range of loans. Currently, we have a diverse portfolio with Total Loans and Leases amounting to 13,847. Our members benefit from tailored solutions such as auto loans, commercial loans totaling 94, and an exceptional Credit Card Loan Volume of 3,303.

We pride ourselves on being transparent and accountable, evident in our solid Net Worth Ratio of 1,320. This ratio not only underscores our financial health but also assures members that their deposits are secure with us. With Total Deposits reaching 27,227,279, our community trusts us to safeguard their savings while providing opportunities for growth.

Employing over Total Employees 106, we are dedicated to delivering exceptional service in every interaction. Our team is here to ensure that each member receives personalized attention tailored to their unique financial journey.

1st Community is more than just a credit union; we are a trusted partner committed to fostering financial well-being within our community. We invite you to take the next step towards securing your financial future by exploring the loan options available through LendMesh’s loan comparison tool. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

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