Mission Credit Union Oceanside CA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Mission at 2267 S El Camino Real Ste A, Oceanside, CA 92054! Established in 1961, we have proudly served our community for over six decades, building a reputation based on trust and commitment. With a total membership of 311,684, we understand the needs of our members and are dedicated to providing personalized financial solutions. At Mission, we believe that banking should be simple and accessible. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. As of today, our total assets stand at an impressive $6,580,197,052, with total deposits amounting to $874,339,855. We maintain a strong net worth of $794,557,494, ensuring your money is secure with us. Our friendly staff is here to help you navigate your financial journey. Led by CEO Doug Wright and Board President Scott Patterson, our team of 676 employees is committed to ensuring you receive top-notch service every time you visit or contact us at (858) 524-2850. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same location. With our focus on community impact and member satisfaction, we encourage you to explore what we have to offer. Whether you're looking for a new account or need advice on loans or credit options, Mission is here to assist you every step of the way. Join us today at Mission where your financial success is our priority! For more information about our services or to start your membership journey online, visit us at Mission Fed.

Branch History & Mission

At Mission Credit Union, we take pride in our rich history and unwavering commitment to serving the community of Oceanside, CA. Since opening our doors in 1961, we have grown from a small credit union into a vital financial resource for over 311,000 members. Our branch is located at 2267 S El Camino Real Ste A, Oceanside, CA 92054, a location that is not only central but also surrounded by the vibrant life of this coastal city. Our mission is straightforward: to empower our members with financial services that foster their dreams while supporting the community around us. We believe that banking should be about more than just transactions; it should be about building relationships and making a positive impact. This belief drives us to offer a wide range of products from personal banking and auto loans to mortgages and business services tailored to meet the diverse needs of our members. Over the years, Mission has achieved significant milestones, including amassing total assets of over $6.5 billion. Our commitment to innovation keeps us at the forefront of financial technology, providing digital banking options like mobile payments and online account management to ensure ease and accessibility for all our members. Additionally, we are proud of our ADA compliance efforts, which make our services available to everyone in our community. While members can visit us at 2267 S El Camino Real Ste A, official correspondence should be sent to 2267 S El Camino Real Ste A, Oceanside, CA 92054-6372 if you need to reach us via mail. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 1:00 PM. Mission Credit Union is not just about banking; it's about giving back. We actively engage with local organizations and initiatives that uplift our community. Whether it's sponsoring local events or partnering with schools for educational programs, we strive to enhance the lives of those around us. As we look toward the future, we invite you to join our growing family at Mission Credit Union. Experience firsthand how we can support your financial journey while making a difference together in Oceanside. Visit us today or explore more about membership options on our website at Mission Fed. Let's build a brighter future together!

Branch Location & Accessibility

Convenient Access and Amenities

When you visit us, you'll find ample parking available right outside, making it simple to pop in for assistance or to manage your accounts. Our facility is designed with accessibility in mind, ensuring that everyone can comfortably access our services. Plus, we have an ATM on-site for quick cash withdrawals and balance checks.

Operating Hours

We're here to serve you Monday through Friday from 9:00 AM to 4:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you're stopping by during your lunch break or looking to take care of banking over the weekend, our hours are tailored to fit your busy schedule.

Services Offered

At Mission, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking services. You can also enjoy the convenience of online and mobile banking from the comfort of your home. While members can visit us at 2267 S El Camino Real Ste A Oceanside Ca 92054, official correspondence should be sent to our mailing address at 2267 S El Camino Real Ste A, Oceanside, CA 92054-6372. If you have any questions or need assistance, don't hesitate to give us a call at (858) 524-2850. We look forward to welcoming you soon!

Member Eligibility

At Mission, we believe that becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're looking to become part of our family, the good news is that eligibility is open to a wide range of individuals! Whether you live, work, or attend school in the areas we serve, you may qualify for membership. It's all about creating connections and supporting one another. For detailed eligibility criteria, please visit our website at http://www.MissionFed.com/membership/. Joining us is simple! You can open your account easily online by visiting https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, feel free to give us a call at (858) 524-2850. We're here to help you every step of the way as you embark on this journey toward better banking with Mission, located at 2267 S El Camino Real Ste A Oceanside Ca 92054. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to daily operations, our merchant services offer practical solutions that streamline transactions and enhance customer experiences. Imagine a busy café using our point-of-sale systems that not only accept payments but also track sales trends, allowing owners to make informed decisions about inventory and staffing. With easy-to-use tools at your fingertips, you can focus more on serving your customers and less on the paperwork. Whether you're exploring loan options or need reliable merchant services, Mission is here to support your journey. Visit us today or reach out at (858) 524-2850 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our branch offers easy access through our ATM services. You can make withdrawals or check balances without any hassle. At Mission, we believe in making banking easy and accessible for everyone in Oceanside and beyond. If you have any questions or would like assistance with any of our services, please don't hesitate to call us at 858-524-2850. Explore how we can assist you today by visiting us online at Mission Fed or stop by our branch during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 1:00 PM. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options can help you hit the road quickly. With competitive rates and flexible terms, you can drive away in the car of your dreams without breaking the bank.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business, and we're here to support you every step of the way.

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or cashback. It's a smart way to get more from your spending while enjoying the benefits of responsible credit use.

Mortgage Loans & Refinancing

Looking to buy a home or refinance your current mortgage? We provide mortgage loans and refinancing solutions that make homeownership more accessible. Our experienced team is here to guide you through the process, ensuring you find the right loan for your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your finances anytime, anywhere. From transferring funds to checking balances, everything is just a few clicks away on our secure platforms.

Personal Banking

We understand that managing your finances is essential for peace of mind. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a rainy day or planning a special purchase, our accounts come with features designed to help you grow your money effortlessly.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. Our personal loans are designed to help you manage those costs effectively. If you're dealing with multiple debts, consider our debt consolidation options to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Convenient Online Access

Our online banking platform at https://www.missionfed.com/ allows you to manage your accounts from the comfort of your home or on the go. You can check balances, view transactions, and even set up e-statements for easy access to your financial records. No more waiting for paper statements in the mail everything you need is right at your fingertips!

Mobile Banking Made Easy

Don't forget to download our mobile application! It offers all the functionality of online banking but in the palm of your hand. Whether you're checking your account balance or making a quick payment while out and about, our app ensures that banking is always convenient and accessible. With Mission, you can enjoy real-time account management and peace of mind knowing that your financial information is secure. Join us today and discover how easy digital banking can be!

Secure Transactions

Security is our top priority. With electronic signature authorization available, signing documents online has never been easier or safer. Plus, our mobile payments feature lets you pay with confidence using just your smartphone, whether you're shopping at the store or sending money to a friend through person-to-person transfers.

Financial Strength

Commitment to Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Membership Base

Total Share Accounts: 680,726, show a strong and growing member base that trusts us with their finances. This trust is reflected in our commitment to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 2267 S El Camino Real Ste A Oceanside Ca 92054 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Supporting Your Financial Goals

With $29,284 in used auto loans and $4,584,871,764 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We have also achieved $0, reflecting our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 625 full-time employees and 51 part-time employees who are always ready to serve you with a knowledgeable, committed team. Together, we create an environment where your financial needs come first.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are tailored to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you every step of the way. At Mission, our goal is to provide accessible financing solutions tailored to your individual needs. Whether you want to refinance an existing loan or explore eligibility options for new products, our team is here to guide you through each process with clarity and support. For more information about our loan offerings or to discuss how we can assist you further, feel free to contact us at (858) 524-2850 or visit us at our branch located at 2267 S El Camino Real Ste A Oceanside Ca 92054 in Oceanside, CA. You can also learn more about our services by visiting our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right loan product for you!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or make significant purchases without the burden of high-interest rates.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We provide flexible terms and competitive rates, ensuring that your path to owning a home is as smooth as possible.

Loan Aggregator

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Mission