1st Community Credit Union Goodfellow Afb TX | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to 1st Community, your trusted partner in financial well-being located at 282 Kearney Blvd Bldg 3218, Goodfellow Afb, TX 76908. Since our establishment in 1953, we have proudly served over 23,643 members with a commitment to helping them achieve their financial goals. Our dedicated team, led by CEO Bill Nikolauk and Board President Robert Brewer, works tirelessly to create a welcoming environment where you can feel confident about your banking choices. At 1st Community, we understand that every member's needs are unique. That's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing options. With total assets reaching an impressive $397,116,654 and total deposits amounting to $27,227,279, our credit union is financially strong and well-equipped to support you. Whether you're looking for the best auto loan rates or need help with debt consolidation, we've got you covered. Our focus is on providing personalized service that makes financial management easier for everyone. We also encourage you to take advantage of our online services for added convenience. For those wishing to reach us by mail, please note that our official mailing address is 3505 Wildewood Dr, San Angelo, TX 76904. Feel free to visit us during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday, or give us a call at 325-653-1465. Join the thriving community at 1st Community today! Visit our website at 1cfcu.org for more information on how we can assist you in your financial journey. Let's work together towards a brighter financial future!

Branch History & Mission

At 1st Community, we take pride in our rich history and unwavering commitment to serving the community of Goodfellow AFB, TX. Since opening our doors in 1953, we have grown alongside our members, fostering a sense of belonging and financial security. Our branch, located at 282 Kearney Blvd Bldg 3218, has become a cornerstone for local residents seeking reliable financial services tailored to their unique needs. Over the years, we have celebrated many milestones that reflect our dedication to our members. With a total membership of over 23,643 individuals and total assets reaching $397,116,654, we have established ourselves as a trusted financial partner in the community. Our mission is clear: to provide exceptional financial services while supporting the growth and well-being of our members and the community at large. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 3505 Wildewood Dr, San Angelo, TX 76904. We are here for you Monday through Friday from 9:00 AM to 5:00 PM, offering convenient services including ATM access and drive-thru banking for quick transactions. At the heart of our mission lies a commitment to not just financial success but also community support. We strive to empower our members through personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our focus on customer service ensures that each interaction is meaningful and impactful. As we continue to grow with advancements in technology like online banking and mobile payments we remain dedicated to providing accessible services for everyone. We believe in meeting our members where they are and making banking easier for all. Our partnerships with local organizations further enhance our outreach efforts, allowing us to contribute positively to community initiatives and events. Together with our members, we work towards building a brighter future. If you're looking for a credit union that values your needs and invests in your community's success, we invite you to join us at 1st Community. Experience firsthand the benefits of being part of a supportive financial family. For more information about membership or to open an account today, visit us online or give us a call at 325-653-1465. Welcome home!

Branch Location & Accessibility

Connect With Us

Ready to take the next step in your financial journey? We invite you to come visit us or give us a call at 325-653-1465. Our friendly team is eager to assist you with all your banking needs. Join the community today and experience the difference!

Operating Hours

We understand that life gets busy, which is why our lobby hours are set from 9:00 AM to 5:00 PM, Monday through Friday. This schedule allows you to stop by during your lunch break or after work without any hassle.

Services Offered

At 1st Community, we offer a wide range of services to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Enjoy the convenience of our ATM services available on-site. Plus, we have a drive-thru option for quick deposits and withdrawals perfect for those on the go!

Member Eligibility

Joining the 1st Community feels like becoming part of a warm, welcoming family that truly cares about its members. To become a member of our community, you'll need to meet a few simple eligibility criteria that are designed to include as many people as possible. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible! We believe everyone deserves access to financial services and support, and we're excited to help you on your journey. For more detailed information about membership requirements, feel free to check out our eligibility guidelines at http://www.1cfcu.org/membership-2/ . Once you're ready to take the next step towards membership, opening an account with us is straightforward and hassle-free. You can easily start the process by visiting https://apply.1cfcu.org/ or by giving us a call at (325) 653-1465 if you have any questions. We're located at 282 Kearney Blvd Bldg 3218 Goodfellow Afb Tx 76908, and our friendly team is here to assist you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily while managing your cash flow effectively. Our merchant services allow you to accept various payment methods, ensuring you never miss a sale. Picture a busy Saturday at your shop; with our services, customers can pay with their credit cards or mobile wallets seamlessly. This flexibility not only enhances customer satisfaction but also boosts your bottom line. Visit us at 282 Kearney Blvd Bldg 3218 Goodfellow Afb Tx 76908 in Goodfellow Afb, TX or call us at (325) 653-1465 to explore how our business banking and commercial services can help your enterprise flourish!

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you bank anytime, anywhere. With just a few taps on your phone, you can check balances, transfer funds, or pay bills without stepping foot in the branch. Our ATM and cash withdrawal services ensure that you have access to your money whenever you need it. If you prefer face-to-face interactions for basic transactions like deposits or withdrawals, take advantage of our drive-thru banking service. It's quick and hassle-free perfect for when you're on the go!

Credit Cards & Business Services

For those who love rewards, our credit cards with rewards program allows you to earn points on everyday purchases. This means each time you shop or dine out, you're one step closer to enjoying exciting rewards. We also cater to businesses with our business banking services, which include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business dreams.

Get Started Today!

We invite you to explore all these services and discover how 1st Community can help improve your financial journey. If you're ready to take the next step or have any questions about our offerings, don't hesitate to reach out! Call us at 325-653-1465 or visit our website at 1cfcu.org. Your financial future starts here!

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for everyday use. Whether you need a simple account to manage your daily expenses or a savings account for future plans, we have options that fit. For those looking to make a significant purchase like a car, our auto loans and vehicle financing provide competitive rates and flexible terms. Imagine cruising down the road in your dream car, knowing that you secured an excellent loan through us. If homeownership is on your horizon, look no further than our mortgage loans and refinancing options. We work closely with you to find the right mortgage solution that fits your budget. Additionally, our personal loans and debt consolidation services can help you manage existing debt more effectively, paving the way toward financial freedom.

Digital & Online Banking

Accessible Online Services

With our robust online banking platform available at https://1cfcu.org/ , you can access your accounts 24/7. Check balances, transfer funds, and pay bills without ever needing to visit a branch. Our easy-to-use interface ensures that you can navigate your financial information with confidence and ease.

Cutting-Edge Features for Your Convenience

We offer a variety of features to make your banking experience smooth and efficient. Enjoy the convenience of E-Statements to keep track of your finances while going green. If you need to send money quickly, our Person-to-Person Transfers feature allows you to send funds directly to friends or family with just a few taps on your phone.

Real-Time Account Management

You can rest easy knowing that managing your money is at your fingertips whenever you need it. Our online banking services not only provide real-time updates but also ensure that you have complete control over your finances wherever life takes you. In short, 1st Community is committed to providing you with digital banking solutions that prioritize accessibility and security. Explore all the ways we make managing your money simple by visiting us at https://1cfcu.org/ today!

Secure Transactions Anytime, Anywhere

Security is paramount at 1st Community. With Electronic Signature Authorization, you can sign important documents securely from wherever you are. Plus, our mobile application makes it simple to manage your accounts right from your smartphone. And if you're looking to make payments on the go, our Mobile Payments Feature lets you pay directly from your device no cash or cards needed.

Financial Strength

Continuous Investment in Member Services

With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,255 in used auto loans and a total of $277,903,375 in loans and leases.

Member Trust

Total Share Accounts stand at 44,729, showing a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) amount to $8,719,409, further demonstrating our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 282 Kearney Blvd Bldg 3218 Goodfellow Afb TX 76908 or call 325-653-1465 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $3,502,325 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Robust Financial Health

With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you have the flexibility needed for your purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $38,303,407 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering tailored solutions that align with your goals. If you're interested in any of these loan products or need assistance with refinancing options available at 1st Community, please don't hesitate to reach out. You can contact us at 325-653-1465 or visit us at 282 Kearney Blvd Bldg 3218 Goodfellow Afb Tx 76908. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

For additional financial flexibility, consider our credit lines which currently total $84,587,761. These can serve as a safety net for emergencies or as a way to manage cash flow more smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members manage their finances effectively. This product is great for those who want to consolidate debt or cover unexpected expenses without tying up their assets.

Loan Aggregator

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1St Community