June 9, 2026 | VA Fixed Loan Rate Holds at 5.13% Today

As of June 9, 2026, 15-year VA Loans and 30-year VA Loans remain steady at 5.125% and 5.625% respectively, with no change over the past 7 or 30 days. This stability in rates means veterans and active-duty members seeking to purchase a home can anticipate consistent borrowing costs without recent yield spread fluctuations. For those prioritizing lower monthly payments over loan duration, the 30-year VA fixed rate at 5.625% offers predictable cost planning. Meanwhile, the 15-year VA fixed rate at 5.125%, being the lowest rate available today, provides an option to reduce long-term interest expense by shortening loan term. Members should consider their financial goals carefully; evaluating fixed-rate VA options could provide beneficial certainty in an unchanged rate environment. For details, visit https://www.cu1.org/rates#real-estate-rates.

As of June 09, 2026, 15-year fixed purchase mortgage rates have risen to 5.375%, an increase of 25 basis points compared to last week and over the past month. Similarly, the 30-year fixed purchase rate stands at 5.875%, also up by 25 basis points versus both one and four weeks ago. These upward shifts in yield spreads signal a higher cost of borrowing for homebuyers locking in long-term fixed rates. For members prioritizing payment stability, the 15-year fixed option at 5.375% remains the lowest available rate but comes with potentially higher monthly payments due to its shorter term. First-time buyers and those purchasing homes should carefully assess affordability under these increased rates. Given these trends, consider evaluating your mortgage strategy; if locking in a fixed rate aligns with your financial goals, act accordingly, or explore refinancing options only if potential savings outweigh closing costs. For details, visit https://www.cuwest.org/borrowing/mortgages/purchasing-a-home.

As of June 9, 2026, 15-year Fixed Purchase mortgage rates remain steady at 5.5%, holding flat over the past week but showing a modest increase of 4.2 basis points compared to 30 days ago. This product currently offers the lowest rate among available options, presenting an advantageous borrowing cost for members prioritizing shorter loan terms and faster equity build-up.

Meanwhile, the 30-year Fixed Purchase rate is unchanged at 5.875% from last week but has risen by 12.5 basis points relative to one month prior. The longer-term fixed option carries higher yield spreads, reflecting market adjustments that impact monthly payments and total interest expense over time.

Members considering home purchases should weigh these rate trends carefully; first-time buyers may find value in locking a fixed rate for stability, while those focused on long-term affordability must evaluate how incremental rate increases influence overall cost. Given recent upward movements, it is prudent to assess refinancing opportunities only if projected savings exceed associated fees.

For details, visit https://www.ecu.com/personal-banking/home-loans/buy-a-home/#rates.

On June 9, 2026, VA 15-Year Fixed Purchase rates increased by 25 basis points to 5.50%, marking the highest yield in 90 days. This rise reflects a growing cost of borrowing for veterans seeking shorter-term fixed financing. Similarly, the VA 30-Year Fixed Purchase rate rose by 25 basis points to 6.00%, maintaining its status as the higher-yielding option but offering longer-term payment stability.

For veterans and first-time buyers, these rate adjustments imply higher monthly obligations compared to last week and month ago levels. The upward trend in fixed VA loan rates suggests evaluating locking in current rates promptly if planning purchase financing. Additionally, borrowers prioritizing budget certainty may consider the fixed-rate terms despite recent increases.

Members should assess whether fixed-rate VA loans align with their financial goals amid rising yields; refinancing strategies might warrant review if future rate declines occur. For details, visit https://www.ent.com/rates/#:~:text=Mortgage%20purchase%20rates.

As of June 9, 2026, the 30-year VA Fixed Purchase mortgage rate remains steady at 5.99%, unchanged from one week ago but increased by 24 basis points compared to 30 days prior. This yield spread expansion indicates a modest rise in the cost of borrowing for veterans seeking fixed-rate home financing. For veteran buyers prioritizing predictable payments, the current rate stability over the past week offers a consistent borrowing environment, although the upward trend since last month suggests careful evaluation of timing. Members considering purchase loans should assess fixed-rate options to manage long-term interest expense amidst this gradual rate increase. Data-driven decisions may involve weighing refinancing benefits if future rates decline sufficiently to offset closing costs. For details, visit https://www.wellbyfinancial.com/loan/home-loans/#Rates.

As of June 9, 2026, 15-year VA fixed-rate purchase loans remain at a stable 5.5%, unchanged from one week ago but up 25 basis points compared to 30 days prior. Similarly, 30-year VA fixed-rate purchase loans hold steady at 5.75%, with no change over the past week and an increase of 26 basis points over the last month. These yield spreads suggest a modest rise in borrowing costs for veterans considering new home purchases, impacting long-term affordability particularly for those prioritizing lower monthly payments or shorter amortization periods. Members should evaluate their mortgage strategy carefully; locking in a fixed rate may provide payment stability amid recent upward trends. Consider refinancing options if potential savings exceed associated fees to optimize cost efficiency over the loan term. For details, visit https://www.macu.com/rates/home.

As of June 9, 2026, NAVY FEDERAL CREDIT UNION reports steady mortgage rates for key loan products. The 15-Year Fixed VA loan holds at 5.25% with 0.5 points, unchanged from last week but up 37.5 basis points over the past 30 days, reflecting a moderate increase in borrowing costs for veterans seeking shorter-term financing. Meanwhile, the Military Choice 30-Year Fixed Purchase loan remains at 6.75% with 0.5 points, stable weekly yet up 12.5 basis points compared to 30 days ago, indicating a slight rise in long-term fixed rates affecting military members planning new home purchases.

Members prioritizing rate stability may find fixed-rate options preferable amid recent upward trends; those considering refinancing should evaluate whether potential savings justify current yields. For details, visit https://www.navyfederal.org/loans-cards/mortgage/mortgage-rates.html.

As of June 9, 2026, 15-Year Fixed Purchase mortgage rates remain steady at 5.125%, unchanged over the past week but up 25 basis points compared to 30 days ago. This increase reflects a gradual rise in borrowing costs over the last month, impacting buyers seeking shorter-term fixed-rate loans. Meanwhile, the 30-Year Fixed Purchase rate holds at 5.625%, also stable week-over-week but elevated by 13.5 basis points since late May, signaling a modest upward trend in long-term yields.

For members prioritizing predictability, the current fixed rates suggest evaluating fixed-rate options if stability is critical. Potential homebuyers should consider how these incremental rate increases affect monthly payments and overall affordability. Those contemplating refinancing should assess whether potential savings outweigh closing costs amid these steady but higher rates.

For details, visit https://www.p1fcu.org/personal/mortgage-rates.

As of June 9, 2026, 15-year fixed purchase loans offer the lowest rate at 5.375%, down by 12.5 basis points compared to last week and also lower by the same margin versus 30 days ago. Similarly, 30-year fixed purchase mortgages stand at 6.125%, reflecting a decrease of 12.5 basis points over both the past week and month. These yield improvements reduce the overall cost of borrowing for homebuyers, enhancing affordability for those planning new purchases. Members prioritizing payment stability may find value in locking fixed rates now amid this modest downward trend. For borrowers evaluating refinancing strategies, these changes highlight the importance of analyzing potential long-term savings relative to closing costs. Consider fixed-rate options if you value predictable payments and evaluate refinancing if projected interest savings exceed associated expenses. For details, visit https://www.sccu.com/personal/consumer-rates#mortgage.

As of June 9, 2026, VA 15-Year Fixed Purchase loans hold the lowest rate at 5.375%, marking a 12.5 basis point increase from last week and a 25 basis point rise over the past month. Similarly, the VA 30-Year Fixed Purchase rate stands at 6.125%, up by 12.5 basis points week-over-week and 25 basis points since 30 days ago. These upward shifts in yield spreads signal a modest rise in the cost of borrowing for veterans pursuing fixed-rate VA purchase loans. Members prioritizing long-term payment stability may want to assess fixed-rate options carefully as rates trend higher. For veterans planning home purchases, evaluating how these incremental increases affect overall affordability is crucial. Consider reviewing your mortgage strategy in light of these data-driven trends and explore refinancing only if potential savings outweigh associated costs. For details, visit https://www.wecu.com/homeloans/purchase/.

As of June 9, 2026, mortgage rates have generally increased. The 15-Year Fixed Rate Jumbo is now at 6.521%, up by 29 basis points from yesterday and 36 basis points over the past week. Similarly, the 30-Year Fixed Rate Jumbo has risen to 6.670%, reflecting a daily increase of 19 basis points. Over the past month, both products show upward trends, with the 15-Year Fixed Rate Jumbo experiencing a rise of 52 basis points. These changes indicate a growing cost of borrowing for potential homeowners and may influence borrowing decisions moving forward. Borrowers should assess their options carefully in light of these rate adjustments.

Current inflation expectations, indicated by the Breakeven Inflation Rates for 10-year and 5-year periods at 2.350% and 2.470%, respectively, play a crucial role in shaping mortgage rates and the overall cost of borrowing. Notably, the Mortgage 30Yr Average Rates experienced a significant decline of 6.37 points over the last 30 days, reflecting market adjustments to economic conditions. In contrast, the largest increase was seen in the Mortgage 30Yr Jumbo Average Rates, which rose by 0.12 points over the past week. The lowest recorded mortgage rate is 6.109% for the 30Yr VA Average Rates. Borrowers should closely monitor these trends to make informed financing decisions, as changing rates can significantly impact affordability.

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