Michigan State University Credit Union Traverse City MI | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Michigan State University, your trusted partner in financial well-being since 1979. Located at 3752 N Us Highway 31 S, Traverse City, MI 49684, we are dedicated to serving our community with a personal touch. With over 374,591 members and a robust asset base of $8,164,702,074, we pride ourselves on being a reliable choice for your banking needs. At MSUFCU, we understand that every member has unique financial goals. Whether you're looking for a new auto loan, mortgage refinancing, or simply need a safe place to save your hard-earned money, our team is here to help you navigate the options. Our commitment to you is reflected in our total deposits of $347,828,089 and the substantial cash in hand amounting to $56,202,838. Our leadership team is led by CEO April Clobes and Board President Gregory Deppong, who are both deeply invested in fostering a strong community-focused environment. Together with our dedicated staff of 1,449 employees, we strive to provide exceptional service and support tailored just for you. While members can visit us at our branch location in Traverse City for all their banking needs, any official correspondence should be sent to the same address as our branch. We invite you to explore our wide range of services including personal banking accounts, business loans, and online banking solutions available through our user-friendly website at msufcu.org. Join us as we continue to grow together reach out today by calling us at 517-333-2424 or stop by during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Let's achieve your financial dreams together!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; we actively engage with the communities we serve. Through partnerships with local organizations and participation in community events, we aim to make a positive impact in Traverse City and beyond. We believe that by supporting local initiatives and promoting financial literacy, we can help create a brighter future for everyone. We invite you to join Michigan State University Credit Union today! Experience firsthand the benefits of being a member of an institution that truly cares about your financial success and community well-being. Come visit us or give us a call at 517-333-2424 we're excited to welcome you into our family!

Our Mission

Our mission is simple yet powerful: to serve our members with integrity while fostering financial well-being and community growth. We believe in putting people before profit, ensuring that every member feels valued and supported. From personal banking options like checking and savings accounts to loans for vehicles, mortgages, and businesses, we strive to offer comprehensive solutions tailored to individual needs. While members can visit us at 3752 N Us Highway 31 S for their banking needs, official correspondence should be sent to our mailing address at 3752 N US 31 South, Traverse City, MI 49684. Our friendly team is always ready to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 1:00 pm. We understand the importance of adapting to today's digital world. That's why we've invested in online and mobile banking options that allow you to manage your finances anytime, anywhere. Whether it's checking your balance or making payments on-the-go, we make banking convenient for you.

Branch Location & Accessibility

Call-to-Action

Ready to take the next step in your banking journey? Visit us today at the Michigan State University branch or give us a call at 517-333-2424. We look forward to welcoming you!

Nearby Landmarks and Accessibility

Our location is situated near popular landmarks, making it a recognizable spot in the community. With ample parking available right outside our doors, you can easily stop by without worrying about finding a space. We are committed to accessibility for all members, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services.

Operating Hours and Services

At the Michigan State University branch, we strive to accommodate your busy schedule. Our lobby hours are designed with you in mind: Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. For those who prefer using our drive-thru service, we're open Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 3:00 pm. We offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our friendly team is here to assist with deposits, withdrawals, and other simple transactions at both the lobby and drive-thru.

Member Eligibility

Becoming a member of Michigan State University is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, attends school, or worships in our community to join us at our Traverse City location at 3752 N Us Highway 31 S Traverse City Mi 49684. Whether you're looking for personal banking services, auto loans, or just a supportive place to manage your finances, you'll find it here. Membership means access to a range of benefits tailored to help you thrive financially. If you're interested in learning more about eligibility requirements or want to see the latest updates, feel free to check out the details at . Ready to start your journey with us? Opening an account is simple and straightforward just give us a call at (517) 333-2424, and we'll guide you through the process!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $913 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $784,164,693, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine walking into your store and seeing satisfied customers completing their purchases quickly. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From card processing solutions to cash management, we equip you with the tools needed to streamline operations and enhance customer experiences. Located at 3752 N Us Highway 31 S Traverse City Mi 49684 in Traverse City, MI, we're here to help your business thrive. Reach out today at (517) 333-2424 and explore how we can support your journey!

Comprehensive List Of Services

Accessing Cash When You Need It

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for quick transactions without leaving your car perfect for busy days!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features. With our online and mobile banking, managing your accounts is just a few taps away. Whether you're checking balances or transferring funds between accounts, you can do it all from anywhere no need to visit the branch!

Get Started Today!

If you're ready to experience personalized financial solutions, reach out to us at 517-333-2424 or visit us online at msufcu.org. Our friendly team at Michigan State University looks forward to helping you achieve your financial dreams!

Home Ownership Dreams

For those dreaming of owning a home, we provide comprehensive mortgage loans and refinancing options. Navigating the mortgage process can be daunting, but our knowledgeable staff is here to guide you every step of the way. If you're looking to consolidate debt or make a large purchase, our personal loans are designed with member-friendly terms that put you in control.

Personal Banking Made Easy

Whether you're looking to manage your day-to-day expenses or save for future plans, our personal banking options have got you covered. We offer checking and savings accounts that cater to various needs, making it easy for you to keep track of your finances. Need a new vehicle? Our auto loans and vehicle financing services provide competitive rates and flexible terms to help get you behind the wheel quickly.

Rewarding Credit Options

Enhancing your purchasing power is simple with our credit cards with rewards. Enjoy benefits while managing your expenses; it's a win-win! Plus, for small business owners, we offer business banking services, including merchant services and business loans that can help grow your enterprise.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfer option allows you to do just that with ease. And if you prefer shopping or dining out using your phone, take advantage of our mobile payments feature it's quick and secure! With all these tools combined, managing your finances has never been easier or more efficient. Experience the convenience of real-time account management and make banking fit seamlessly into your busy lifestyle at Michigan State University. Visit us today at http://www.msufcu.org to get started!

Key Services Available

Our online banking platform at http://www.msufcu.org gives you access to your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is right at your fingertips. You can also sign documents electronically with our electronic signature authorization feature, making it simpler than ever to handle important transactions without the need for paper. If you're looking to go green, you'll appreciate our e-statements availability. Say goodbye to cluttered mailboxes and enjoy instant access to your monthly statements online. Plus, if you're on the go, our mobile application ensures that all these services are available wherever life takes you.

Financial Strength

Growing Member Base

With a total of 1,007,545 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $15,737,052, demonstrating our commitment to providing ample resources for our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan State University is your trusted partner. Visit us at 3752 N Us Highway 31 S Traverse City MI 49684 or call 517-333-2424 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0 for this period. We strive continuously to enhance our services while ensuring that your needs come first. Our dedicated team consists of 1,386 full-time employees and 63 part-time employees, ready to assist you with any inquiries or transactions.

Reinvestment for Better Services

With $683,333,436 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment allows us to maintain a robust portfolio with $67,674 in used auto loans and an impressive total of $6,279,329,147 in loans and leases, supporting our members' diverse financial goals.

Secure Savings for Members

Members' savings are secured through $1,933,647,174 in share certificates and $2,214,188,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $68,588,248, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $693,701,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those looking for more than just personal loans, we provide options such as business loans and lines of credit. Our outstanding commercial loans totaling $784,164,693 are designed for business owners who need capital to grow and expand their operations. If you're interested in refinancing any existing loans or exploring eligibility options, please reach out to us at (517) 333-2424. Our friendly staff at 3752 N Us Highway 31 S Traverse City Mi 49684, Traverse City, MI are ready to help you navigate through all available options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Michigan State University, your financial wellbeing is our priority. Come visit us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,035,079,374 in used vehicle loans and $305,468,090 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and ensure you get the best deal possible.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $292,543,617, make buying or refinancing simple. We believe that owning a home should be accessible to everyone, and our experienced staff will work closely with you to find the right solution for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $450,348,209 in loans helping members manage their finances effectively, our credit cards come with great rewards and no hidden fees, making them an excellent choice for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan listing is verified, giving you confidence in the information presented.

MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION