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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Apple has vehicle loan rates for Auto loans ranging from 4.24% to 5.74% APR and Motorcycle loans from 4.54% to 5.39% APR. There is no change in rates compared to 7 and 30 days ago for either loan type. Firefighters First has auto loan rates ranging from 4.24% to 5.49% APR and recreational loan rates between 7.49% and 8.99% APR. Unchanged over the past 7, 30, 60, or 90 days. Both loan types show steady pricing during this time. Associated Credit Union has auto loan rates ranging from 4.25% to 14.75% APR today, which is up from 7 and 30 days ago. Recreational loan rates remain steady at 6.5% to 10% APR.
Founders's auto loans with APRs ranging from 4.25% to 17.75% , which have not changed in the past 7 and 30 days but are up from 90 days ago. Recreational loan rates range from 7.25% to 18% , showing no change in the last 7 and 30 days and up compared to 90 days ago. Houston's auto loans with APRs ranging from 4.25% to 6.25% and recreational vehicle loans with rates between 7.5% and 9.25% . These rates have shown no change compared to 7 and 30 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate range from 90 days ago was slightly higher, between 4.26% and 4.99% .
First Flight's vehicle loan rates for Auto loans range from 4.26% to 4.77% APR, and Motorcycle loans range from 5.06% to 5.31% APR. Unchanged compared to 7 days ago. Recreational loan rates are between 6.33% and 6.84% APR with no change over the past week. Community First's auto loans with APRs ranging from 4.29% to 6.09% , which are unchanged from 7 and 30 days ago but slightly down from 30 days ago. Motorcycle loans have rates between 7.59% and 8.34% , showing no change from both 7 and 30 days ago.
Guardian's auto loan rates range from 4.34% to 6.89% APR and have not changed in the past 7 or 30 days. Recreational loan rates are between 7.04% and 10.54% APR, which is up from 30 days ago. Neighborhood has auto loan rates ranging from 4.34% to 6.99% APR, which are up from both 7 and 30 days ago. Recreational loan rates are between 5.49% and 6.74% APR and have gone down compared to 7, 30, 60, and 90 days ago. Other loan rates range from 6.24% to 6.99% APR and are up from 7 days ago.