Vehicle Loans in Rochester, NY

Looking for the lowest interest rates on used auto loans in Rochester, NY? Compare offers from trusted local lenders to find the best deal that fits your budget and gets you behind the wheel faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Navy Federal Credit Union’s auto loan rates range from 3.89% to 7.39% APR today, with no change from 7 days ago and a decrease since 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR, also unchanged from 7 and 30 days ago but down from 30 days ago. Broadview vehicle loan rates for autos range from 3.99% to 8.24% APR today. These rates are down from 7 and 30 days ago and have also decreased compared to 60 and 90 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR and other loan rates between 5.49% and 7.74% APR. Unchanged in the past 7 or 30 days. Recreational loan rates also remain steady, ranging from 4.74% to 10.49% APR.

Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Affinity vehicle loans have an APR range from 4.94% to 7.8% today. The rates for auto loans have gone down compared to 7 and 30 days ago. Mid–Hudson Valley has auto loan rates ranging from 4.94% to 7.25% APR today. There is no rate change reported for the past 7 or 30 days. This range covers various terms for vehicle loans.

Digital has auto loan rates ranging from 4.99% to 10.74% APR with no change in the past 7 or 30 days. Motorcycle loans are between 6.25% and 11.35% , down from 7.25% at 60 and 90 days ago. Recreational loan rates range from 8.99% to 11.35% , also down compared to 60 and 90 days ago. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than a month ago.

🏦 All Local Lenders in Rochester, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
EVER $ GREEN FEDERAL CREDIT UNION
2215 E HENRIETTA RD ROCHESTER NY 14623
ATM
Drive-Thru
P2P
E-Statements
Assets: $68,646,574
Deposits: $2,251,202
Net Worth: $7,764,639
Employees: 19
Members: 5,374
FAMILY FIRST OF NY FEDERAL CREDIT UNION
1225 JEFFERSON RD STE A21 ROCHESTER NY 14623
ATM
P2P
E-Statements
E-Signature
Assets: $322,036,908
Deposits: $511,114
Net Worth: $34,937,990
Employees: 64
Members: 15,397
RELIANT COMMUNITY FEDERAL CREDIT UNION
1200 MARKETPLACE DR ROCHESTER NY 14623
ATM
P2P
E-Statements
E-Signature
Assets: $689,753,689
Deposits: $61,859,197
Net Worth: $64,498,807
Employees: 173
Members: 46,967
ADVANTAGE FEDERAL CREDIT UNION
70 METRO PARK ROCHESTER NY 14623
P2P
E-Statements
E-Signature
Assets: $479,479,260
Deposits: $17,261,372
Net Worth: $44,790,908
Employees: 98
Members: 34,794
ADVANTAGE FEDERAL CREDIT UNION
38 LOMB MEMORIAL DR ROCHESTER NY 14623
ATM
P2P
E-Statements
E-Signature
Assets: $479,479,260
Deposits: $17,261,372
Net Worth: $44,790,908
Employees: 98
Members: 34,794
ESL FEDERAL CREDIT UNION
100 CANAL VIEW BLVD ROCHESTER NY 14623
ATM
Drive-Thru
P2P
E-Statements
Assets: $9,589,555,760
Deposits: $26,736,310
Net Worth: $1,581,486,953
Employees: 932
Members: 450,642
KINECTA FEDERAL CREDIT UNION
1425 JEFFERSON RD ROCHESTER NY 14623
ATM
P2P
E-Statements
E-Signature
Assets: $6,748,872,512
Deposits: $206,113,615
Net Worth: $551,264,425
Employees: 695
Members: 251,834
THE SUMMIT FEDERAL CREDIT UNION
2087 E HENRIETTA RD ROCHESTER NY 14623
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,352,881,336
Deposits: $73,606,513
Net Worth: $144,591,455
Employees: 253
Members: 95,042

🏘️ All the Lenders Available in Monroe County, NY

✅FAMILY FIRST OF NY FEDERAL CREDIT UNION
✅WESTSIDE COMMUNITY FEDERAL CREDIT UNION
✅BROCKPORT FEDERAL CREDIT UNION
✅RELIANT COMMUNITY FEDERAL CREDIT UNION
✅ESL FEDERAL CREDIT UNION
✅FINGER LAKES FEDERAL CREDIT UNION
✅THE SUMMIT FEDERAL CREDIT UNION
✅PITTSFORD FEDERAL CREDIT UNION
✅SPENCERPORT FEDERAL CREDIT UNION
✅GREECE COMMUNITY FEDERAL CREDIT UNION
✅ADVANTAGE 24181 CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅GENESEE COOP CREDIT UNION
✅ROCHESTER MONROE CO EMP CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅EVER GREEN CREDIT UNION
✅FOCUS FIRST FEDERAL CREDIT UNION
✅GATES CHILI FEDERAL CREDIT UNION
✅ST PIUS X CHURCH CREDIT UNION

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