1st Community San Angelo TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Community, your trusted financial partner located at 620 W 29th St, San Angelo, TX 76903. Established in 1953, we have been dedicated to serving our community for over 70 years, providing personalized banking solutions that cater to your unique needs. With a proud membership of 23,643 and total assets reaching an impressive $397,116,654, we are here to support you on your financial journey. At 1st Community, we understand the importance of financial stability and growth. That's why we offer a wide array of services including personal banking, auto loans, mortgage loans, business banking options, and convenient online and mobile banking features. Our commitment to our members is reflected in our total deposits of $27,227,279 and a robust net worth of $52,692,353, ensuring that your money is safe and secure with us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 3505 Wildewood Dr, San Angelo, TX 76904. Our friendly staff is always ready to assist you from 7:30 AM to 6:00 PM on weekdays and 7:30 AM to 1:00 PM on Saturdays. Our CEO, Bill Nikolauk, along with Board President Robert Brewer, leads a dedicated team of 106 employees who are passionate about helping you achieve your financial goals. Whether you're looking for guidance on loans or simply need assistance managing your accounts, we're here for you every step of the way. Join us today and experience the difference that comes with being part of the 1st Community family! Call us at (325) 653-1465 or visit our website at 1cfcu.org to learn more about how we can help you thrive financially.

Branch History & Mission

Join Us

As we continue to grow and adapt to the changing needs of our members, we invite you to join the 1st Community family. Experience firsthand the benefits of being part of a member-focused credit union where your voice matters. Visit us during our operating hours from 7:30 AM - 6:00 PM Monday through Friday and 7:30 AM - 1:00 PM on Saturday or give us a call at 325-653-1465. Let's work together towards a brighter financial future!

Our Mission

At 1st Community, our mission goes beyond just banking; it's about building relationships and strengthening the community. We believe in empowering our members by offering services that include checking and savings accounts, auto loans, mortgage financing, personal loans, business banking solutions, and much more. Our goal is not only to help you achieve your financial dreams but also to contribute positively to the local economy through community outreach efforts. We take pride in partnering with local organizations and participating in events that uplift and support the residents of San Angelo. Whether it's sponsoring local sports teams or hosting educational workshops on financial literacy, we are dedicated to being an active participant in the lives of those we serve.

Our Story

Located at 620 W 29th St, San Angelo, TX 76903, our branch is conveniently situated near local landmarks that make it easy for you to visit us. Whether you're coming for a quick transaction or to discuss your financial goals, we're here to support you with personal attention and care. While members can visit us at this address, official correspondence should be sent to 3505 Wildewood Dr, San Angelo, TX 76904. Throughout our history, we've focused on providing accessible financial services tailored to meet the needs of our diverse community. As technology advanced, so did we. Today, we proudly offer online banking and mobile payment options that allow you to manage your finances anytime and anywhere. We remain committed to ensuring ADA compliance so that everyone can access our services without barriers.

Branch Location & Accessibility

Welcome to 1st Community, your trusted financial partner located at 620 W 29Th St in the heart of San Angelo, Texas. We are proud to serve our members in Tom Green County and beyond with a friendly atmosphere and convenient services. Our branch is easily accessible, whether you're coming from downtown or nearby landmarks such as the historic Concho River Walk. At 1st Community, we understand that convenience matters. That's why we offer ample parking right outside our doors and have features like ADA-compliant ramps for easy access. Our operating hours are designed to fit your busy schedule, with lobby hours from 7:30 AM to 6:00 PM on weekdays and 7:30 AM to 1:00 PM on Saturdays. Need assistance? Feel free to call us at 325-653-1465; our friendly staff is always ready to help. While members can visit us at our branch location for personal banking needs, including checking and savings accounts, auto loans, mortgage loans, and more, please note that official correspondence should be sent to our mailing address at 3505 Wildewood Dr, San Angelo, TX 76904. For those who prefer quick transactions, we offer a drive-thru service where you can handle deposits and withdrawals without leaving your car. Additionally, you can take advantage of our ATM availability for cash withdrawals and balance checks anytime. We invite you to come by and experience the exceptional service that makes 1st Community more than just a credit union; it's a community. Whether you're looking for personalized banking solutions or just need some quick assistance, we're here for you!

Member Eligibility

At 1st Community, we believe that becoming a member means joining a family that truly cares about your financial well-being. If you're wondering how to join us, it's quite simple! We welcome individuals who live, work, or worship in our community and their families. This means if you're part of the vibrant life here in San Angelo or surrounding areas, you can easily take advantage of the fantastic benefits we offer. You can find more detailed eligibility information by visiting our membership page. Opening an account with us is straightforward and designed with you in mind. With a quick visit to our account opening portal, you'll be on your way to accessing personalized banking services that fit your needs. If you have any questions or need assistance, don't hesitate to reach out at (325) 653-1465. We're excited to welcome you to the 1st Community family and help you achieve your financial goals right here at 620 W 29Th St San Angelo Tx 76903!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your daily operations. Imagine having a reliable partner who helps you process payments seamlessly while providing insights into customer preferences. This can enhance your service and ultimately boost your bottom line. Visit us at 620 W 29Th St San Angelo Tx 76903 in San Angelo, TX, or give us a call at (325) 653-1465 to explore how we can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

Small business owners will appreciate our range of business banking services, including merchant services and business loans. We understand the unique challenges faced by businesses today and are here to support your growth.

Convenient Access

To make banking even easier for you, we offer ATM services and basic drive-thru banking for quick deposits and withdrawals. Our drive-thru allows you to handle simple transactions without leaving your vehicle perfect for those busy days when time is tight.

Get Started Today!

Ready to explore how we can help you achieve your financial goals? Visit us at 620 W 29Th St San Angelo Tx 76903, call us at (325) 653-1465, or check out our website at Northside. Join our community today and discover all that 1st Community has to offer!

Home Financing

For those planning to buy or refinance a home, our mortgage loans are crafted with favorable terms and personalized support. Our team will guide you through the process, ensuring you feel confident every step of the way.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your everyday finances effortlessly. Imagine having a checking account that suits your spending habits and a savings account that helps you reach your goals faster. We understand how important it is to have easy access to your funds, which is why we offer both online and mobile banking. You can check your balance, transfer money, or pay bills right from your phone or computer.

Personal Loans & Credit Cards

If you're considering consolidating debt or need some extra cash for an unexpected expense, our personal loans can provide the relief you need. Plus, our credit cards come with rewards that can benefit you in everyday purchases think about earning points while shopping for groceries or filling up on gas!

Vehicle Financing

Looking for a new car? Our auto loans and vehicle financing options are competitive and straightforward. Picture driving away in the car of your dreams with a loan that fits your budget. We also provide refinancing options to help you save even more on your current auto loan.

Digital & Online Banking

Key Features

Our online banking service at https://1cfcu.org/ gives you 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're always on the go, our mobile application ensures that you have everything you need right in your pocket.

Security and Convenience

Your security is our top priority. We provide electronic signature authorization for added protection when completing transactions online. You'll also appreciate the option to receive e-statements, which not only keeps your information secure but also helps reduce paper clutter. If you're looking to make payments effortlessly, our mobile payments feature allows you to shop without the hassle of cash or cards. Everything is designed with ease-of-use in mind, so you can focus on what matters most in your life.

Stay Connected

With all these tools at your fingertips, managing your finances has never been easier. Whether you're at home or out and about, 1st Community is here to support you with modern banking solutions that keep pace with your busy lifestyle. For more information and to get started today, visit us at https://1cfcu.org/ !

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 620 W 29Th St San Angelo Tx 76903 or call (325) 653-1465 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 91 full-time employees and 15 part-time employees who are always ready to serve you with a knowledgeable, committed team. Their dedication ensures that you receive personalized service tailored to your needs.

Investing Back into Our Community

With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to provide you with the best possible experience.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. Although we currently have no non-member deposits at $0, this means our resources are fully dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Secure Savings Options

Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your savings underscores our commitment to your financial well-being.

Solid Financial Foundation

With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our ability to offer lending options is robust; with $3,255 in used auto loans and $277,903,375 in total loans and leases, we support members' financial goals across various sectors. Our net income of $3,502,325 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our dedicated team is here to guide you through the process.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $38,303,407 provide the necessary support for various business ventures. We believe in empowering local businesses with the resources they need to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900, make buying or refinancing simple. We provide personalized service to ensure you understand every step of your mortgage journey.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our team is ready to assist you in finding solutions that work best for your situation. Refinancing can lead to lower monthly payments or better interest rates let us help you navigate those possibilities. You can reach us at (325) 653-1465 or visit us at our branch located at 620 W 29Th St San Angelo Tx 76903. For more information about our services and how we can assist you further, feel free to check our website at 1cfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take the next step toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can help you build or improve your credit score while enjoying rewards on your purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that helps you navigate through them with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources means that you receive fair and transparent offers tailored to your financial needs. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh stands out by offering No Sponsored Listings lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results every time they search for loans. Another advantage is Real-Time Rate Comparisons. The platform provides up-to-date loan rates from multiple institutions, which empowers users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to find the best loan options available, compare real-time loan offers today at LendMesh and discover the most suitable rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

1St Community