Team One Credit Union Traverse City MI | Affordable Auto Loans & Checking

Introduction

Welcome to Team One, your trusted financial partner in Traverse City, MI! Located at 1202 Veterans Dr, we have proudly served our community since 1935, helping over 51,480 members achieve their financial goals. Our commitment to fostering a strong community spirit is reflected in our total assets of $737,787,200 and total deposits amounting to $65,727,957. At Team One, we understand that your financial needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business loans tailored just for you. Whether you're looking to purchase your dream car or consolidate your debt, we're here to guide you every step of the way. Our dedicated team of 164 employees, led by CEO Derrick Barber and Board President Rebecca Sanchez, is passionate about providing exceptional service. We believe in building lasting relationships with our members based on trust and transparency. With a net worth of $66,825,661 and cash reserves of $12,296,934, you can rest assured that your finances are in safe hands. While members can visit us at our branch address, official correspondence should be sent to the same location: 1202 Veterans Dr, Traverse City, MI 49684-4449. If you have any questions or need assistance, don't hesitate to reach out at 231-346-6490 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Join us at Team One and experience the difference a credit union can make in your life. Visit us online at www.teamonecu.org today!

Branch History & Mission

Community Commitment

Team One is dedicated not only to serving our members but also giving back to the community. We engage in various outreach initiatives and partnerships that promote financial literacy and support local events. Our commitment extends beyond banking; it's about building relationships that foster growth and opportunity for everyone involved.

Join Us!

As we look towards the future, we invite you to become part of our journey at Team One. Experience firsthand how we can help you achieve your financial dreams while being part of a caring community-focused organization. Contact us at 231-346-6490 or visit our website today!

Modern Banking Experience

In today's digital world, we understand the importance of convenience. That's why we offer online banking services alongside our ATM availability and mobile payment options making it easier for you to manage your finances anytime, anywhere. Whether you're walking through our doors during lobby hours from Monday to Friday, 9 AM - 5 PM, or connecting with us online at Team One, we're here for you.

Our Journey

Over the years, Team One has evolved significantly. We started with a handful of members who shared a vision for accessible financial services. Today, we proudly manage total assets of approximately $737,787,200. This growth reflects our dedication to providing exceptional banking experiences that meet the diverse needs of our members. We are not just about numbers; our mission centers around empowering individuals and families in our community. We strive to make financial services more accessible while fostering a sense of belonging among our members. We offer a range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions all designed with your needs in mind.

Our Mission Statement

At Team One, we believe that everyone deserves the chance to achieve their financial goals. Our mission is to deliver reliable financial solutions while actively contributing to the well-being of Traverse City and its surrounding areas. We are proud to be an institution that prioritizes people over profits, ensuring that our members receive personalized service and support every step of the way. While members can visit us at 1202 Veterans Dr, official correspondence should be sent to 1202 Veterans Dr, Traverse City, MI 49684-4449 if needed.

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance before visiting us, feel free to call at 231-346-6490. We look forward to welcoming you into the Team One family! Come see us soon and experience the difference of community-focused banking.

Convenient Access

At Team One, accessibility is a priority. Our branch features ADA-compliant entrances and ample parking spaces, ensuring that everyone can enjoy our services comfortably. While members can visit us at this address for all their banking needs, any official correspondence should be sent to the same location: 1202 Veterans Dr, Traverse City, MI 49684-4449.

Operating Hours

We understand that life gets busy! That's why we're open Monday through Friday from 9 AM to 5 PM. Our dedicated team is ready to assist you with everything from checking and savings accounts to auto loans and mortgages during these hours.

Services and Amenities

Our branch offers a variety of services tailored to meet your financial needs. You can take advantage of our ATM services right on-site for quick cash withdrawals or balance checks. While we don't have drive-thru banking available, we assure you that our lobby is designed for your convenience and comfort.

Member Eligibility

At Team One, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. If you live, work, or worship in the area, you're likely eligible to become a member! We welcome individuals from various backgrounds and walks of life, ensuring that everyone can experience the benefits of being part of our credit union. To find out the specific eligibility criteria tailored for you, please check out our detailed page at http://WWW.TEAMONECU.ORG/about/membership-eligibility . Getting started is easy! Once you determine your eligibility, simply visit us at our branch located at 1202 Veterans Dr Traverse City Mi 49684 or give us a call at (231) 346-6490. Our friendly team is ready to guide you through the account opening process. You can also learn more about how to open an account by visiting http://WWW.TEAMONECU.ORG/apply-for-a-loan . We can't wait to welcome you to Team One and help you take advantage of all we have to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $240 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,590,362, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that makes accepting payments a breeze. Our merchant services are designed to help you process transactions smoothly, from credit card swipes to online payments. This means more time for you to focus on what really matters growing your business and serving your customers. Located at 1202 Veterans Dr Traverse City Mi 49684 in Traverse City, MI, our team is ready to assist you. Give us a call at (231) 346-6490 or visit us during our lobby hours from Monday to Friday, 9 AM to 5 PM. Let's work together to achieve your business dreams!

Comprehensive List Of Services

ATM Services

Need cash in a pinch? Our ATM & Cash Withdrawal Services provide basic access for withdrawals and balance checks, ensuring you have what you need when you need it. At Team One, located at 1202 Veterans Dr Traverse City, MI 49684, we pride ourselves on offering services that not only meet but exceed member expectations. Our friendly team is always ready to assist you with any questions or needs you may have. You can reach us at 231-346-6490 during our lobby hours from Monday to Friday, 9 AM to 5 PM. We invite you to explore all that we offer and see how we can support your financial journey. For more information or to get started with any of our services, visit us online at Team One today!

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include Merchant Services & Business Loans, helping you secure the financing needed to grow your business. We understand that every dollar counts when it comes to running a successful venture.

Digital Banking Convenience

In today's fast-paced world, having access to your finances on-the-go is crucial. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

Managing your finances should be straightforward and hassle-free. That's why we offer Checking & Savings Accounts designed to fit your lifestyle. If you're planning to buy a new car, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. For those looking to invest in a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to help you navigate the process smoothly. Additionally, life can throw unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come into play. We aim to provide flexible solutions that can help you manage your budget effectively. And don't forget about our Credit Cards with Rewards, offering you benefits that make every purchase more rewarding.

Digital & Online Banking

Key Services

With just a few clicks at https://www.teamonecu.org/ , you can access your accounts through our 24/7 online banking platform. This means no more rushing to the bank before closing time! Whether you want to check your balance, pay bills, or transfer money, it's all available at your fingertips. Plus, with electronic signature authorization available, you can complete important transactions securely without needing to visit us in person.

Real-Time Management

Need to send money to a friend? With our person-to-person transfer option, it's simple and fast. You can send money directly from your account with just a few taps on your device. At Team One, we prioritize accessibility and ease-of-use in every aspect of our digital services. Managing your finances has never been easier or more secure! Join us today and experience the benefits of modern banking that fits seamlessly into your lifestyle.

User-Friendly Features

We also provide e-statements, giving you quick access to your account statements while helping the environment by reducing paper waste. If you're on the go, you'll love our mobile application. It allows you to perform all your banking tasks from your smartphone or tablet. And if you like using mobile payments, you're in luck our mobile payments feature lets you make purchases easily and securely.

Financial Strength

Commitment to Growth

With $57,572,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $7,457 in used auto loans and $497,651,552 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 150 full-time employees and 14 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support tailored to your needs.

Growing Membership Base

Total Share and Deposit Accounts stand at 101,812, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,432,973, reinforcing our ability to meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 1202 Veterans Dr Traverse City Mi 49684 or call (231) 346-6490 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,825,661, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $100,358,662 in used vehicle loans and $21,125,976 in new vehicle loans already helping members get on the road, we make it easy for you to find the right financing solution. Whether you're buying a brand-new model or a reliable pre-owned vehicle, our flexible terms can fit your budget.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans totaling $84,590,362 provide the capital needed to take your business to the next level. We're dedicated to supporting local enterprises and helping them thrive. At Team One, we also recognize that refinancing options may be available for existing loans. If you're looking for ways to lower your monthly payments or adjust your loan terms, don't hesitate to reach out for more information about eligibility. You can reach us at (231) 346-6490, or visit us at 1202 Veterans Dr Traverse City Mi 49684. For more details on our offerings and membership eligibility requirements, please check out our website at Team One. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,589,627. This could be your chance to invest in a home where memories will be made. Our team is ready to assist you with every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $29,707,307 in loans helping members manage their finances effectively, these credit cards can provide additional purchasing power when you need it most without requiring collateral.

Loan Aggregator

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TEAM ONE CREDIT UNION - Traverse City, MI