Traverse City MI Auto Loans with Flexible Terms & Low APR

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Eastrise s auto loans with APRs ranging from 4.6% to 6.35% , which are unchanged from 7 and 30 days ago and down from 30 and 60 days ago. Recreational loans have rates between 5.75% and 7.95% , showing no change from a week ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Genisys s auto loans with APRs ranging from 4.99% to 6.99% today. These rates are unchanged from 7 and 30 days ago and have gone down since 30, 60, and 90 days ago. Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago.

Honor has auto loan rates ranging from 4.99% to 7.94% APR today, with no change from 7 days ago but down from 30 days ago. Other loan rates are between 8.34% and 10.34% APR, which is up compared to 7 days ago. Credit Union One has auto loan rates ranging from 5.05% to 9.12% APR and motorcycle loans from 6.99% to 7.24% APR. Unchanged in the past 7 or 30 days. Other loan types also hold steady with rates between 6.99% and 7.99% APR. Wings Financial s auto loans with APRs ranging from 5.13% to 8.49% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.5% and 8.25% , which have also stayed the same over the past month.

🏦 All Local Lenders in Traverse City, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION	3752 N US HIGHWAY 31 S TRAVERSE CITY MI 49684	⏰ Monday through Thursday: 9:00 am EST to 5:30 pm EST Friday: 9:00 am EST to 6:00 pm EST Saturday: 9:00 am EST to 1:00 pm EST Drives: Monday through Friday: 8:00 am EST to 6:00 pm EST Saturday: 9:00 am EST to 3:00 pm EST 📞 5173332424 📠 5176646953	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $8,164,702,074 Deposits: $347,828,089 Net Worth: $693,701,569 Employees: 1449 Members: 374,591
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION	312 S UNION ST TRAVERSE CITY MI 49684	⏰ Appointment and Lobby Monday through Thursday 9:00 am EST to 5:30 pm EST Friday 9:00 am EST to 6:00 pm EST Saturday 9:00 am EST to 1:00 pm EST 📞 5173332424 📠 5176646953	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $8,164,702,074 Deposits: $347,828,089 Net Worth: $693,701,569 Employees: 1449 Members: 374,591
4FRONT CREDIT UNION	3745 N US HIGHWAY 31 S TRAVERSE CITY MI 49684	⏰ Lobby M-F 9:00 am to 5:30 pm Lobby Sat 9:00 am - 1:00 pm ITM 7:00-700 p.m. Monday thru Friday, Saturday 9:00 2:00 Drive Thru Sat 9:00 am to 2:00 pm 📞 2319292000 📠 2319297002	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,060,335,235 Deposits: $46,867,236 Net Worth: $98,065,732 Employees: 289 Members: 104,679
4FRONT CREDIT UNION	3323 S AIRPORT RD W TRAVERSE CITY MI 49684	⏰ Mon - F 9am-530pmSat 9am-1pm 📞 2319292010 📠 2319297002	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,060,335,235 Deposits: $46,867,236 Net Worth: $98,065,732 Employees: 289 Members: 104,679
4FRONT CREDIT UNION	3939 W FRONT ST TRAVERSE CITY MI 49684	⏰ 9:00 - 5:30 Monday through Friday Interactive Teller Machines (ITM) 7;00 - 7;00 p.m. Monday-Friday, Sat. 9:00 2:00 p.m. 📞 2319292007 📠 2319297002	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,060,335,235 Deposits: $46,867,236 Net Worth: $98,065,732 Employees: 289 Members: 104,679
4FRONT CREDIT UNION	101 N PARK ST TRAVERSE CITY MI 49684	⏰ 9:00 - 5:00 Monday through Friday 📞 2319292000 📠 2319297002	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,060,335,235 Deposits: $46,867,236 Net Worth: $98,065,732 Employees: 289 Members: 104,679
TBA CREDIT UNION	2900 W SOUTH AIRPORT RD TRAVERSE CITY MI 49684	⏰ 9:00AM - 5:00PM Monday through Friday 📞 2319467090 📠 2319325050	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $362,859,530 Deposits: $20,719,029 Net Worth: $49,432,483 Employees: 75 Members: 19,465
TEAM ONE CREDIT UNION	1202 VETERANS DR TRAVERSE CITY MI 49684	⏰ M-F, 9-5 📞 2313466490 📠 9897544249	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $737,787,200 Deposits: $65,727,957 Net Worth: $66,825,661 Employees: 164 Members: 51,480
LAKE MICHIGAN CREDIT UNION	310 W FRONT ST TRAVERSE CITY MI 49684	⏰ Monday - Thursday 9:00am-5:30pmFriday 9:00am-6:00pm.Saturday 9:00am-1:00pm. 📞 2319326283	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	3650 N US HIGHWAY 31 S TRAVERSE CITY MI 49684	⏰ Monday - Thursday 9:00 am to 5:30 pm Friday 9:00 am to 6:00pm Saturday 9:00 am to 1:00 pm 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
CREDIT UNION ONE CREDIT UNION	1407 S DIVISION ST TRAVERSE CITY MI 49684	⏰ M-Th 9:00 a.m.-5:00 p.m. F 9:00 a.m.-6:00 p.m. Sat 9:00-1:00 p.m. 📞 8004514292 📠 2485845442	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,700,529,332 Deposits: $148,257,392 Net Worth: $175,340,962 Employees: 336 Members: 111,230
TRAVERSE CATHOLIC FEDERAL CREDIT UNION	3797 VETERANS DR TRAVERSE CITY MI 49684	⏰ Monday - Thursday 9-5Friday 9-6Saturday 9-1 📞 2319466655 📠 2319461346	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $87,387,415 Deposits: $6,299,045 Net Worth: $7,784,218 Employees: 21 Members: 7,014

🏘️ All the Lenders Available in Grand Traverse County, MI

✅TRAVERSE CATHOLIC FEDERAL CREDIT UNION

✅FOREST AREA FEDERAL CREDIT UNION

✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

✅4FRONT CREDIT UNION

✅TBA CREDIT UNION

✅TEAM ONE CREDIT UNION

✅LAKE MICHIGAN CREDIT UNION

✅CREDIT UNION ONE CREDIT UNION

✅NORTHWEST CONSUMERS FEDERAL CREDIT UNION

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