1st Community Fort Stockton TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to 1st Community, your trusted financial partner located at 800 W Dickinson Blvd, Fort Stockton, TX 79735. Established in 1953, we have been dedicated to serving our community for over 70 years. With a robust membership of 23,643 individuals, we pride ourselves on offering personalized banking solutions that meet the unique needs of our members. At 1st Community, we understand that banking is more than just numbers; it's about building relationships and fostering growth. Our total assets stand at an impressive $397,116,654, allowing us to provide competitive services such as auto loans, mortgages, and personal loans. We currently manage $27,227,279 in deposits and have issued over 13,847 loans and leases to help our members achieve their financial goals. Led by our dedicated CEO, Bill Nikolauk, and Board President Robert Brewer, our team of 106 employees is here to assist you every step of the way. Whether you need help with everyday banking or are considering a business loan with a net member business loan balance of $40,374,237, we are committed to being your go-to resource for all things finance. While you can always visit us at our branch location, official correspondence should be sent to the same address: 800 W Dickinson Blvd, Fort Stockton, TX 79735. If you have any questions or need assistance, don't hesitate to reach out at 432-336-2273. Explore how we can support your financial journey by visiting our website at 1cfcu.org. We look forward to serving you!

Branch History & Mission

Join Us Today!

Whether you're looking for a new place to bank or want to explore our offerings further, we invite you to join the 1st Community family. Experience the difference of being part of a member-focused credit union where your financial well-being is our top priority. Contact us at 432-336-2273 or visit us online at 1cfcu.org to learn more about membership eligibility and start your journey towards financial success today!

Modern Banking Solutions

As times change, so do we. Our branch is equipped with modern conveniences such as online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere. Additionally, we provide drive-thru banking options for quick transactions and ATM access for cash withdrawals. While members can visit us at 800 W Dickinson Blvd, official correspondence should be sent to the same address for convenience.

Our Mission

At 1st Community, our mission goes beyond just providing financial products; we aim to empower our members and uplift our community. We believe that everyone deserves access to quality banking services that foster financial stability and growth. From personal banking accounts to auto loans and mortgage financing, we offer a wide range of services designed with you in mind. We are also committed to community outreach and support. Whether it's through local partnerships or volunteer initiatives, we strive to make a positive impact in Fort Stockton and surrounding areas.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near local favorites like the Fort Stockton Historic Site and the Pecos County Courthouse, our branch is easy to find. Plus, we prioritize accessibility for all members. Our facility is ADA compliant and features ramps for easy entry. With ample parking available right outside, stopping by is a breeze.

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 8:30 AM to 1:00 PM and then again from 2:00 PM to 5:00 PM. This schedule gives you flexibility while accommodating your busy lifestyle.

Services Offered

At our Fort Stockton branch, you can take advantage of various services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? You'll find an ATM on-site for quick withdrawals or balance checks. We also offer basic drive-thru banking services for deposits and simple transactions making banking easier than ever. If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 432-336-2273 or stop by during business hours. We invite you to experience the community-focused service that sets us apart. Come visit us today!

Member Eligibility

At 1st Community, we believe that everyone deserves a supportive financial home, and becoming a member is your first step toward joining our welcoming community. If you live, work, or worship in the Pecos County area or are related to someone who does, you're likely eligible to join us! We take pride in offering personalized service and a variety of financial products designed to meet your needs. Plus, as a member, you'll enjoy lower fees, better rates, and access to exclusive offers that make managing your money easier. Getting started is simple! To learn more about the eligibility criteria, you can visit this page for detailed information. When you're ready to open an account, just head over to our account opening page. If you have any questions or need assistance along the way, don't hesitate to give us a call at (432) 336-2273. We can't wait to welcome you to 1st Community at our branch located at 800 W Dickinson Blvd Fort Stockton Tx 79735!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment processing solution that fits your unique needs. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From secure payment processing to easy online transactions, we provide tools that enhance efficiency and improve customer satisfaction. Located at 800 W Dickinson Blvd Fort Stockton Tx 79735 in Fort Stockton, TX, our team is ready to partner with you on your journey. Reach out to us at (432) 336-2273 for personalized support tailored just for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $38,303,407, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds Made Easy

Need cash? You can easily withdraw funds using our ATM services available right here in Fort Stockton. We also have basic drive-thru banking options for quick deposits and withdrawals, ensuring that your banking experience is as smooth as possible. At 1st Community, we are committed to providing all these services with a personal touch. Our friendly team is always ready to assist you with any questions or concerns you may have about your banking needs. Ready to take control of your finances? Visit us at 800 W Dickinson Blvd, Fort Stockton, TX 79735, or give us a call at 432-336-2273 today! Whether you're interested in opening an account or exploring loan options, we're excited to help you achieve your financial dreams!

Business Banking Options

For local entrepreneurs and business owners, we offer comprehensive Business Banking solutions. This includes everything from merchant services that help you process payments efficiently, to Business Loans that can provide the capital needed for growth. We believe in supporting our local businesses because they play a vital role in our community's economy.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at 1st Community. With our Online & Mobile Banking, you can manage your accounts from anywhere at any time. Our platform allows for easy access to your accounts, enabling features like mobile payments and person-to-person transactions with just a few taps on your smartphone.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking services that include both checking and savings accounts designed to fit your lifestyle. For those who may need a little extra help, our Personal Loans & Debt Consolidation options are available to assist you in achieving your financial goals without the stress. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, making it easier than ever for you to get on the road. If you're considering buying a home or refinancing your current mortgage, our dedicated team is ready to guide you through our various Mortgage Loans & Refinancing programs.

Digital & Online Banking

Always Accessible

Whether you're using a computer or a mobile device, accessing your accounts is straightforward. Our services empower you with real-time account management so you can monitor your financial health anytime, anywhere. And if you ever need assistance, our friendly team is just a phone call away at (432) 336-2273. Experience banking that's tailored for modern life at 1st Community where convenience meets security!

Key Features

Our online banking platform is user-friendly and secure, ensuring that your personal information stays protected. You can easily enroll in e-statements, which are available at no extra charge, allowing you to go paperless while keeping track of your transactions effortlessly. Additionally, if you're on the go, our mobile application provides all the functionality of online banking right at your fingertips.

Making Payments Simple

With features like mobile payments and person-to-person transfers, sending money to friends or family has never been simpler. Just a few taps on your smartphone will have payments sent securely and quickly. Plus, with electronic signature authorization available, you can sign documents digitally without needing to visit a branch.

Financial Strength

At 1st Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your trust in us through our strong financial foundation. With a net worth of $52,692,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,906,587 in share certificates and $18,526,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $36,805,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,255 in used auto loans and $277,903,375 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $3,502,325, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,719,409. Additionally, we have a strong member base with a total of 44,729, showing that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Community is your trusted partner. Visit us at 800 W Dickinson Blvd Fort Stockton Tx 79735 or call (432) 336-2273 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,164,585 in used vehicle loans and $79,034,848 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that can fit your budget and lifestyle.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $38,303,407 provide the capital needed to expand operations and invest in new ventures. We understand the unique challenges faced by businesses and are here to help you succeed.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $5,646,620 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our credit card options are designed to give you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,053,900, making it easier for you to take that significant step into your new home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility for our products, our team is ready to assist you. We'll work with you to find solutions tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to discuss your loan options further, don't hesitate to reach out to us at (432) 336-2273 or visit us at our branch located at 800 W Dickinson Blvd Fort Stockton Tx 79735. We're here to help you navigate your financial journey!

Loan Aggregator

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1St Community