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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Tower's auto loan rates range from 3.99% to 6.49% APR today, with no change from 7 or 30 days ago but up from 60 and 90 days ago. Motorcycle loans have rates between 6.49% and 6.99% APR, showing no change over the past 7 and 30 days. First Financial's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 7.99% and 9.99% APR, showing no change from 7 or 30 days ago. Recreational loan rates remain steady at 8.49% to 9.74% APR with no changes over the past 60 days.
First Community's auto loan rates range from 3.99% to 17.44% APR with no change over the past 7 and 30 days. Motorcycle loan rates are higher, ranging from 8.54% to 17.99% , and have gone up since 7 and 30 days ago. Recreational loan rates also increased, now between 6.74% and 17.99% APR. Smart Financial's auto loans with APRs ranging from 3.99% to 16.99% , and motorcycle loans with rates between 6.74% and 16.99% . These rates have shown no change compared to 7 and 30 days ago. Both loan types maintain steady terms without recent adjustments.
America'S Christian has vehicle loan rates ranging from 3.99% to 4.24% APR for auto loans and 4.99% to 5.24% APR for recreational loans. These rates have shown no change compared to 7 and 30 days ago. Motorcycle loans are at 5.24% APR with no recent changes. Del Norte's auto loans with APRs ranging from 3.99% to 12.64% , and recreational loans with rates between 7.49% and 9.24% . Unchanged compared to 7 and 30 days ago. Credit Union 1's auto loans with APRs ranging from 3.99% to 14.74% today. The rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.
Hanscom has auto loan rates ranging from 3.99% to 6.59% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loan rates are between 6.99% and 8.19% APR. Fedex Employees Credit Association has auto loan rates ranging from 3.99% to 7.24% APR, which are down from 7 days and 90 days ago. Motorcycle loan rates stay the same at 6.29% to 10.29% APR compared to 7 days ago. Dupont Community's auto loan rates range from 3.99% to 14.69% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight increase at the high end.