Navy Federal Credit Union Oceanside CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union at 2178 Vista Way Ste E4, Oceanside, CA 92054! Since our establishment in 1947, we have proudly served our members with a commitment to provide reliable financial services tailored to their needs. As one of the largest credit unions in the nation, we're thrilled to support over 14 million members and manage assets totaling an impressive $180.81 billion. At Navy Federal, we understand that your financial journey is personal. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also believe in empowering our members through technology, providing robust online and mobile banking options for easy access to your finances anytime, anywhere. Our leadership team is dedicated to making a positive impact in the community. Led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create a welcoming environment where every member feels valued and supported. Whether you're looking for guidance on loans or simply want to explore savings opportunities, our knowledgeable staff is here to help. If you need assistance or have questions about our services, don't hesitate to reach out! Call us at 888-842-6328 or visit us in person during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. While members can visit us at 2178 Vista Way Ste E4, official correspondence should be sent to the same address as our mailing address: 2178 Vista Way STE E4, Oceanside, CA 92054. Join us at Navy Federal Credit Union today and experience the difference of being part of a cooperative focused on your financial success! For more information about membership eligibility or to open an account online, please visit our website.

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and unwavering commitment to our members. Founded in 1947, our branch in Oceanside, CA, has grown alongside the community it serves. Located at 2178 Vista Way Ste E4, we are dedicated to providing personalized financial services that empower our members to achieve their financial goals. Over the years, we've expanded significantly and now proudly serve over 14 million members nationwide, with total assets reaching an impressive $180.8 billion. This growth reflects our dedication to providing exceptional service and the trust our members place in us. Our mission is simple yet profound: to serve those who serve our country. We strive to offer a range of financial solutions, including personal banking, auto loans, mortgages, credit cards, and business banking services. We believe that by supporting our members financially, we can make a positive impact on their lives and the communities we inhabit. While members can visit us at 2178 Vista Way Ste E4, official correspondence should be sent to 2178 Vista Way STE E4, Oceanside, CA 92054 if necessary. Our branch features convenient operating hours from Monday to Friday: 9 AM - 5 PM and Saturday: 9 AM - 4 PM, making it easy for you to access the services you need. We also provide essential conveniences like ATM availability for quick transactions. Although we do not have drive-thru banking at this location, our focus remains on offering a welcoming environment where you can discuss your financial needs face-to-face with our knowledgeable staff. Navy Federal is more than just a credit union; we're a pillar of support in the community. Our outreach initiatives include partnerships with local organizations and programs aimed at improving financial literacy among residents. We are committed to serving everyone while ensuring ADA compliance and enhancing digital accessibility for all members. As we look toward the future, we invite you to become part of our journey. Experience firsthand the benefits of being a member of Navy Federal Credit Union where your financial wellness is at the heart of everything we do. Join us today and let's build a brighter future together! For more information or to become a member, please call us at 888-842-6328 or visit our website at navyfcu.org.

Branch Location & Accessibility

ATM Availability

For those quick transactions or cash withdrawals, our location also features an ATM that's ready for use whenever you need it. Though we don't have drive-thru service, our friendly staff is always eager to assist you inside. While members can visit us at 2178 Vista Way Ste E4, official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 888-842-6328. We look forward to welcoming you to Navy Federal Credit Union where your financial well-being is our priority!

Convenient Access and Services

Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking for our members. You can easily navigate our space, ensuring your visit is smooth and hassle-free. We know that your time is valuable, which is why we offer a range of services right here, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions.

Operating Hours

We want to be available when you need us! Our lobby hours are Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 4 PM. With these convenient hours, you can plan your visit around your schedule.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member means joining a warm and supportive community where you can thrive. If you're looking to unlock a world of financial opportunities, you might be wondering if you're eligible to join us at our welcoming location at 2178 Vista Way Ste E4 Oceanside Ca 92054. Membership is open to individuals who are part of specific groups such as military personnel, veterans, and their families, among others. To find out if you qualify, take a moment to explore our eligibility criteria in detail at https://www.navyfederal.org/membership/eligibility .html . Joining is simple! Once you confirm your eligibility, opening an account is just a few clicks away. You can easily get started by visiting our account opening page here: https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, don't hesitate to reach out to us at (888) 842-6328. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, our merchant services make transactions smoother for your business. Imagine having a reliable payment processing system that allows you to accept payments seamlessly whether it's through credit cards or mobile payments. This means faster sales, happier customers, and more time for you to focus on what you do best running your business. Visit us at 2178 Vista Way Ste E4 Oceanside Ca 92054 in Oceanside, CA, or call us at (888) 842-6328 to learn how we can assist you in achieving your business goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing an existing loan, our auto loans are tailored to meet your needs. With competitive rates and flexible terms, getting behind the wheel of your dream vehicle has never been easier. Picture yourself cruising down the road with the confidence that you secured an excellent deal through our financing options.

Business Banking

For entrepreneurs and small business owners, we provide business banking solutions including merchant services and business loans. We know that running a business comes with its own challenges, so we're here to support you with financial products designed specifically for your success.

Credit Cards with Rewards

Our credit cards come with rewarding benefits that make everyday purchases more enjoyable. Whether it's earning points on groceries or cashback on gas, you'll appreciate how these rewards add up over time. Imagine treating yourself with those rewards after a year of smart spending!

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance their current mortgage, our mortgage services provide various options to help you achieve homeownership. Imagine finally settling into that cozy house you've always wanted, knowing that you have a reliable partner in Navy Federal Credit Union to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. Need cash? Use our ATM services for quick withdrawals or balance checks without any hassle. At Navy Federal Credit Union, we pride ourselves on offering comprehensive services in a welcoming environment. If you're ready to explore how we can assist you further, give us a call at (888) 842-6328 or visit us at our branch in Oceanside, CA. Let us help you take the next step toward achieving your financial goals!

Personal Banking

Whether you're looking to open a checking or savings account, Navy Federal Credit Union offers personal banking services that fit your lifestyle. Imagine having the freedom to manage your funds easily with online and mobile banking tools. You can check balances, transfer funds, and pay bills right from your phone or computer making banking as easy as a few taps.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for everything from home improvements to medical expenses. Additionally, if you're feeling weighed down by debt, our debt consolidation loans can simplify your payments and possibly lower your interest rates helping you regain control of your finances.

Digital & Online Banking

Convenient Online Banking Services

With our online banking platform, accessible at https://www.navyfederal.org/ , you can take control of your finances from the comfort of your home or on the go. Our 24/7 online banking services allow you to check balances, make transfers, pay bills, and much more all with just a few clicks. No more waiting in line or rushing to make it before closing hours!

Go Mobile with Our App

Need banking on the move? Our mobile application makes it simple to access your accounts anytime. Whether you're depositing checks, making person-to-person transfers, or using mobile payments, everything is at your fingertips. Plus, our app is user-friendly and secure giving you peace of mind as you manage your finances.

Sign Documents Electronically

Forget about printing and scanning! At Navy Federal Credit Union, we offer electronic signature authorization for various documents. This means you can sign contracts and agreements quickly without the hassle of paperwork.

Stay Organized with E-Statements

Say goodbye to piles of paper! With our e-statements feature, you can easily view and manage your account statements electronically. It's not only eco-friendly but also helps you stay organized and keep track of your transactions effortlessly.

Transfer Money with Ease

Have friends or family who need cash? Our person-to-person transfer feature allows you to send money instantly. It's perfect for splitting bills or sending gifts without any fuss. In a world where convenience matters, Navy Federal Credit Union is here to ensure that your banking experience is smooth and secure. Join us today and discover how easy it is to manage your finances digitally!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we proudly share our financial strength with you. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2178 Vista Way Ste E4 Oceanside Ca 92054 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Financial Solutions

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We are committed to supporting local businesses and fostering economic growth within our community. If you're interested in learning more about any of these loan products or would like assistance with the application process, please don't hesitate to reach out. You can contact us at (888) 842-6328, or visit us at our branch located at 2178 Vista Way Ste E4 Oceanside Ca 92054 in Oceanside, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union, we prioritize your financial well-being and look forward to helping you achieve your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing easier for you, whether it's for a brand-new model or a reliable used vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We strive to guide you through the process, ensuring you understand every step along the way.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to help explore your eligibility options. Refinancing can lead to lower monthly payments and better interest rates, making it an attractive option for many borrowers.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases and emergencies alike.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits to users: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective the platform is at helping individuals secure better financial options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer you see is fair and transparent. By gathering data from legitimate financial institutions, LendMesh guarantees that users receive verified information when comparing loan options.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans