Traverse City Credit Union MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Tba, your trusted financial partner located at 2900 W South Airport Rd, Traverse City, MI 49684. Since opening our doors in 1955, we have been dedicated to serving our community with integrity and care. With a proud membership of 19,465 individuals, we understand the unique needs of our members and strive to provide personalized financial solutions that empower them. At South Airport, we manage total assets of $362,859,530 and have successfully facilitated over 13,023 loans and leases to help our members achieve their financial dreams. Our commitment to you is reflected not only in our robust offerings including personal banking services like checking and savings accounts, auto loans, mortgages, and business banking but also in our dedication to community impact. Led by our CEO, Karen Browne, and Board President, David Seman, our team of 75 employees is here to support you every step of the way. We are proud to maintain a net worth of $49,432,483 and have total deposits reaching $20,719,029, reflecting the trust our members place in us. For your convenience, we offer services including online banking and mobile payments. While members can visit us at 2900 W South Airport Rd Traverse City Mi 49684, official correspondence should be sent to PO Box 1049, Traverse City, MI 49685-1049. If you have questions or need assistance, don't hesitate to reach out at 231-946-7090 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Join us on this journey towards financial wellness visit us today or explore more about our services online at https://www.tbacu.com/. Your financial future starts here!

Branch History & Mission

Our Mission

Our mission at Tba is simple yet powerful: to empower our members by providing exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality banking solutions whether it's personal checking accounts, auto loans, or business financing options. We strive to make banking straightforward and accessible for all. In addition to traditional banking services, we are committed to embracing technology. With features like online banking, mobile payments, and e-statements, we ensure our members can manage their finances conveniently from anywhere. We also prioritize ADA compliance and customer-centric initiatives to guarantee that everyone can utilize our services without barriers. Community outreach is an essential part of who we are. Through partnerships with local organizations and ongoing community engagement efforts, we seek to give back and uplift those around us. Whether it's sponsoring local events or supporting educational programs, Tba is dedicated to making a positive impact in Traverse City. While members can visit us at our main branch location, official correspondence should be sent to PO Box 1049, Traverse City, MI 49685-1049. We invite you to join us at Tba and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Stop by during our operating hours from 9:00 AM - 5:00 PM Monday through Friday or give us a call at 231-946-7090. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Tba! Conveniently located at 2900 W South Airport Rd Traverse City Mi 49684 in beautiful Traverse City, MI, our branch is here to serve you with a smile. Just a stone's throw away from popular local spots, we make it easy for you to stop by and take care of your banking needs. While members can visit us at 2900 W South Airport Rd Traverse City Mi 49684, official correspondence should be sent to PO Box 1049, Traverse City, MI 49685-1049. We pride ourselves on making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and ample parking, ensuring that all members can easily access our services. Our friendly team is ready to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you're looking to open a new checking account or explore auto loans and personal financing options, we're here for you every step of the way. For added convenience, we have an ATM on-site for quick cash withdrawals and balance checks. If you prefer the ease of drive-thru banking, we've got you covered there too! With basic services like deposits, withdrawals, and simple transactions available at our drive-thru, managing your finances has never been easier. Feel free to reach out to us at (231) 946-7090 if you have any questions or need assistance. We invite you to stop by and discover how Tba can help meet your financial needs. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Tba is like joining a caring community where your financial well-being is our priority. If you live, work, or attend school in the Grand Traverse area, you're already eligible to become part of our family! We welcome individuals from all walks of life and are committed to providing you with services that can make a real difference in your financial journey. Whether you're looking for a friendly place to open a checking account or seeking advice on loans, Tba is here for you. To learn more about the specific eligibility criteria and ensure you're ready to join us, feel free to check out our detailed guidelines at . When you're ready to take the next step, opening an account is simple! Just visit us at our location at 2900 W South Airport Rd Traverse City Mi 49684, or give us a call at (231) 946-7090. We can't wait to help you get started on your path with Tba!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $179 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $25,432,935, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who helps you manage transactions smoothly while you focus on your customers. Our merchant services make it easy for businesses to accept payments, whether in-person or online. By streamlining payment processes, we help you save time and reduce hassles, allowing you to concentrate on what matters most growing your business. Explore how Tba can be your ally in success at our location at 2900 W South Airport Rd Traverse City Mi 49684, Traverse City, MI. Let us help you turn your business dreams into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services provide easy access to your funds whenever you need them. With basic drive-thru banking available for deposits and withdrawals, getting cash has never been simpler. At Tba, we are committed to providing exceptional service and support tailored just for you. For more information about our services or if you have questions about how we can assist you financially, please don't hesitate to call us at (231) 946-7090 or visit our website at South Airport. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're planning to purchase a new vehicle, look no further than our auto loans. We provide competitive rates and flexible terms to help you drive away in your dream car without breaking the bank. Imagine cruising down the road knowing you've secured a great deal on financing!

Business Banking

For our business members, we offer tailored banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is here to support you every step of the way.

Credit Cards with Rewards

Our credit cards not only provide purchasing power but also come with rewards! Use your card for everyday purchases and earn points that can be redeemed for exciting rewards. This means that shopping for groceries or fueling up your car could lead to benefits that enhance your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans cater to first-time buyers as well as seasoned homeowners looking to refinance. We guide you through each step, ensuring the process is smooth and straightforward so you can focus on making memories in your new space.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts from anywhere at any time. Whether it's checking balances or transferring funds, you'll have everything at your fingertips.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand that every member has unique needs, which is why we offer flexible options for managing your money. Our checking and savings accounts come with no hidden fees, making it easier for you to save for that dream vacation or unexpected expenses.

Personal Loans & Debt Consolidation

Life can throw curveballs, and sometimes, unexpected expenses arise. Our personal loans offer a simple way to cover those costs, whether it's medical bills or home repairs. Additionally, if you're juggling multiple debts, our debt consolidation service can help streamline your payments into one manageable loan.

Digital & Online Banking

E-Statements and Mobile Access

We also offer e-statements for those who prefer a paperless approach. This not only helps the environment but also ensures that your statements are easy to access whenever you need them. Our mobile application allows you to take your banking experience wherever you go. Need to make a quick payment? It's simple with our mobile payments feature.

Key Features

Our online banking platform at https://www.tbacu.com/ is user-friendly and packed with features to help you stay on top of your finances. You can access your accounts 24/7, allowing you to check balances, make transfers, and pay bills anytime. Plus, with our electronic signature authorization, signing documents has never been easier no need to visit a branch or print anything out.

Person-to-Person Transfers

Want to send money to a friend or family member? Our person-to-person transfer option makes it easy and quick. Just use our online banking system or mobile app, and you're set!

Security You Can Trust

Your security is our top priority. We employ robust security measures to keep your personal information safe while you enjoy all these convenient features. With Tba, you can rest assured knowing that your financial data is protected. Whether you're checking your balance, transferring funds, or managing payments, our digital banking services empower you to handle everything at your fingertips. Experience the freedom and flexibility of modern banking with us today!

Financial Strength

At Tba, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong financial foundation, ensuring you can trust us with your hard-earned money. With a net worth of $49,432,483, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,360 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $71,060,635 in share certificates and $48,784,235 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $48,695,426 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well; with $4,867 in used auto loans and $246,151,986 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,259,908. Total Share and Deposit Accounts: 42,556, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tba is your trusted partner. Visit us at 2900 W South Airport Rd Traverse City Mi 49684 or call (231) 946-7090 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $78,827,060 in used vehicle loans and $17,954,527 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or finding a reliable used vehicle, we have options that will meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $25,432,935 provide the capital needed to grow and expand your operations. We understand the challenges of running a business and are dedicated to offering tailored solutions that align with your business objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,142,719, make buying or refinancing simple. We provide guidance throughout the entire process and are committed to making your home-buying experience as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out to our knowledgeable staff. They can discuss eligibility options and help you find ways to lower your monthly payments or reduce your interest rates. At Tba, we're committed to providing quality service and support throughout your borrowing journey. Our goal is to empower you with the financial tools necessary for success. If you have questions or would like to explore loan options further, please don't hesitate to contact us at (231) 946-7090 during our operating hours from 9:00 AM - 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out more information online at our website.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,470,900 in loans helping members manage their finances effectively. These cards come with benefits that can help you keep track of spending while providing convenience for everyday purchases.

Loan Aggregator

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TBA CREDIT UNION