Reliant Community Credit Union Rochester NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Reliant Community in Rochester, NY! Situated at 1200 Marketplace Dr, our branch has been a vital part of the community since 1970, dedicated to providing financial services that truly matter to our members. With a robust membership of 46,967 and total assets reaching an impressive $689,753,689, we pride ourselves on being more than just a credit union; we are your trusted partner in achieving financial success. At Reliant Community, we understand that every member's journey is unique. That's why we offer a diverse range of services tailored to meet your needs from personal banking options like checking and savings accounts to vehicle financing and mortgage loans. Our commitment extends beyond products; it's about building relationships grounded in trust and support. Under the leadership of our CEO, Pamela Heald, and Board President, Jane Slack, our team of 173 employees is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1200 Marketplace Dr, Rochester, NY 14623. For any inquiries or assistance, feel free to reach out at 800-724-9282. With total deposits amounting to $61,859,197 and net worth standing at $64,498,807, Reliant Community is well-equipped to serve your financial needs. We also boast a strong loan portfolio with over 33,335 loans and leases available for our members. Join us today and experience how Reliant Community can help you achieve your financial goals! Whether you're looking for a new auto loan or need assistance with business banking solutions, we're excited to work together. Visit us or explore more on our website at reliantcu.com your journey starts here!

Branch History & Mission

A Commitment to Accessibility

Reliant Community is dedicated to ensuring that everyone can access our services easily. Our branch features ADA-compliant facilities and offers various digital advancements such as online banking and mobile payments. Whether you need assistance in person or prefer the convenience of managing your finances online, we are here for you. While members can visit us at 1200 Marketplace Dr Rochester Ny 14623, official correspondence should be sent to 1200 Marketplace Dr, Rochester, NY 14623 if different. You can reach us at (800) 724-9282 during our operating hours: Monday through Thursday from 9 am - 4 pm, Friday from 9 am - 5 pm, and Saturday from 9 am - 12 pm.

Join Us

As we look toward the future, we invite you to become part of our growing family at Reliant Community. Experience firsthand how our member-focused approach sets us apart from traditional banks. Whether you are looking for personal banking solutions or business services, you will find what you need right here with us. Explore more about what we offer by visiting Reliant Community or apply online today! Together, let's build a stronger community through shared success.

Our Mission

The mission of Reliant Community is straightforward: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to high-quality banking services tailored to their unique needs. Our dedicated team is here to guide you through every step of your financial journey with care and compassion. In addition to serving our members' financial needs, we are deeply committed to giving back. Through partnerships with local organizations and outreach programs, we aim to uplift those around us. Whether it's through financial education workshops or community events, we focus on making a positive impact in Rochester.

Branch Location & Accessibility

Accessibility Features

At Reliant Community, we prioritize accessibility for all our members. The branch is fully ADA compliant, featuring ramps and ample parking space for your convenience. If you have any special requirements, don't hesitate to reach out; we're here to ensure your visit is smooth and enjoyable.

Get in Touch!

If you have questions or need assistance before your visit, feel free to give us a call at 800-724-9282. We're excited to welcome you into our community! Come see us soon at Reliant Community!

Nearby Landmarks

Our branch is just a stone's throw away from popular spots like the Marketplace Mall and numerous dining options, making it a breeze to combine your banking visit with errands or lunch plans.

Operating Hours & Services

We know how busy life can get, which is why we offer flexible hours for your convenience. Visit us Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM until noon. Our doors are closed on Sundays, but our online services are always available! When you come in, you'll find a variety of services tailored to fit your financial needs whether it's personal banking with checking and savings accounts, auto loans, or business banking solutions. We also provide ATM services for quick cash withdrawals and basic shared transactions for partner credit union members.

Member Eligibility

Joining the family at Reliant Community is more than just opening a bank account; it's about becoming part of a community that truly cares. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the Rochester area. Additionally, if you have a family member already part of our credit union, you're also welcome to join! This inclusive approach ensures that everyone has the chance to benefit from our friendly services and competitive offerings. To find out more about specific eligibility details, feel free to check out our resource at . Getting started with your membership is a breeze! You can easily open an account online through our quick application process at https://www.reliantcu.com/apply-online/. If you have any questions or need assistance, don't hesitate to reach out at (800) 724-9282. We're here to help you every step of the way as you embark on your financial journey with us at Reliant Community, located at 1200 Marketplace Dr Rochester Ny 14623.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $251 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $23,586,820, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday where customers are eager to pay for their purchases. With our merchant services, you can accept payments quickly and securely, ensuring a smooth transaction experience for both you and your customers. Visit us at 1200 Marketplace Dr Rochester Ny 14623 in Rochester, NY, or call us at (800) 724-9282 to learn how we can help your business thrive today!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without hassle. Plus, as part of our commitment to accessibility, we offer basic shared branch transactions for partner credit union members so that they can easily conduct deposits and withdrawals at our location. At Reliant Community, we believe in creating positive experiences for all our members. With friendly staff ready to assist you during our lobby hours Monday through Thursday from 9 am to 4 pm, Friday from 9 am to 5 pm, and Saturday from 9 am to 12 pm you'll always feel welcome. Ready to explore how we can assist you further? Call us at 800-724-9282 or visit us online at Reliant Community to learn more about opening an account or applying for a loan today! Your journey toward better financial management starts here with us!

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include essential tools like merchant services and business loans. These offerings are designed to support your growth while simplifying your banking experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we pride ourselves on our robust online and mobile banking features. You can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills with just a few taps on your smartphone.

Loans and Credit Options

For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options can ease financial burdens. We also provide credit cards with rewards, allowing you to earn while you spend. Each product is crafted to fit different lifestyles and financial goals.

Personal Banking

We offer a variety of personal banking services designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances efficiently, to auto loans and vehicle financing options that make it easier for you to get behind the wheel of your dream car. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans provide competitive rates and personalized support throughout the process.

Digital & Online Banking

Key Features

Our online banking platform is packed with user-friendly features that make banking a breeze. For instance, you can enjoy the benefits of electronic signatures for transactions, ensuring a smooth process without the need for paper forms. Plus, e-statements are available, helping you keep track of your finances while reducing clutter. If you're always on the go, our mobile application allows you to manage your accounts right from your smartphone. This app also supports mobile payments, making it easy to pay for purchases directly from your device. And if you ever need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast.

Security and Accessibility

Your security is our top priority. Our online banking services use advanced encryption technology to protect your personal information and transactions. You can bank with confidence knowing that we take every measure to keep your data safe. With all these features combined, managing your finances has never been easier or more accessible. Whether you're at home or out and about, Reliant Community is here to support you with flexible solutions tailored to your needs. Experience the ease of digital banking today!

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts stand at 111,923, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $23,968,239, further demonstrating our dedication to fostering community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliant Community is your trusted partner. Visit us at 1200 Marketplace Dr Rochester Ny 14623 or call (800) 724-9282 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $61,368,266 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our diverse lending capacity; with $6,148 in used auto loans and $470,354,271 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $122,443,782 in share certificates and $166,227,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is evidenced by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 165 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $64,498,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $89,476,994 in used vehicle loans and $26,272,493 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $23,586,820 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses and fostering economic development in our community. At Reliant Community in Rochester NY (1200 Marketplace Dr), we're dedicated to helping you navigate your financial journey. If you're interested in refinancing or learning more about eligibility options for our various loan products, please don't hesitate to reach out at 800-724-9282. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,876,580, make buying or refinancing simple. We offer guidance through every step of the process to ensure that you find the right solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $42,393,279 in loans helping members manage their finances effectively. Our credit cards come with various rewards and features designed to enhance your purchasing power while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the tool in helping individuals save money and streamline their loan search. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when searching for loans. By tapping into reliable data sources, LendMesh maintains accuracy in its loan comparisons.