Vehicle Loans in Oceanside, CA

Searching for the best auto loan rates in Oceanside, CA? Compare offers from local credit unions and banks to find low rates that fit your budget. It’s quick, easy, and designed to help you drive away happy.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. California Coast has auto loan rates ranging from 3.98% to 7.93% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 6.88% and 8.38% APR, showing no change from both 7 and 30 days ago.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Certified has auto loan rates ranging from 4.09% to 6.49% APR today. Unchanged compared to 7, 30, or 60 days ago.

Provident has auto loan rates ranging from 4.25% to 12.5% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 days ago. No term is listed for this program. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. Sandia Laboratory s auto loans with APRs ranging from 4.39% to 6.25% . Unchanged over the past 7, 30, or 60 days.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago. Wescom Central s auto loans with APRs ranging from 4.49% to 5.99% today. These rates are down from 7 and 30 days ago, when they ranged from 5.99% to 7.49% . The 60–and 90–day rates also showed a decrease compared to today. Redwood s auto loans with APRs ranging from 4.49% to 5.99% , which is down from both 7 and 30 days ago. Their other loan rates range from 7.24% to 10.24% , also down compared to 7 days ago.

Partners vehicle loans have an APR range from 4.74% to 7.99% today. Rates are unchanged from 7 and 30 days ago but have gone down compared to 30, 60, and 90 days ago. This applies to their auto loans. Logix has auto loan rates ranging from 4.74% to 6.24% APR, with no change in the past 7 and 30 days. Motorcycle loans are at 9.24% APR, also unchanged over the same periods. Recreational loan rates range from 8.49% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

🏦 All Local Lenders in Oceanside, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MISSION FEDERAL CREDIT UNION
2267 S EL CAMINO REAL STE A OCEANSIDE CA 92054
ATM
P2P
E-Statements
E-Signature
Assets: $6,580,197,052
Deposits: $874,339,855
Net Worth: $794,557,494
Employees: 676
Members: 311,684
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
2178 VISTA WAY STE E4 OCEANSIDE CA 92054
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
FRONTWAVE CREDIT UNION
2454 VISTA WAY OCEANSIDE CA 92054
ATM
P2P
E-Statements
E-Signature
Assets: $1,486,697,631
Deposits: $77,578,750
Net Worth: $139,666,457
Employees: 253
Members: 128,122

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