KINECTA FEDERAL CREDIT UNION - Rochester, NY

Welcome to Kinecta, your trusted partner in financial success! Located at 1425 Jefferson Rd, Rochester, NY 14623, our branch is dedicated to serving the community with a range of personal and business banking solutions. Since opening our doors in 1940, we have grown to support over 251,834 members, providing exceptional service and a strong sense of community. At Kinecta, we pride ourselves on our robust financial health, boasting total assets of $6,748,872,512 and total deposits amounting to $206,113,615. Our commitment to you extends beyond numbers; it's about building lasting relationships based on trust and mutual growth. Whether you're looking for auto loans, mortgage options, or credit cards with rewards, our dedicated team is here to guide you every step of the way. Led by CEO Keith Sultemeier and Board President Jeffry Yonemura, our team of 695 employees works tirelessly to ensure you receive personalized service tailored to your needs. We understand that every member's journey is unique, and we strive to provide solutions that fit your lifestyle. While members can visit us at our branch location for assistance or inquiries, official correspondence should be sent to the same address: 1425 Jefferson Rd, Rochester, NY 14623. We invite you to explore our services further by visiting our website at kinecta.org. Don't hesitate to reach out at (585) 613-0200 for any questions or to schedule an appointment. Together, let's achieve your financial goals!

At Kinecta, we're excited to welcome you into our community where members come first. Joining us is a simple and fulfilling process that opens the door to numerous benefits tailored for your financial needs. To be eligible for membership, you generally need to live, work, or worship in our local area, or have a family member who is already a member. We believe in inclusivity and support, making it easy for individuals from all walks of life to become part of our family. If you're curious about specific eligibility requirements or want to ensure you meet them, you can check out more details at https://kinecta.myori.com/app/oao/membership . When you're ready to take the next step, opening an account is a breeze! Just visit us online at https://securebanking.kinecta.org/registration or give us a call at (585) 613-0200 if you have any questions. Our friendly team is here to guide you through every step of the way. Located at 1425 Jefferson Rd Rochester Ny 14623, we can't wait to help you start your journey with us!

At Kinecta, we understand that managing your finances should be easy and secure, which is why we offer a range of digital and online banking services tailored to meet your needs. With our 24/7 online banking services, you can access your accounts anytime, anywhere, making it simpler than ever to stay on top of your financial goals. Explore our online banking platform at https://www.kinecta.org/ to enjoy features designed with you in mind. Need to transfer money to a friend? Our person-to-person transfers make sending cash a breeze. Whether it's splitting a bill or sending a gift, this feature helps you manage your transactions seamlessly. For those who prefer managing their finances on the go, our mobile application is available for download, bringing all the banking services right to your fingertips. From checking your balance to making payments, everything is just a tap away. Plus, if you're interested in using mobile payments, we've got you covered there too! Enjoy the convenience of paying directly from your phone wherever you are. We prioritize your security with electronic signature authorization for important transactions, ensuring that your information remains safe while you bank online. You can also opt for e-statements to keep track of your account activity without the clutter of paper statements. This not only helps the environment but also keeps your records easily accessible. At Kinecta, we're committed to providing you with user-friendly solutions that fit into your lifestyle. Whether you're at home or out and about, managing your money has never been easier or more secure. Join us today and experience the benefits of digital banking that works for you!

At Kinecta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong financial position that allows us to serve you with confidence, providing excellent rates and services tailored to your needs. With a net worth of $551,264,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 816 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,929,331,277 in share certificates and $216,076,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $455,130,523 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,331 in used auto loans and an impressive $5,730,695,616 in total loans and leases. Our operational efficiency is reflected in our $0 net income, allowing us to focus on offering competitive loan rates and solid financial products for our members. We also take pride in having 673 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 464,147, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinecta is your trusted partner. Visit us at 1425 Jefferson Rd Rochester Ny 14623 or call 585-613-0200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.