September 11, 2025: Lowest Student Loans from 2.74% Fixed at Eecu & Texans

As of September 11, 2025, students and parents exploring student loan options can find some of the most competitive rates available today through credit unions. For those seeking the lowest fixed rates, Eecu and Texans Credit Union both offer the Texas Extra Credit Education Loan and Texans Private Student Loan with rates starting as low as 2.74% APR. Undergraduates looking for flexible terms may consider fixed loans from Achieva, Affinity 857, or Allsouth Credit Unions, where rates begin at a very affordable 2.89% APR. Parents and cosigners have diverse options too, with Ascent Funding Credit Union offering fixed-rate loans starting at 2.89%, while variable rates slightly edge higher but still remain competitive. Graduate and professional students will find attractive fixed-rate programs starting near 2.89% APR across several credit unions including Achieva and American Heritage, covering medical, dental, law, MBA, and health professions loans. Notably, rates have remained stable over the past month with no significant changes reported this week—meaning borrowers can confidently explore these steady offerings. Whether you’re a parent financing your child’s education or a graduate student planning ahead, today’s landscape provides solid opportunities to secure affordable financing tailored to your academic journey.