1st Community Credit Union Sparta WI | Convenient ATM Services

Introduction

Welcome to 1st Community, your trusted partner in financial wellness since 1961. Located at 1020 W Wisconsin St, Sparta, WI 54656, we are proud to serve our community with a strong commitment to member satisfaction and financial growth. As a member-owned credit union, we prioritize your needs, providing a wide range of services designed to help you achieve your financial goals. With over 15,447 members and $272,770,973 in total assets, we have the resources and expertise to support you. Our dedicated team of 58 employees, led by CEO Brad Bauges and Board President Wendy Whitehead, is here to ensure you receive personalized service every time you reach out. Whether you're looking for loans, savings options, or expert financial advice, we offer solutions tailored to meet your unique circumstances. While you can visit us at our branch for in-person assistance, please note that official correspondence should be sent to our mailing address at 1000 W Wisconsin St, Sparta, WI 54656-2230. At 1st Community, we take pride in our strong financial foundation. We currently hold $19,937,779 in total deposits and have granted 9,315 loans and leases, all while maintaining a net worth of $23,592,496. Our focus on sustainable growth ensures that we remain a reliable resource for our members' financial needs. We invite you to explore our services further by visiting our website at www.1stccu.com. Whether you're a long-time member or new to 1st Community, we look forward to helping you navigate your financial journey. Feel free to give us a call at 608-269-8121 during our operating hours from Monday to Friday between 8:00 a.m. and 5:00 p.m. We're excited to assist you today!

Branch History & Mission

A Member-Centric Approach

We understand that modern banking requires convenience and accessibility. That's why we've invested in digital advancements such as online banking and mobile payments, ensuring our members can manage their finances anytime, anywhere. Although we currently do not offer ATM services or drive-thru banking at this location, our lobby hours are designed for your convenience: Monday through Friday from 8:00 a.m. to 5:00 p.m. If you need to reach us directly, feel free to call us at 608-269-8121. For official correspondence, please send mail to 1000 W Wisconsin St, Sparta, WI 54656-2230.

Join Us!

As we look toward the future, we invite you to be part of our journey. Experience firsthand the benefits of membership with 1st Community a place where your financial well-being is our priority. Join us today and discover how we can support you every step of the way! For more information about our services and community initiatives, visit us at 1st Community.

Our Evolution

From humble beginnings, 1st Community has grown significantly over the years. We started with a small group of members who shared a vision for better financial services tailored to the local community. Today, with total assets exceeding $272,770,973, we offer a wide array of products that help our members achieve their financial goals. As we continue to evolve, we remain focused on enhancing our services while maintaining our core values.

Our Mission

At 1st Community, our mission is clear: to provide outstanding financial services while supporting the community around us. We believe in empowering individuals by offering tools and resources that promote financial literacy and stability. Our commitment extends beyond banking; we actively engage in community outreach programs aimed at uplifting those in need. Whether it's through educational workshops or charitable events, we strive to make a positive impact.

Branch Location & Accessibility

Convenient Access

Accessibility is a priority for us. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can comfortably access our services. Plus, we have ample parking available right outside the branch for your convenience.

Operating Hours

We're open Monday through Friday from 8:00 a.m. to 5:00 p.m., allowing you plenty of time to visit us during the week. Need assistance? Feel free to give us a call at 608-269-8121 during business hours. Our dedicated staff is ready to assist you with any questions or services you may need.

Services Offered

At 1st Community, while we currently don't offer drive-thru banking or ATMs on-site, we're committed to providing excellent service inside our branch. You can rely on us for all your personal banking needs and more. We invite you to stop by and experience the warm and welcoming atmosphere at our Sparta location. Join our community today and see how we can help you achieve your financial goals!

Member Eligibility

Joining the 1st Community family is not just about banking; it's about becoming part of a supportive community that truly cares for its members. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives or works in the area. This means you can enjoy all the fantastic benefits we offer, from personalized financial advice to competitive loan rates. To find out more about specific eligibility criteria, feel free to check out our detailed information at . Once you're ready to take the next step, opening an account with us is as simple as can be! Just reach out by calling (608) 269-8121, and our friendly team will guide you through the process. We're here to help make your transition smooth and welcoming. Don't hesitate to join us at our branch located at 1020 W Wisconsin St Sparta Wi 54656 we can't wait to meet you!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and improve cash flow. Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our tools help you accept payments from customers easily, so you can spend less time on paperwork and more time serving your clients. Located at 1020 W Wisconsin St Sparta Wi 54656 in Sparta, WI, we're here to provide personalized service and expert advice for all your business banking needs. Contact us today at (608) 269-8121 to learn how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,594,751, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our commitment to convenience doesn't stop there. We also provide services like ATM access, which allows you to withdraw cash easily whenever needed. Even if you're not near a branch, you can find an ATM that works for you.

Everyday Banking Needs

In today's fast-paced world, having easy access to your finances is essential. That's why at 1st Community, we offer digital banking features like online banking and mobile payments. Imagine checking your account balance from the comfort of your home or making quick payments while on the go. With our mobile application, you can manage your finances anytime, anywhere.

Loan Solutions

When it comes to loans, we understand that every member has unique circumstances. Our services include various lending options designed to support you through life's milestones whether you are buying your first car or need assistance with home improvements. Each loan product is crafted with our members' best interests in mind, ensuring that you can achieve your financial goals without unnecessary stress.

Supportive Financial Guidance

Navigating through financial decisions can sometimes be overwhelming. That's why our knowledgeable staff at 1st Community is always ready to assist you. Whether you have questions about saving strategies or need guidance on loans, we're here to ensure you feel confident in your choices. We invite you to visit us or give us a call at (608) 269-8121 during our operating hours from Monday to Friday, 8:00 a.m. to 5:00 p.m., so we can discuss how we can best serve your financial needs. At 1st Community, we're more than just a credit union; we're a community partner committed to supporting your financial journey every step of the way. Don't hesitate reach out today!

Digital & Online Banking

Convenient Online Access

Explore our online banking services at https://www.1stccu.com/, available 24/7 for your convenience. Whether you're checking your balance, paying bills, or transferring money, everything is just a few clicks away. You can even set up e-statements to keep track of your transactions without the hassle of paper statements it's all about making your financial management easier.

Manage Your Money Anytime

Our mobile application brings banking right to your fingertips. Whether you're on the go or relaxing at home, managing your finances has never been more accessible. You can easily perform person-to-person transfers to send money to friends or family instantly. It's like having a bank branch in your pocket! With real-time account management and all these features, 1st Community is committed to providing you with the tools you need for effective financial management. Join us today and discover how our digital banking services can make your life easier!

Secure Transactions

Your security is our top priority. With electronic signature authorization available, signing documents online is quick and safe, giving you peace of mind while handling important transactions. Plus, our mobile payments feature allows you to make purchases with just a tap on your phone, ensuring that your banking experience is not only convenient but also secure.

Financial Strength

A Solid Foundation

With a net worth of $23,592,496, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 55 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our growing member base is evident with a total of 35,079 share accounts.

Focused on Growth

With $21,980,097 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,507 in used auto loans and $203,767,242 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $1,455,857, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $76,782,984 in share certificates and $30,030,917 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 1020 W Wisconsin St Sparta Wi 54656 or call (608) 269-8121 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,235,816 in used vehicle loans and $16,363,745 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options designed for you.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $13,594,751 provide essential financial support tailored to meet the unique needs of local businesses. If you're considering refinancing options or want to learn more about eligibility requirements for any of these products, please reach out. Our team is ready to assist you in finding the right solution. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to call us at 608-269-8121 during our operating hours (Monday - Friday from 8:00 a.m. to 5:00 p.m.) for more information or visit our website at 1stccu.com to explore all available loan options!

Credit Lines and Unsecured Credit Card Loans

For those looking for additional flexibility in managing expenses, we offer robust credit lines totaling $42,684,228. We also provide flexible terms on unsecured credit card loans, with a total of $5,993,695 in loans helping members manage their finances effectively. These products can be an excellent way to cover unexpected costs or make purchases without impacting your cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,318,246, make buying or refinancing simple. We understand that purchasing a home is a significant step, and we're here to guide you through every part of the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers you see are fair and transparent, allowing you to make informed choices about your financial future.

1St Community